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Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
Thread gallery
6
Beezknees · 13/04/2023 07:25

Singapore4 · 12/04/2023 21:17

You surely must have a sense of pride. Going to work because we all need money or nicer clothes is just part of the reason.

Going to work means you have some decorum about you as a person also, it means you have a sense of pride. Don't get me wrong we all have days where we can't be arsed or periods where you get fed up who doesn't?

I would definitely do some form of work eventually if I won the lottery. I suspect most people would do something there's only so much shopping you can do. You need a purpose too.

I don't feel that work gives me a sense of "purpose." I can think of plenty of things to do with my time of I won the lottery that don't involve shopping!

Singapore4 · 13/04/2023 07:30

OK. But most of us have not won the lottery. So its a dream. Mean while the point of the thread is about OP wanting to be a SAHM.

MathsNervous · 13/04/2023 08:45

XenoBitch · 12/04/2023 23:58

Not always possible. I was a SAHP (P being Partner, not Parent). MY OH earned too much for me to claim any benefit, but I was unable to work. So, he had to support me.

Exactly. Not all people work 9 to 5 Monday to Friday. Some people do work shifts on a 4 on 4 off basis. Including night shifts. It meant one parent being at home all day and night for stability for the DC.

Interested in this thread?

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MrsBennetsPoorNerves · 13/04/2023 08:53

XenoBitch · 13/04/2023 01:33

Well, I was not able to work, and I was not able to claim benefits as we lived together and he earned too much.
What would you suggest I do?

I don't understand this. Were you unable to work due to disability/caring responsibilities or due to some other reason?

Disability benefits/carers allowance aren't means tested, are they, so why would his income be too high for you to claim?

T1Dmama · 13/04/2023 09:48

I applied when DH was still living with us, It depends entirely on how much he earns.
your best bet is to apply and see what they say. I do believe they will encourage you to look for work though and expect you to prove these efforts.
Could you top up money by becoming a body shop representative and doing parties and working hours that suit you? Or something similar?

MrsSkylerWhite · 13/04/2023 09:49

Why can’t you work part-time?

SouthCountryGirl · 13/04/2023 09:55

MrsBennetsPoorNerves · 13/04/2023 08:53

I don't understand this. Were you unable to work due to disability/caring responsibilities or due to some other reason?

Disability benefits/carers allowance aren't means tested, are they, so why would his income be too high for you to claim?

PIP isn't means tested. But if you've not paid enough NI in the last few years, you can only get UC with the disability part on the basis of household income. (Same as income based ESA which doesn't exist for new claims)

Cheesebag · 13/04/2023 12:37

Hope you see this amongst all the negative Nancy’s!
yes, you can get UC and if you weren’t supposed to use it, it wouldn’t be available to you. My DH works full time, my kids are school age and I get more UC + benefits than his wage. It’s great to say you can work while they’re at school but in reality I have parent friends in the same boat as me and they work BUT they pay through the nose for childcare (where they can get it) during all those days off you’ve mentioned, we don’t all have free family childcare or can take 13wks holiday outwith term times. They struggle with warnings and lost pay when their kids are ill. Rarely they see any of their wages. A couple actually earn less than they pay but because of opinions like the people on here they think it’s their only choice. Take whatever you’re eligible for if it’ll make your family life better.

MrsBennetsPoorNerves · 13/04/2023 12:49

Cheesebag · 13/04/2023 12:37

Hope you see this amongst all the negative Nancy’s!
yes, you can get UC and if you weren’t supposed to use it, it wouldn’t be available to you. My DH works full time, my kids are school age and I get more UC + benefits than his wage. It’s great to say you can work while they’re at school but in reality I have parent friends in the same boat as me and they work BUT they pay through the nose for childcare (where they can get it) during all those days off you’ve mentioned, we don’t all have free family childcare or can take 13wks holiday outwith term times. They struggle with warnings and lost pay when their kids are ill. Rarely they see any of their wages. A couple actually earn less than they pay but because of opinions like the people on here they think it’s their only choice. Take whatever you’re eligible for if it’ll make your family life better.

