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Will be Universal Credit go up this much?

296 replies

indiepins · 19/11/2022 16:39

It's currently around £1920 a month. Am I right in thinking it'll be over £2100 now?

DLA is about £600, so will that go up to £660? And CA is £69 a week so will that low be about £305?

Thank you Smile

OP posts:
DrHildegardeLanstrom · 20/11/2022 06:04

BlackberriesArePurple · 19/11/2022 23:49

Jesus. Adding this up - and I am a huge supporter of benefits - I am amazed.

I am a lone parent. I am disabled and I have two disabled children. I work full time and pay an extortionate mortgage and childcare costs. I'm on my knees, basically, and get around 3-4 hours of sleep per day.

But if I've understood this correctly - between UC, DLA, PIP, child benefit etc - if I was to give up work and sell my house and spend all of the proceeds on having a fantastic time with my children for a couple of years, we could then rent somewhere and have our rent paid and then on top of that receive around £3k per month tax free. With all of the exhaustion being removed and me not working at all and being able to be around for them all the time. No mortgage, no childcare bills, no more stress. I have to say I am really surprised.

Do you not claim DLA and PIP?

hattie43 · 20/11/2022 06:09

No wonder the countries broke .

NippyWoowoo · 20/11/2022 06:19

hattie43 · 20/11/2022 06:09

No wonder the countries broke .

Country's.

Interested in this thread?

Then you might like threads about this subject:

Asher33 · 20/11/2022 07:18

hattie43 · 20/11/2022 06:09

No wonder the countries broke .

And if you paid carers the proper wage, holiday, etc. You'd be looking at more. Are you aware of the amount carers really save the country? It's far more than w by at the OP gets.

indiepins · 20/11/2022 07:24

Not read all the replies as there's too many pages and it's bedtime lol but a source would be good instead of a thread seemingly created to get people frothing?
I know a few people on UC and they struggle and have nowhere near that.

You were given a source. I even screenshotted my UC page as 'proof'

OP posts:
indiepins · 20/11/2022 07:28

Idratherbepaddleboarding · 20/11/2022 02:31

fucking hell, that’s more than I earn working full time! And I’m certainly not getting a 10% pay rise 😵. This is really shocking.

How many hours do you work? Is it close to 20 hours a day like me, most days?

OP posts:
sashh · 20/11/2022 07:53

BlackberriesArePurple · 19/11/2022 23:49

Jesus. Adding this up - and I am a huge supporter of benefits - I am amazed.

I am a lone parent. I am disabled and I have two disabled children. I work full time and pay an extortionate mortgage and childcare costs. I'm on my knees, basically, and get around 3-4 hours of sleep per day.

But if I've understood this correctly - between UC, DLA, PIP, child benefit etc - if I was to give up work and sell my house and spend all of the proceeds on having a fantastic time with my children for a couple of years, we could then rent somewhere and have our rent paid and then on top of that receive around £3k per month tax free. With all of the exhaustion being removed and me not working at all and being able to be around for them all the time. No mortgage, no childcare bills, no more stress. I have to say I am really surprised.

Well you don't know what the situation will be in two years time.

I moved into a bungalow that belongs to a HA, at the time that meant I got my full rent paid (I had to contribute to my previous rent). My rent has gone up far more than the private rental I was in but then the government brought in the bedroom tax.

I am fortunate that a friend gave up working to be my carer and therefore sleeps over occasionally so I do get full help but I don't know if that's going to continue.

When I first claimed DLA I was awarded it for life, that became 'indeterminate' and then I was put on PIP.

The assessor said because I can drive I must also be able to walk, I had pointed out the amounts I had spent on car adaptions (You didn't think they were free did you? Well most of them are now but I used to have to pay £1500 every 3 years).

After appealing I was given PIP for two years, this was then extended to another three years.

I have no idea if they will extend it again.

sashh · 20/11/2022 07:55

hattie43 · 20/11/2022 06:09

No wonder the countries broke .

The country is broke because of millionaires lining their own and their cronies pockets.

