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Is a complete lack of ‘life admin’ skills a common thing, particularly in older women?

645 replies

ElphabaTheGreen · 13/04/2021 23:27

DFIL died recently. DMIL (70 years old) is bereft, quite understandably, because they were that rare, utterly, utterly besotted and devoted couple from the day they met until the day he died 48 years later. I used to use the fact that they even had the one email address as testament to what an inseparable, devoted couple they were (it was [email protected]).

Until it became apparent, now that DFIL has gone, that the lone email address is actually testament to how utterly, utterly devoid of life admin skills DMIL is.

She had no idea how to use the email address. She had no idea how to access their bank accounts. She hadn’t the faintest idea what their incomings/outgoings/savings were. She hadn’t the first clue how to arrange the death certificate or funeral, even when given basic, basic instructions and multiple calls from the bereavement office at the hospital. You might just as well be speaking German to her as having a basic grasp of wills, probate, or transfer of any of DFIL’s accounts to her name. All queries from the solicitor get forwarded to DH to deal with - not because she’s mired in grief but because she cannot grasp requests for even basic information such as confirmation of address. She has no idea how to book her car in for an MOT, no idea how to even put screen wash in her car. My DH has been helping her with all of this, obviously, but when she asked, ‘Will I still be able to afford holidays?’ he just looked at her with slightly desperate incredulity because she wouldn’t have the faintest idea how to book one, she’s never driven further than 20 minutes from her house by herself (DFIL drove anything further) so would never know how to get to an airport or onto an aeroplane by herself, navigate a foreign country, arrange and deal with foreign currency...

DH and I thought she had managed her own father’s finances and funeral up until he died a couple of years ago but nope - DFIL did it all.

DH is gobsmacked at how lacking in basic skills she is to the point that he’s wondering if she’s even in an early stage of dementia. I don’t think she is, because she is slowly picking up on bits here and there and I think there’s light at the end of the tunnel in giving her some basic competency in running her own life. I think all of the above was just always and entirely DFIL’s responsibility in which she had zero interest so was perfectly happy leaving all the ‘hard stuff’ to him. What we’re not sure of is whether there might have been an element of DFIL realising how utterly inept DMIL was at all of it from the get go and just took over sharpish because it was easier.

What flummoxes me about this, though, is she’s the first generation of women, surely, who would have grown up with the understanding that women could and should be as self-sufficient as possible so would surely have felt some obligation to keep herself more informed and engaged, particularly in their finances? She went back to work after DH was born (their only child) so it’s not like she clung entirely to the role of 50s housewife. What’s more, she was a secondary teacher, working up until 2010 or 2011 so she would have worked well into the technological revolution. She would surely have used computers and email for work, needed to use PowerPoint, Word (DH was showing her the other day how to cut and paste in an email which was new to her...). Her main subject was home economics/food technology but I’m pretty sure her final years were spent doing relief in the one school. Looking at her now, I have a feeling she may have been one of those relief teachers who the kids were delighted to get - a period of sacking off maths because Mrs DH’sMum has no clue on the subject but instead she’d ruffle their hair and reminisce about how she taught their parents.

Before anyone suggests financial abuse on the part of DFIL - no, not the slightest chance. He was the kindest man to ever walk the earth. By contrast, if I ever needed help with childcare, it was DMIL I’d arrange it with as she was their very efficient social secretary - DFIL was scatty as fuck with anything like that. He also never ironed a shirt in his life, packed a suitcase or switched on a hoover - that was her department. So they had clearly defined roles. Nevertheless, if she’d gone first, DFIL would have managed living independently far better than it looks like she will because he knew how to function in the wider world.

Very, very long ramble to basically ask, how common is this? Is she unusually lacking in skills to manage her own life or is this an alarmingly frequent occurrence?

OP posts:
speakout · 14/04/2021 06:51

I have seen this too OP.

My own mother ( now in her 80s) was left floundering when my father died.
She had barely worked in her life, never learnt to drive, never had a bank account, left all the admin stuff to my father. He gave her cash in an envelope once a week to buy groceries.

I know several elderly men have also fallen into this trap too- when they become widowed they literally don't know how to boil an egg, care for their home, wash clothes etc.