If this is correct, then the rules really need changing. The state should not be funding parents to stay at home once their children are in school.

Effieswig · 13/04/2023 12:50

MrsBennetsPoorNerves · 13/04/2023 12:49

If this is correct, then the rules really need changing. The state should not be funding parents to stay at home once their children are in school.

It’s not correct. Or rather it’s leaving huge chunks of information out.

greyhairnomore · 13/04/2023 12:52

Cheesebag · 13/04/2023 12:37

Hope you see this amongst all the negative Nancy’s!
yes, you can get UC and if you weren’t supposed to use it, it wouldn’t be available to you. My DH works full time, my kids are school age and I get more UC + benefits than his wage. It’s great to say you can work while they’re at school but in reality I have parent friends in the same boat as me and they work BUT they pay through the nose for childcare (where they can get it) during all those days off you’ve mentioned, we don’t all have free family childcare or can take 13wks holiday outwith term times. They struggle with warnings and lost pay when their kids are ill. Rarely they see any of their wages. A couple actually earn less than they pay but because of opinions like the people on here they think it’s their only choice. Take whatever you’re eligible for if it’ll make your family life better.

How are you getting benefits that are more than a full time wage ? I understand people need top ups, but more than a wage ?

lyla12 · 13/04/2023 12:56

Cheesebag · 13/04/2023 12:37

Hope you see this amongst all the negative Nancy’s!
yes, you can get UC and if you weren’t supposed to use it, it wouldn’t be available to you. My DH works full time, my kids are school age and I get more UC + benefits than his wage. It’s great to say you can work while they’re at school but in reality I have parent friends in the same boat as me and they work BUT they pay through the nose for childcare (where they can get it) during all those days off you’ve mentioned, we don’t all have free family childcare or can take 13wks holiday outwith term times. They struggle with warnings and lost pay when their kids are ill. Rarely they see any of their wages. A couple actually earn less than they pay but because of opinions like the people on here they think it’s their only choice. Take whatever you’re eligible for if it’ll make your family life better.

If you are getting more than someone's full time wage off of uc and benefits then this is absolutely scandalous. Why would everyone be out working full time whilst juggling kids if there's people staying at home and making more money? It doesn't make any sense at all. Loads of people manage with kids in school whilst working, don't really get how some people think their worse off and must stay at home with children in school. Unless there's a reason you cannot work, eg, being ill, having disabilities etc then my personal opinion is that it's complete laziness and saying your children have school holidays is just an excuse to not have to work. The whole thing is shocking and I personally think your obviously not telling the full story, there is no way you just get money handed to you left right and centre because you apparently can't work, when you clearly can, you just don't want to

CandlelightGlow · 13/04/2023 12:57

Saltired · 11/04/2023 21:42

I think the childcare element is different though - you need to provide receipts and pay a whole month upfront. It’s not like regular UC. Unfortunately though; you don’t have to prove that you are using the childcare for work purposes - so my child could have actually gone to nursery for 5 days and I could have quit my job 😳 kind of defeats the purpose! I do think if UC are funding childcare for under 3’s you should have to evidence a need for using childcare. Be that work or due to having maybe another child with additional needs, parental health or similar.

You do though, the proof is in the form of earnings. If one partner is out of work you will not get childcare cost elements.

In theory you could still claim it while not strictly needing it, i.e. if you work opposite shifts with your partner so childcare is covered but still but DC in nursery, but having been there myself childcare element is not included if one parent is out of work (which is completely fine IMO)

Singapore4 · 13/04/2023 13:12

@Saltired I doubt anybody is going to be paying childcare costs upfront and not actually sending their children to a childcare provider because they actually need to work.