Children don't ask to be born with disabilities.

girlmom21 · 20/11/2022 08:06

@BlackberriesArePurple you can claim DLA/PIP and still work.

Enouf · 20/11/2022 09:17

@BlackberriesArePurple

"No it doesn't. But there's no guarantee my health will hold out until retirement with the current setup either, because as I said I have disabilities myself and trying to do everything with minimal support is making my health much worse. So yes it is galling when I never get any rest that I could have a far less stressful life and more money by stopping work and "only" having to deal with my/ DCs' disabilities."

Stop working then 🤷🏻‍♀️ nobody on this thread is stopping you.

Enouf · 20/11/2022 09:22

There's been so many threads like this recently, it's as if government want us to turn on one another..

marble11 · 20/11/2022 09:28

ImprobablePuffin · 19/11/2022 19:01

I can't believe how many total cunts there are coming for the OP here.

I'm sure they would come for me with pitchforks if they knew I got really lucky with TWO disabled children who both get high rate DLA, which is about £1100 a month then we get UC accordingly, about £1450 a month and then carers on top of that. My DH also brings in a full time wage. Obviously as PP mentioned I'm sitting on my arse at home laughing at how amazing my life is while all this is going on and not spending 24/7 actually dealing with the kids.

I wonder if all the people whinging and whining about not getting as much money as OP would be happy to only have disabled children in order to get their paws on all the lovely money we bathe in every day.

Get a fucking grip you bunch of privileged arseholes. You have absolutely no clue what our lives are like and you are so very fortunate not to know and to be able to go to your full time job and whinge at how unfair the world is on Mumsnet coz the scroungers are taking all the money.

I have to be honest if my first child was that disabled I wouldn't have had a second. Your life sounds awful. Have as much money as you want. I'd rather be dead than live like that.

Asher33 · 20/11/2022 09:33

marble11 · 20/11/2022 09:28

I have to be honest if my first child was that disabled I wouldn't have had a second. Your life sounds awful. Have as much money as you want. I'd rather be dead than live like that.

Not all disabilities are obvious at birth or shortly after

BlackberriesArePurple · 20/11/2022 09:39

I didn't say that they were. I may have to before long. How unkind of you to wish for my health to collapse entirely, though.

It's quite reassuring to know that actually we actually be destitute if/ when that happens. I am just genuinely surprised to find out we'd be better off than with me having a senior role in a one of the professions but having to pay for specialist childcare etc that is nowhere near covered by PIP/ DLA.

It seems a little non-sensical from a Government point of view. If they provided more help to me now then they could make it sustainable for me to can continue being a net contributor, even with that extra help. Instead it seems they'd rather run me into the ground until I have to give up and take iut money instead of paying in. No wonder their finances are a mess!

BigScreen · 20/11/2022 09:40

marble11 · 20/11/2022 09:28

I have to be honest if my first child was that disabled I wouldn't have had a second. Your life sounds awful. Have as much money as you want. I'd rather be dead than live like that.

You are revolting.

sashh · 20/11/2022 09:43

Asher33 · 20/11/2022 09:33

Not all disabilities are obvious at birth or shortly after

There is a term amongst the disabled community, TAB. It stands for 'Temporarily Able Bodied'.

Anyone, adult or child, can acquire a disability at any point in their life.

@marble11 instead of being so judgmental you might consider how lucky you are. If you have a faith pray to whatever deity you believe in you never experience disability for your self and your children.

Threadkillacilla · 20/11/2022 09:49

marble11 · 20/11/2022 09:28

I have to be honest if my first child was that disabled I wouldn't have had a second. Your life sounds awful. Have as much money as you want. I'd rather be dead than live like that.

Did you really just type that? Nasty fucker.

Thatsnotmycar · 20/11/2022 09:59

@BlackberriesArePurple Have you checked to see whether you are eligible for UC? The maximum income for those with disabled DC is often far higher than many realise. We have a high income but because we have disabled DC we would still be eligible for UC if we didn’t have savings and that’s without rent or childcare elements. You can claim DLA and PIP regardless of how much you earn.