I recognise these situations are extreme however, and stem from an age where traditional roles were firmly defined.
But I think it is now the exception.
I am approaching retirement age- my OH doesn't even know which company his car is insured with!

candlemasbells · 14/04/2021 06:51

Chop my own wood again and I definitely wouldn’t feel that confident to begin with

iVampire · 14/04/2021 06:51

I don’t think any good comes of fostering ageist stereotypes and ‘othering’ another generation as incompetent

Sure, some individuals will be

But read instead of the amazing things women achieved during the war, realise the age now of those who are still living, and think how ridiculous it is to lump them in with incompetent individuals and then think the incompetent are the typical ones

It would be as woolly minded as to think all men are like the horrible ones people describe on the Relationships board. Yes you might no a dreadful specimen, but you’d never assume that all men are like that

mostlydrinkstea · 14/04/2021 06:52

When my husband left I found myself completely floored by some of the jobs he used to do. I have studied trauma and grief theory as part of my job so it helped to know that I want going mad but that my brain was in full fight or flight mode. My thinking brain just wasn't engaged at all. It was horrible and I didn't have the casseroles and sympathy of a death but the sideways looks of 'she should have known.' What I did know from the theory was that it would pass and that getting out for a walk or sorting socks calms the amygdala. I did a lot of walking and I could always find paired socks.

It doesn't help that I have dyslexia with a working memory that is shot to pieces at the best of times. I wondered about early dementia as I really was not myself. I'm in my 50s with a responsible job and post graduate degrees but brain chemistry in response to trauma is powerful.

My only note of caution having been through it, is that the emotional overload is so unpleasant that it is easy to avoid it by getting someone else to do it all for you. I didn't have the choice and had to ride it out, more walks, more socks, but once the first few months are past then it really is time to find strategies for someone to become more independent. I had crib sheets and bought in help in the form of accountants for the stuff I can't do. Good luck.

Goatinthegarden · 14/04/2021 06:56

I’m in my mid-thirties, DH and I have been together ten years. When we met, we both lived alone, successfully managing our own affairs.

Over time, we’ve each taken different roles on. We’ve recently had tons of work done to the house, he works from home, I work out the house. He has dealt with every contractor and if he dropped dead tomorrow, I’d be a bit flummoxed about what to do to get the final sign off on the work.

When I met him, his laundry looked shite, his whites were grey and scruffy and he didn’t care, so I do all the laundry. If I dropped dead tomorrow, he’d have to Google how to use the washing machine that we’ve had for four years. He pays all the household bills, I have no idea who our internet is with. I deal with insurance and taxes, he’d have to employ an accountant to help him with that.

There are many jobs we do together, such as renewing the mortgage or designing a kitchen, but most jobs get delegated and we play to our strengths. I’d imagine when one of us dies, the other is going to have to relearn a few life skills.

Hfjshdhs · 14/04/2021 06:56

My 70 year old mum is like this. She was a SAHM and my dad handled all finances, bills, bank related things. She’s very upset that I’m not in the same kind of relationship, (and that I work).

I’m really worried that she will have the same situation when my dad dies. I don’t know if he’s taught her at all.

TupilaLilium · 14/04/2021 06:58

My DF died this past year. We had some notice, luckily, because we were all shocked to discover my mothers name wasn't even attached to some of the most important post-retirement accounts. I had to teach her how to budget in the weeks after my father died.

If my DH died tomorrow I'd have no idea how to sort the wifi or where all the keys to windows are, but otherwise I'd get on okay.

LizzieSiddal · 14/04/2021 06:59

She’s just lost her husband!

Google “grief” and have a proper read. I’ve seen people go through loses and not be able to remember how to things they were competent at before or have the capacity to take on new things.

Depending on how long ago the loss was, grief could have slipped into depression.
I’m surprised you haven’t grasped this possibility and blamed it all on her “not having a clue”. I wonder if all women your age don’t have a clue about grief.Hmm

lightand · 14/04/2021 06:59

@Wiltshire90

Not sure why you're getting such snooty replies OP. My mother is computer literate but has no confidence to do any life admin. She's only 65 and it drives me bonkers, particularly as I know that when my dad dies I'll be doing it all for her. Even something simple such as paying car tax she says she can't do and wants me to do for her - but she can buy things online from John Lewis! I honestly think it's learned behaviour and now a habit.
Because "it is that time of night". "They" seem to emerge from about 10.20pm I have noticed.
Quaversplease · 14/04/2021 07:01

My SIL is mid 60s. There's a 15 year gap between her and DH. Married very young at 17. She worked briefly but never went back after nephew was born 40 years ago. We only realised that her DH does all life admin recently when we got a puppy and I asked her which pet insurance they used and she didn't have a clue.

DH spoke to her and she didn't know how much their mortgage is or who it's with. No idea about her DH's bank accounts or household bills or insurances. Not even about her own car lease. All major household decisions are made by him.

We were surprised. We have a joint account where we both contribute to household expenses but it tends to be me who looks after the day to day running. I doubt DH ever checks the joint account. Every household decision is discussed.

BIL is not in good health. DH has suggested to his sister that she finds out about these things and can access stuff online but BIL is quite secretive about certain things. She's almost completely IT illiterate. My 80 year old mother is better. I recently gave her a lesson on email and showed her how to access it on her phone.

