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Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
Thread gallery
6
faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

OP posts:
Babyroobs · 11/04/2023 13:04

faultywiring · 11/04/2023 12:58

We do manage fine with dh earnings. I just wasn't sure if there was something I could have been claiming and wasn't.
We do get child benefit.
It's the logistics of it all, my parents are nearly 80 and have health issues so are not able to look after the dc and dh family live hours away.
The dc never seem to be in school.
6 weeks off in the summer holidays
Half terms
End of terms
Easter hols
Xmas hols
Inset days
Days sick
And lately Strikes
It's easy to say the dc are at school but they never seem to be and any jobs I have had in the past have ended because I can't get child care, especially for flexible work which is the field I work.
I don't know any Childminders who will just have dc as and when you need them.

Ok so if your parents need care and you are providing that to them and one or both of them are in receipt of a disability benefit and you are providing 35 hours of care a week, you could be put down as a carer on a UC claim. this would mean you have no work commitments and could get a carers element on the claim also which would boost the amount. Do check first what benefits ( if any) your parents are on as you claiming as their carer could affect their benefits.

StormiDayz · 11/04/2023 13:04

Yes. I do and husband works full time. It depends on his earnings.

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Disneygirl37 · 11/04/2023 13:06

Most people have to juggle child care. I've done all sorts over the years to fit with in with the kids.
Work a few evenings a week in a shop or as a home carer? Or a night job? I use to do 1 or 2 nights a week when the kids were little, split nights ideally. Would help with money plus you are around in day.
Or if you are lucky a term time job. If you are fit and well there's no need for you to claim anything.

FloralShirt · 11/04/2023 13:08

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Says in the OP "dh works full time, only min wage but he does about 50 hours", so roughly 50 hours a week at minimum wage = around £27K.

drpet49 · 11/04/2023 13:09

berksandbeyond · 11/04/2023 13:00

You’re not a stay at home mum, you’re unemployed, now you’d like to add ‘on benefits’ to that description. If you can’t finance your own lifestyle choices then you’ll need to get a job. Frankly I would have thought it would make sense to work and let your husband work a bit less? 50 hours a week in a (manual) minimum wage job can’t be great for his health as he gets older. If he drops dead you’ll really be fucked

This. OPs poor husband works 50 hours on minimum wage a work while she is apparently a SAHM to children who are in school.

FranksOcean · 11/04/2023 13:10

jesus wept 🤦🏻‍♀️

Morningcoffeeview · 11/04/2023 13:10

MrsSamR · 11/04/2023 13:02

How do you think the majority of families in this country with 2 working parents manage?

The childcare fairies?

I can contribute by way of a go fund me or alternatively send my childcare fairies to you OP. Which would you prefer?

faultywiring · 11/04/2023 13:10

Ok so if your parents need care and you are providing that to them and one or both of them are in receipt of a disability benefit and you are providing 35 hours of care a week, you could be put down as a carer on a UC claim. this would mean you have no work commitments and could get a carers element on the claim also which would boost the amount. Do check first what benefits ( if any) your parents are on as you claiming as their carer could affect their benefits.

I'm not a carer to my parents, they have age related health issues, forgetfulness /low mobility but don't need a carer.
They are both almost 80 and my point about their health was just that they are not able to look after the dc anymore.

OP posts:
QueenBee1234 · 11/04/2023 13:10

Work nights? Look for holiday clubs? Do you genuinely have no idea how other parents manage (I have had no help from family in the 16 years I have been a parent).
I sincerely hope you are unable to claim a penny, especially as you admitted you manage fine on your husbands salary.
Astounding how entitled some people actually are.

Hellno45 · 11/04/2023 13:10

Your children are old enough for you to work. You can claim UC but you will be expected to actively seek work.

Effieswig · 11/04/2023 13:11

faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

Single parents manage it as well.