I hardly hear anybody complain but it's not just 1 month childcare you pay upfront. It's ALL childcare costs that need to be paid upfront PLUS depending how the dates fall (Summer 7 weeks holidays) you wait more than 1 month to get a percent back of your costs back!

Again lots of misinformation on the thread.

Cheesebag · 13/04/2023 13:12

Who’s watching your kids for the 13wks they’re off school?

lyla12 · 13/04/2023 13:14

My husband and I share childcare when they are off school? I will take some annual leave and he will take annual when I'm working. I assume this is what most people will do to work it out. It's not an impossible thing to do and I think it's crazy for you to act like it is and that you could not possibly work because kids are off 13 weeks out the year

Cheesebag · 13/04/2023 13:21

I’m not being underhanded or deceitful. I’ve applied for things I’m legitimately entitled to for my family. Methinks you should redirect your annoyance away from those in receipt and towards those giving out the help if it bothers you that much 🤷🏼‍♀️

lyla12 · 13/04/2023 13:23

So that's my point, your obviously not saying the full story, you don't just sit an home every day, when your able to work, with no good reason as to why your not working because your children are in school and make more money than someone working full time ? Your either lying to get money or just talking nonsense saying you can make more money than a full time worker

Needanewadventure2021 · 13/04/2023 13:28

@Cheesebag surely this is a wind up? So because your kids have 13 weeks holiday each year along with the majority of everyone else's kid's means you are unable to work at all?
If it is true what you say about what you receive there must be some sort of disability benefits attached. Then I do believe that benefits can be far more than a full time wage

lyla12 · 13/04/2023 13:31

Needanewadventure2021 · 13/04/2023 13:28

@Cheesebag surely this is a wind up? So because your kids have 13 weeks holiday each year along with the majority of everyone else's kid's means you are unable to work at all?
If it is true what you say about what you receive there must be some sort of disability benefits attached. Then I do believe that benefits can be far more than a full time wage

This is exactly my point. How does everyone else with kids work it ? I'm sure if you could look for every excuse in the book not to work and sit on your arse all day and get more money than someone working full time, we would all do it. Obviously there is more to this like you say disability money/carers money etc but to come on here and act like there's no other reason apart from being unable to work because your kids are off school 13 weeks of the year is absolutely crazy to me

Cheesebag · 13/04/2023 13:34

🤦🏼‍♀️ why would I lie? For Mumsnet stardom? 😅 I was just trying to let the OP know she does have options. Also can someone send me a link please to all of these jobs in schools that people seem to believe are so prevalent!

lyla12 · 13/04/2023 13:36

Well if your not lying, what you are saying makes no sense. It is common knowledge you don't get to sit on your arse all day with the only reason being that your kids go to school and get handed full time wage money when you have no other reason. Your kids are not the only kids that go to school, both my husband and I work and we manage absolutely fine with child care when the kids are on school holidays, like most people do.

Needanewadventure2021 · 13/04/2023 13:37

I am one of the ones the system fails. I have a son with SEND and i am fighting his DLA at tribunal. The amount of care he gets day and night, the extensive reports of his needs and therapies provided, but apparently he is entitled to nothing as he is like all other 8 Y/O so I am having to fund everything he needs from a low solo income as well as keep a roof over our heads. To do this I work full time.
So when comments come up like this it's hard not to be annoyed when my child IS entitled but doesn't get the help he is entitled to

MrsMurphyIWish · 13/04/2023 13:38

Cheesebag · 13/04/2023 13:34

🤦🏼‍♀️ why would I lie? For Mumsnet stardom? 😅 I was just trying to let the OP know she does have options. Also can someone send me a link please to all of these jobs in schools that people seem to believe are so prevalent!

https://www.tes.com/jobs/

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Teaching Jobs & Education Jobs - Tes Jobs

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Needanewadventure2021 · 13/04/2023 13:38

@Cheesebag I found a full time job in a school with no previous experience. If you look there will be something

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