Can you get universal credit for being a SAHM if husband works f/t?

[faultywiring]

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

You have to work round the childcare. I've had to do nights or pay for after-school and holiday club there was some weeks my DH worked away Monday-friday so I worked 12.5 hour shifts at the weekends for the enhanced pay. We hardly saw eachother but you have to make it work financially.

This!

We've juggled childcare and us both working for nearly 15 years now. It's workable if you are willing to do so. I worked evenings, nights and weekends around my husband for ages.

As your youngest is 5, UC will require 25hours of work/or searching for work.

You work in education or the public sector as its low paid but flexible and lots of annual leave. Plenty of part time work usually too. And if there are times you have no leave left then your husband has to use his to do childcare.

Just wow!!
I bloody hope you can't

Why do you need it you can work you don't need to be home

I really do wish people who have no idea about the welfare state didn’t comment with incorrect advice.

If you are all so horrified by the system then write to your MPs. However, when you do so, can you make sure that they fund childcare providers sufficiently so that there is enough childcare to go around. Can government need to ensure that all schools have staffing and space for morning and after-school clubs and a fair system for all who wish to access.

If they can also ensure that time off for children’s medical appointments, sick , strike days , inset days and other important school things are a mandatory thing employers must give off that’ll be fab.

Oh wait. Won’t happen. Btw I’m in a partnership and we both work full time. It’s not easy though.

@faultywiring

https://benefits-calculator.turn2us.org.uk/

All depends on your individual circumstances, if you rent or have mortgage, if you or anyone else in family has disability.

You can use that calculator and put in various scenarios ie sahm, pt, ft work to see what will be best for your family. It’s not 100% accurate but close enough. And if you already have tax credits claim open please be cautious because UC will close it. TC doesn’t include your savings and is better if two working parents so hold onto that as long as you can if you have it.

You get a job like millions of others. Being a SAHP is a lifestyle choice, usually made by families that can afford to survive on one wage. I don’t go to to work (leaving my DC in childcare) to support lazy beings like you.

Where did she say she was annoyed they didn't do childcare?

"I prefer not to work but I'd like all other tax paying mums and dad to pay me for the privilege".

@faultywiring Why should we?

You need to reset your moral compass.

Oh and to blow benefit bashers minds. We also receive UC. Both have good jobs. One is a civil servant. Has been for a million years. Now on minimum wage thanks to lack of pay awards over over the years.

Op I sympathise, though in my case I have literally no one to help with any sort of childcare and paying for before and afterschool clubs would wipe out what I get in a day, plus the cost of holiday club fees etc so it's not worth it at the moment for me to work a normal job (I'm currently looking to work remotely, which solves a lot of that problem). DH is abroad a lot of the time, otherwise I would do nights or something, or we could split picks ups/drop offs like normal people but can't even do that.

You need to talk to dh if you do intend to work, as you won't receive UC - mostly everyone I know in a couple have to split the childcare and holiday times to make it work. The single parent/guardian families I know work within school hours and then have family to help take on the holiday childcare, if you have neither then it's a case of taking the hit with the cost of childcare clubs in the holidays etc.

You sound rather lacking in common sense.
The majority of working parents pay for a childminder, or a nursery if their families can't help out.

You can do the same.

Have worked full time since DD was 9 months. Logistics with school age kids are:

• breakfast and after school club term time £10 a day here through school.
• set aside money monthly for holiday clubs which are £45 a day here
• I get 7 weeks AL a year, DH gets 6 weeks. We take 1 week together which means we have 12 weeks left, we each save 1 week for inset days/ school events/child Ill/ school closure type eventualities. So we have 10 out of 13 weeks school holidays covered. The remaining 3 weeks we use holiday clubs.
• cleaning gets done first thing in the morning or at the weekend and we accept that sometimes the house looks like a bomb hit it. Ironing doesn't get done.
• "life admin" is automated, Direct Debits, recurring appointments, online shopping etc
• dentist/opticians/hair cuts are done during school holidays by whichever parent has the week off.
• DD does her homework on Saturday morning and her reading before bed.

Is this a wind up? If so, good one. If not, do fuck off dear.

The logistics got me.. how do you think everyone else in the country manages?

So, in terms of managing all the times the DC are not in school, it's a combination of breakfast and after school clubs during term time. Illness and inset days are shared amongst us both. We mostly work from home and the kids are old enough to get on with some reading/TV watching when sick (aged 7 and 9).

For holidays, it's a combination of both using annual leave (we only use about one week a year of overlapping leave to go on holiday together), holiday clubs (we save up in term time), swap childcare days with other school parents, unpaid parental leave (I take 3 weeks a year) and use one week of parental help. It's not easy!

Not quite a million years, love.

The point is you are both working.

The OP is asking for her lifestyle choice to be funded by other people.

This is the problem with the benefits system.

I’m all for it to assist those in need and it acting as a safety net, but, it has become something that people use to support lifestyle choices.

Tedious

FFS! YABU. I want my taxes to go on public services and welfare for people who desperately need it. Not for someone who didn’t consider long term finances before getting pregnant and now wants the world to fund their lifestyle choice

Jesus Christ I’ve read it all now. Having had not a scrap of family help and both working - you really don’t have a clue do you. Why on earth should tax payers pay for you to be a SAHM - if you are managing fine on your husbands salary do that and cut your cloth accordingly.

As a single parent I worked full time and used holiday clubs and wrap around care, babysitters etc. If the children were sick I had to use unpaid carers leave. It was tough but it was either that or be homeless. No l al family support available.
Perfectly manageable if not a little expensive in the school holidays but I just tried to save a little in the other months to pay towards them.
If you can manage on one wage and want to earn more surely you could cover the holiday clubs and still have money most months to go into the family pot?

You are more than likely going to be pushed to work. I believe anyone with a child over 3 will be required to work 18 hours even if your partner earns over the AET.

What you need is casual work. My mum used to work as an auxiliary nurse at the hospital on a casual contract. She worked evenings and weekends. She found they always needed her so she could pick her hours. no idea what the situation is with that now but maybe worth a look.

I used to work in a bakery as a teen and there was a woman there on a casual contract too. She worked 10-2 term time only. Ive worked in retail with people on a 10-2 shift. My sister works weekends only nhs so they dont need childcare.

Then in the school holidays you use clubs and you take holiday and your dh will have five weeks holiday to take too.

After school club or breakfast club. Holiday club. Childminders. Nannies. It’s more difficult than just staying at home, obviously, but it’s really not that complicated.