Not the kind of good news I can share in real life, but I need to tell someone!

[EllisRoses]

So MN it is...

I am officially out of debt

I paid my last payment to Stepchange today. I have been on a DMP for years trying to claw my way out of £23k worth of debt.

No one in RL knew how bad it was, so I feel I can't celebrate with anyone. I just wanted to share it somewhere. Not a brag, it's my own fault for getting in so deep, and it's a long way until my credit score will recover but I am very proud of myself and feel like a huge weight has been lifted.

Congratulations!

Well done! That’s an absolutely amazing achievement.

Congratulations and well done to you. Quite rightly you should be extremely pleased about this. 💐

Well done you!!!

Whoop whoop!

Brilliant, well done!

Congratulations! You should be so proud!

Amazing!!! Well done you!!!

Well done x

Good for you, congratulations OP.

Awesome, that’s a huge achievement

I love hearing this kind of good news! Well done!

Well done ! Be very proud of yourself. Unmanageable debt is a heavy weight to carry 👏🏻

That's an amazing achievement, well done!

Hooray! Hope you can now build an emergency fund and some savings. You deserve that peace of mind.

congratulations, really well done!

Well done op. I'm so pleased for you!

I make my last IVA payment in Sept this year, and I'm so looking forward to building my credit score again.

Bravo. It’s huge to have turned that around. Enjoy the feeling.

Congratulations - that must feel wonderful!

I endured a bit of debt (8k) 8 years back. I’m not proud of it but it happened and I too used stepchange. I paid it off pretty quickly as work picked up and as part of it was DP he paid some too.
I now have a very good credit score, fairly high to be honest. I’ve able to secure some hard to get credit cards which I’ve paid off before the interes5 free runs out. It’s a good feeling. Well done you 😊

What an amazing achievement ! Brilliant OP.

That's a huge achievement - congratulations

Wow I didn't expect so many replies. Thank you 

@Furrybutts The end is in sight! It is hard. I'm trying to not dwell on the fact I'm still so far away from being in a good place credit wise and just focus on the fact that atleast it's gone. 6 years and it'll all be wiped off my credit report! I've not even been able to get my own phone contacts. We just bought a house and I wasn't even able to go on the mortgage. We're going to remortgage in 6 years to add me to it and I'll be back in debt then, albeit better debt

Very happy for u OP