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Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
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wincywincyspider · 11/04/2023 12:29

It would be a joint claim so depends on your husband's earnings. With your children's ages I'd have thought you would need to be looking for work and fulfilling the work requirements as well.

Idratherbepaddleboarding · 11/04/2023 12:31

Benefits aren’t there to support your choice not to work. I hope you would be expected to look for work!

kernowpicklepie · 11/04/2023 12:33

Depends on DH salary but I would imagine they would pester you to work. If children were under 3 then you get some leeway with not working but can't claim above that if you don't intend to work

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Dotcheck · 11/04/2023 12:33

Can your family manage on your husband’s wage? Is there a reason why you can’t work- even evening and weekends?

Morningcoffeeview · 11/04/2023 12:34

Set up a go fund me, I’ll contribute. A truly worthy cause.

Morningcoffeeview · 11/04/2023 12:35

Dotcheck · 11/04/2023 12:33

Can your family manage on your husband’s wage? Is there a reason why you can’t work- even evening and weekends?

Her kids are school age she can work during the day.

Overthebow · 11/04/2023 12:35

It depends what your DHs wage is, but you would be expected to look for work too as your DC are both over 3. Benefits aren’t there to allow you to stay at home and not work by choice.

MrsSamR · 11/04/2023 12:37

Why should you? I'm sure lots of people would love to be SAHPs but can't afford to. Why should hardworking people fund you not to work. Absolutely outrageous sense of entitlement.

Needmorelego · 11/04/2023 12:37

UC no.
Depending on what he earns you could get Child Benefit which for 2 children is about £130 ish a month.
That's it.

grayhairdontcare · 11/04/2023 12:37

Why would you not want to help provide for your family and take some pressures of your DP?

Tacocatgoatcheesepizza · 11/04/2023 12:37

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StrawberryMoore · 11/04/2023 12:38

do you rent? How much is your rent? Is it private or social housing? If private what is your local housing allowance the £ is available on the council website. It is very easy to workout entitlement with that information.

Babyroobs · 11/04/2023 12:39

Yes the rules are changing from September I think and both of a couple would be expected to work in return for claiming UC.

Skybluepinky · 11/04/2023 12:39

Is there a reason for u not to work?
Y would u want to be at home whilst ur kids are at school?

Marchforward · 11/04/2023 12:40

You can transfer your allowance to him and claim child benefit which you should be doing in your name to make sure you get NI contribution but I don’t think you will be entitled to anything else.

Babyroobs · 11/04/2023 12:40

Babyroobs · 11/04/2023 12:39

Yes the rules are changing from September I think and both of a couple would be expected to work in return for claiming UC.

Sorry i should add you would both be expected to work unless you have a health condition which prevents you from going so or you are a carer.

TheChoiceIsYours · 11/04/2023 12:41

I very much hope you are not entitled to a penny of UC in this situation. You can’t afford to be a SAHM if you need taxpayers to fund it for you. Many of whom will have their own children and would love to be a SAHP. Two school age children is no barrier to working, so if you choose not to then that’s on you and your husband to fund.

Was126orbustandmaybebust · 11/04/2023 12:41

Morningcoffeeview · 11/04/2023 12:34

Set up a go fund me, I’ll contribute. A truly worthy cause.

Me too - great cause hun x

Itsallok · 11/04/2023 12:41

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Badbudgeter · 11/04/2023 12:41

I think they’ve changed the rules recently so both people in a couple are expected to work with primary aged children. I’d consider whether you can get something school based so you can have holidays, pick up etc.

normajeans · 11/04/2023 12:42

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unlimiteddilutingjuice · 11/04/2023 12:42

You would be expected to work 25 hours. Or spend 25 hours per week looking for work. The info is online here:
https://www.gov.uk/government/publications/universal-credit-and-your-family-quick-guide/universal-credit-further-information-for-families#how-universal-credit-supports-you-and-your-family
If you do go back to work, UC can be very worthwhile as it will top up your income and provide help with childcare costs.

If any of your children are disabled, you can get around the requirement to look for work by claiming DLA for them and Carers Allowance for yourself. UC does not expect carers to look for work.

Universal Credit: further information for families

https://www.gov.uk/government/publications/universal-credit-and-your-family-quick-guide/universal-credit-further-information-for-families#how-universal-credit-supports-you-and-your-family

Butitsnotfunnyisititsserious · 11/04/2023 12:43

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fyn · 11/04/2023 12:43

We do, I do have younger children though (2 and four months) so I’m not sure if that is a consideration!

BernadetteRostankowskiWolowitz · 11/04/2023 12:44

If you need more income, you need to work.