In her case it's a combination of BIL always doing it and now not wanting to give up control and laziness on her part. If anything happens to BIL she'll struggle to run a household.

MyFairKitten · 14/04/2021 07:02

OP, as an aside and completely without snark, I would be fascinated to know what you do for a living or at least what area of work you are in! Smile

ittakes2 · 14/04/2021 07:03

I don’t know any elderly women like that but I do know some men.

Darbs76 · 14/04/2021 07:03

I think it’s fairly common. My dad passed away first. He would never have coped with the bills etc as he didn’t have a clue, didn’t know where their savings were etc. Opposite way round but my mum did everything like that and it’s easy to just leave it to someone else.

Ohdoleavemealone · 14/04/2021 07:05

My grandad was like this when my Nan died. Couldn't even withdraw cash from an ATM.

I think it is common for one adult to take over finances and the other to become unfamiliar over time.

JustTurtlesAllTheWayDown · 14/04/2021 07:06

You said your FIL died 'recently' and it all sounds like it's all still raw.
A good part of it might just be grief, shock and stress, especially if they'd been together for almost 50 years.
Extreme stress can make even the simplest task feel like climbing a mountain, especially if it's something she hasn't done before. Maybe she just needs time to adjust.

rc22 · 14/04/2021 07:06

My parents are in their 70s. They both have pretty good life admin skills but whereas my mum has learned to do more and more stuff online, my dad is very nervous about the Internet so I'd be more worried about him managing on his own than my mum. My mum can't drive but is still happy to walk or use public transport to get to places on her own if she wants to.

Dontforgetyourbrolly · 14/04/2021 07:07

Ex mil , same age roughly. She's now moved 3 doors down from ex dp and his fiancee and is in there 90% of the time . Ex dp arranges everything for her and she goes on every holiday with them even though she's richer than midas and could fly business class to visit her sister in the USA multiple times a year ( pre covid )
Glad I'm out of that situation!
My mum total opposite, same age .

chocolateorangeinhaler · 14/04/2021 07:08

It's not specific to either sex. The way admin changes so fast in the real world means a lot of people can't keep up especially if they don't need to do admin or have someone else who will do it.

Morph2lcfc · 14/04/2021 07:08

My cousin worked in a bank. I remember telling me how common this is where one partner dies and the other has no idea even how to get money out or access the bank account. It’s not necessarily just women either, it is just as common the other way round, will just depend on who tended to take on certain tasks within the household

OpusAnglicanum · 14/04/2021 07:08

Yes, my Mum is a bit like this with finances. My Dad moved into a care home and she got into a total muddle with the fees and his taxes, his income, etc. There were fines, delays, missed invoices, etc, which caused us all endless stress.

But - my Dad was good at financial stuff, so he had always done it, which meant my Mum had had no practice for 50 years. That’s bound to have an effect. She is perfectly competent in lots of other ways.

WhatTheFlap · 14/04/2021 07:09

Not sure why people have got themselves in such a tizz over your post. When my DF passed away 5 years ago, my DM (who was 67 at the time) was very similar to yours.

My brother and I had to arrange the death certificate and help with funeral planning, I helped take over the finances (and still do to an extent now), we both taught her how to properly use her iPad for email and other admin.

She is a technophobe entirely and has only managed one Zoom call to date but it sent her into a panic for days beforehand!

It’s not mean to be shocked that some people have been left behind when it comes to admin and tech - it’s so commonplace for many of us that we don’t realise how scary it can be for others.

I worry about my MIL sometimes as I feel she’d be in the same boat if - god forbid - anything happened to FIL.

My DM has made leaps and bounds over the past few years, although still needs help with some things - and that’s fine, my brother and I will always be there to do so.

Tbh it’s given me even more of a push to learn skills that I’d typically leave to DH, so not all bad!

ElphabaTheGreen · 14/04/2021 07:09

I’m an OT @MyFairKitten I have a professional as well as personal interest in what on earth people do in situations like this where they can’t cope in the initial aftermath, then in the longer term if they still can’t. They’d presumably have to appoint someone as an attorney if they continue to need someone to assist with finances but who does this in the absence of friends/family? It must get expensive...

OP posts:
Blimeyoreilly2020 · 14/04/2021 07:10

How long ago did your FIL die? My DM is utterly utterly capable but has been widowed twice and has had some moments where she has become incredibly childlike, needy and suddenly lacking in reason...she’s always pulled it back though.... could your mil still be in a state of extended shock?

NerrSnerr · 14/04/2021 07:12

@Trixie78

Yes because your MIL was quite dependant, ALL older women lack basic life skills. What a ridiculous post and person you are. Get a hobby
Where did OP say this? I must have missed it.
AbsolutelyPatsy · 14/04/2021 07:16

perhaps you should stand back a bit now, it is 6 months, she needs to get her confidence back and become self reliant.

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