BlackberriesArePurple · 20/11/2022 10:04

This, I'd much rather have my own place and scrape by rather than dependent on benefits which some people seem to think is preferable/ something they want rather than working 😕

I didn't say it would be preferable! My god. You clearly have no idea what it's like. Come and live my life for a week.

There are some nasty people here. I am struggling hugely trying to do everything and wondering why more support isn't available to help me so I can continue to work and pay tax and look after my children so that our lives are manageable and I'm surprised to learn we'd get far more support it I didn't work. That is all.

I'm out.

BlackberriesArePurple · 20/11/2022 10:05

Thatsnotmycar · 20/11/2022 09:59

@BlackberriesArePurple Have you checked to see whether you are eligible for UC? The maximum income for those with disabled DC is often far higher than many realise. We have a high income but because we have disabled DC we would still be eligible for UC if we didn’t have savings and that’s without rent or childcare elements. You can claim DLA and PIP regardless of how much you earn.

Thank you. I will check. I'd always assumed not because I'm a relatively high earner. I get PIP and the children get DLA but those combined don't even cover their specialist childcare while I work. This is useful advice. Much appreciated.

SleepingStandingUp · 20/11/2022 10:05

marble11 · 20/11/2022 09:28

I have to be honest if my first child was that disabled I wouldn't have had a second. Your life sounds awful. Have as much money as you want. I'd rather be dead than live like that.

So if your child acquires a life altering disability in the future you'd just kill yourself and leave someone else to care for them? Just pack your bags and stop loving them because they're now harder to care for?? Best let them know your care for them is conditional

And people who have a disabled first born have a second or third child for the same reason everyone else does. There's nothing odd about wanting two kids, no one expects any child to be born with or acquire a disability but it isn't a negative thing to have a sibling with one!

Thatsnotmycar · 20/11/2022 10:11

@BlackberriesArePurple I have made a few assumptions (your age, DC’s age, 1 disabled child, 1 severely disabled child, maximum amount of childcare) but you can see in the following example you would need to earn over £5350 per month after tax, NI, pension to wipe the UC out.

Standard allowance - £334.91 (assuming you are over 25)
First child element £290 (assuming born before 6/4/17)
2nd child - £244.58
Disability element child 1 - £414.88 (assuming severely disabled)
Disability element child 2 - £132.89 (assuming disabled)
Carer element - £168.81
Childcare element - £1108.04 (assuming maximum)
Total = £2694.11

Earnings minus work allowance
£5350 - £573 = £4777

Earnings x 0.55 = Deduction
£4777 x 0.55 = £2627.35

Total allowed - earnings deductions = total UC for month
£2694.11 - £2627.35 = £66.76

BlackberriesArePurple · 20/11/2022 10:26

@Thatsnotmycar just done a couple of the calculators and they say I'm entitled to nothing except PIP and DLA. Sad Do you know what the salary limit is for extra help through UC if you/ children are disabled? Struggling to find a figure online to double check if the calculators are correct. It seems mad to me that being disabled myself I have to fund the mortgage, all cost and also a significant chunk of the children's childcare all on my own leaving us worse off. So much for rewarding work.

Thatsnotmycar · 20/11/2022 10:33

@BlackberriesArePurple The maximum income you can have and still be eligible is individual to your circumstances as it depends on what elements you have. If you post more information I can do an example calculation like I did above. For example, are you over 25? Was DC1 born before 6/4/27? What rate DLA do DC get? What is your childcare costs? What is your salary after tax, NI, pension?

BlackberriesArePurple · 20/11/2022 10:35

Ah ok, that explains it. I am just literally at that level. 2/3 of it goes on their childcare. The other 1/3 on mortgage and commuting. The PIP and DLA is then left for food, clothes, car, everything else. Based on your calculation we are totally screwed because I've worked too hard for promotions. How depressing. And if I try to earn more I'll lose tax free childcare so we'd actually not be able to afford to live at all as that would add £1k to childcare bill. And then I'd fall into the 60% tax bracket.

Going to NC now as too much personal information but it all feels like such a stitch up. Now to try to juggle working from home today with caring for them both. Fun times.