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Can you get universal credit for being a SAHM if husband works f/t?

522 replies

faultywiring · 11/04/2023 12:25

I am a SAHM and dh works full time, only min wage but he does about 50 hours.
Would I be able to get Universal credit and stay at home dc are 5 and 7 both at school.
I don't want job seekers as I'm not looking for jobs but just wondering if UC was an option or if I'd be expected to look for work?

OP posts:
Thread gallery
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Babyroobs · 11/04/2023 13:23

PrincessHoneysuckle · 11/04/2023 13:20

Work in a school that's what I do.I am free for school pick up and drop offs as I work 12-2.30

Great idea for op to work in a school but those hours would not be enough for her come September.

mafsfan · 11/04/2023 13:24

faultywiring · 11/04/2023 13:03

How do you think the majority of families in this country with 2 working parents manage?

I have no idea, how does everyone do it? It seems impossible.

Surely you've seen advertising for holiday clubs in your area?

MasssiveSalad · 11/04/2023 13:25

Badbudgeter · 11/04/2023 13:22

For the purposes of claiming UC a parent of an under 3 doesn’t have any work commitments. So they don’t need to job hunt or attend appointments.

Oh I see thank you for explaining!

Interested in this thread?

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MrsBennetsPoorNerves · 11/04/2023 13:25

OP, it's perfectly possible to work with school aged dc if you want to. Your DH should do his fair share of sick days, strike days etc.

It's also perfectly valid to be a SAHP to school aged children if you and your DH can afford to fund this.

What is not reasonable is to expect the state to pay for you to stay at home when you don't need to.

Jonei · 11/04/2023 13:26

We all have to manage those things. Except some of us do, and then pay in for those that don't want to. I don't mind when someone is in actual need and needs help to get back on their feet. But that's taking the piss.

PollyAmour · 11/04/2023 13:28

You can't get benefits just because you want to be a stay at home mum. Most of us want to stay at home with our children but we can't bloody afford it. Find a family friendly hours contract and earn some money.

Ithurtsthebackofmyeyes · 11/04/2023 13:29

What age are the children? As your parents are 80-odd, I’m guessing they’re not toddlers?

Throwncrumbs · 11/04/2023 13:30

MrsSamR · 11/04/2023 13:02

How do you think the majority of families in this country with 2 working parents manage?

My husband worked days, I worked nights..it’s what we had to do because in the 80s you got nothing from the DWP unless you chose not to work…and I do mean chose!

GreenFingersWouldBeHandy · 11/04/2023 13:30

If your kids are both at school, why are you not working?

No, you won't get UC.

NewNovember · 11/04/2023 13:30

You used to be able to but it was changed in the April budget .

BernadetteRostankowskiWolowitz · 11/04/2023 13:31

It works for us, OP, because we have set working days and book and pay for childcare for those days.

Bluevelvetsofa · 11/04/2023 13:34

I think everyone I knew worked around the main earner. I did tutoring in the evening, others became child minders for a bit, or worked weekends and evenings in a supermarket or other shop. There are probably home working jobs too, or something like cleaning, where you could work a short day. Ironing is another option at home.

WeeOrcadian · 11/04/2023 13:34

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MasssiveSalad · 11/04/2023 13:35

Adding to the chorus... being a SAHP is a valid lifestyle choice and family decision for those who can afford it and when both partners are happy with this.

As a general point though there are spouses who work long hours because it's the nature of their employment or the employer is pressuring them/needs to work more hours. Sometimes it's not due to financial pressure or through needing the extra work, sometimes it's a career move and the SAHP also pays by missing out on seeing their partner as much and doing more of the home and childcare than with a standard full time partner but you do it for the greater good of the family unit. In fact with a less available and more highly pressured unsociable hours at work there is even more need for a stable constant parent at home to keep it all together. I don't think a nanny and a housekeeper is a substitute for at least one parent being there.

MathsNervous · 11/04/2023 13:36

Skybluepinky · 11/04/2023 12:39

Is there a reason for u not to work?
Y would u want to be at home whilst ur kids are at school?

I have plenty to fill my day whilst all of mine are in school. It's a rush to get everything done before pick up in fact.

I don't have time for a paid job. There's lots more to life than paid employment.

Gondala · 11/04/2023 13:37

I work 3 days a week. I put DC into holiday club on my working days in the school holidays and breakfast and after school club on 2 of my working days during term time and work a shorter day on the other. I work from home flexibly so if I had to pick my DC up from school due to illness I would work later once DH is home or we take it in turns taking AL to cover sickness. The odd teacher training day DC would play whilst I supervise and work a short day then make up the hours on the other days that week.

Babyroobs · 11/04/2023 13:38

GreenFingersWouldBeHandy · 11/04/2023 13:30

If your kids are both at school, why are you not working?

No, you won't get UC.

You can't say op won't get UC unless you know her circumstances, whether she pays rent etc ! As it currently stands, then she likely could but when the rules change she would need to look for work and then she may likely still qualify if she has childcare costs ! UC is a generous benefit - it pays a lot towards peoples rents ( many of which are extremely high in some parts of the country ), it pays towards childcare, if you have a disabled child it pays extra towards that. the total UC award can add up to 2k a month for some couples then earnings reduce this on a taper.

Starlitestarbright · 11/04/2023 13:39

People work back to each other. That's how people do it op.

EmmaGrundyForPM · 11/04/2023 13:40

MrsSamR · 11/04/2023 12:37

Why should you? I'm sure lots of people would love to be SAHPs but can't afford to. Why should hardworking people fund you not to work. Absolutely outrageous sense of entitlement.

this!
Are you seriously suggesting you should get benefits when you have no intention of looking for work? Unless there's a massive drip feed coming, then you have no excuse not to be working.

NewNovember · 11/04/2023 13:41

Actually I have just read your dh hours properly yes you would be entitled to UC as a SAHM as your work commitments per family would be approx 50 hours it makes no difference who does them.

Arewehumanorarewecupboards · 11/04/2023 13:41

MathsNervous · 11/04/2023 13:36

I have plenty to fill my day whilst all of mine are in school. It's a rush to get everything done before pick up in fact.

I don't have time for a paid job. There's lots more to life than paid employment.

You don’t have time?

Babyroobs · 11/04/2023 13:41

People need to stop saying op won't get UC when they clearly have no idea of her circumstances and seem to have no idea of how Uc is calculated.
Op you can go onto an online calculator and see how much Uc you would currently get, but as previously said be aware that the rules have changed and from Sept ( I think) you would have work requirements/ need to attend the job centre etc.

MasssiveSalad · 11/04/2023 13:42

NewNovember · 11/04/2023 13:41

Actually I have just read your dh hours properly yes you would be entitled to UC as a SAHM as your work commitments per family would be approx 50 hours it makes no difference who does them.

That's great news for op

BernadetteRostankowskiWolowitz · 11/04/2023 13:42

MathsNervous · 11/04/2023 13:36

I have plenty to fill my day whilst all of mine are in school. It's a rush to get everything done before pick up in fact.

I don't have time for a paid job. There's lots more to life than paid employment.

Are you looking to claim funding from the state though? Because that's whay the OP is asking about.

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