Daisydu · 11/04/2023 13:12

No, the rules change soon and you will be required to earn a certain amount if youngest is 5 then it will be the equivalent of 25 times minimum wage a week.

Openup · 11/04/2023 13:13

Being a SAHM should be a choice for those who can afford it. If you benefits to allow you to stay at home, you can’t afford it so should get a job!
This totally pisses me off! My DH and I work 100hrs a week between us to pay our bills!

Pashy · 11/04/2023 13:13

You’re basically looking for other people to work so you don’t have to?

Hy would other parents leave their children to go to work and pay tax that will allow you to stay home?

Daisydu · 11/04/2023 13:13

Openup · 11/04/2023 13:13

Being a SAHM should be a choice for those who can afford it. If you benefits to allow you to stay at home, you can’t afford it so should get a job!
This totally pisses me off! My DH and I work 100hrs a week between us to pay our bills!

This. And this is why the rules are changing to stop this.

FranksOcean · 11/04/2023 13:14

faultywiring · 11/04/2023 12:58

We do manage fine with dh earnings. I just wasn't sure if there was something I could have been claiming and wasn't.
We do get child benefit.
It's the logistics of it all, my parents are nearly 80 and have health issues so are not able to look after the dc and dh family live hours away.
The dc never seem to be in school.
6 weeks off in the summer holidays
Half terms
End of terms
Easter hols
Xmas hols
Inset days
Days sick
And lately Strikes
It's easy to say the dc are at school but they never seem to be and any jobs I have had in the past have ended because I can't get child care, especially for flexible work which is the field I work.
I don't know any Childminders who will just have dc as and when you need them.

All the sort of things you take into consideration before you have children

FranksOcean · 11/04/2023 13:15

Openup · 11/04/2023 13:13

Being a SAHM should be a choice for those who can afford it. If you benefits to allow you to stay at home, you can’t afford it so should get a job!
This totally pisses me off! My DH and I work 100hrs a week between us to pay our bills!

100hrs pw just to pay the bills, I think you need to look at another job or reduce your bills somewhere

EllieQ · 11/04/2023 13:16

faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

We don’t have any family near us. Like most people I know, I went part-time when I returned to work after maternity leave and we used nursery when DD was younger, then once she was at school we used after school club and cover the school holidays with a mixture of holiday club and leave.

I purposefully stayed in a job with flexible working and family-friendly policies, and was able to change my hours when she started school so I’m part-time over five days, meaning we only need after school club two days a week. DH is also in a role with flexible working so can do half of the school runs.

Do you really not know any parents where both of them work?

GOW56 · 11/04/2023 13:16

You would only be eligible if your joint income.was below a certain level. If you applied and were given it you would have to show that you are applying for work.

WeeOrcadian · 11/04/2023 13:18

Hang on, I just re-read, he's working 50 hours a week and you want to not work..... is there a reason he's working all those hours and you want to stay at home?

MasssiveSalad · 11/04/2023 13:18

@berksandbeyond @drpet49 Is stay at home parent only when your children are at home like 2 years and under? What if they are at preschool? I thought stay at home mum means you're in a relationship where the other parent works and you're at home and have children under 18.

PrincessHoneysuckle · 11/04/2023 13:20

Work in a school that's what I do.I am free for school pick up and drop offs as I work 12-2.30

Badbudgeter · 11/04/2023 13:22

MasssiveSalad · 11/04/2023 13:18

@berksandbeyond @drpet49 Is stay at home parent only when your children are at home like 2 years and under? What if they are at preschool? I thought stay at home mum means you're in a relationship where the other parent works and you're at home and have children under 18.

For the purposes of claiming UC a parent of an under 3 doesn’t have any work commitments. So they don’t need to job hunt or attend appointments.

Hayfeverseasonalready · 11/04/2023 13:22

My Husband works full time and I look after my disabled child so am a carer. We receive Universal credit for this reason.

If both your children are at school and you aren't claiming Disability Allowance for them, then I believe you won't be eligible.

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