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I'm a fucking HOUSEWIFE?

669 replies

ToadinTheHoleWithKetchup · 02/09/2020 20:55

Just had the car insurance renewal on DH's car. I am a named driver, and the details listed state that I am a 'housewife'. How the fuck is this even a category?

OP posts:
LoverOfAllThingsPurple · 03/09/2020 18:14

I agree with OP. I find it offensive and take great pride admitting I’m rubbish around the house. However, that is my opinion on myself being labelled, doesn’t apply to anyone else. I wouldn’t like it being under the occupation, if they want to call it a job title they can damn well pay you for it. Maybe change it to ‘stay at home parent’ instead?

m0therofdragons · 03/09/2020 18:15

No, that's called parenting, and also the mental load.

Because parents who work don’t parent or take on the mental load?

Your dc are old enough not to need sahm so you take care of the house... a housewife then? You’ve chosen to live like a woman in the 1950s so the name matches. Not sure what you want to be called looking at your posts.

Howallergic · 03/09/2020 18:16

They usually have drop-down lists.

Aridane · 03/09/2020 18:16

You might not be a housewife, but by the sounds of it, you're a bit of a twat.

Best post of the thread 😂

Roselilly36 · 03/09/2020 18:17

Domestic Engineer if you please! 🤣

m0therofdragons · 03/09/2020 18:17

@Namechangr9000 the insurance is higher for some jobs such as journalist.

Pebblexox · 03/09/2020 18:17

Also for people upthread. The names driver can deal with the car insurance. I do. It's my car, but my husband is main driver as he drives more than I do.
However he is always with me when it comes to renewals etc. And you have to have his permission to make changes.

user1481840227 · 03/09/2020 18:18

@Namechangr9000

*I do the insurance for both our cars, including the one I’m a named driver on. Insurers don’t care!

They don't care whether they have a valid contract?*

I dont understand this.i fill in all the online forms for my own and DHs car insurance (I'm not even a named driver on his!) I input all the correct info, and set up a direct debit from his account....why would that not be valid?
If it was up to him he would stick with the same provider every year, and pay about £200 a year more because its quicker!

It's surely considered invalid if the form and the agreement boxes agreeing to the terms and conditions and so on are not filled out by the person who is taking out the insurance.

Essentially you are taking out a contract in another persons name. That isn't legal..so if the insurer didn't want to pay out and then found out that the insurance policy had not been taken out by the insured then it wouldn't be valid and they wouldn't have to stick to it!

PattyPan · 03/09/2020 18:18

@CheetasOnFajitas no worries!

@bookmum08 @Howallergic yes, it’s a bit vague I admit. My job involves writing regulations for a specific sector. But it’s a bit niche and not everyone has heard of the body I work for so it’s easiest to say civil service. It definitely never comes up on insurance forms (not even policymaker or regulator)!

PeskyRooks · 03/09/2020 18:18

Dh is a self employed landscape gardener and I'm a stay at home mum but when we got married I said why don't we say 'paranormal investigator' and 'burlesque dancer ' it'll be so much more interesting for relatives doing our family tree in the future! And it wouldn't have mattered. But I didn't have the guts sadly.

Loopey007 · 03/09/2020 18:22

If you don’t like it get it changed as long as it’s on the list and then don’t moan if it goes up in price.
Car Insurance is all about risk and your driving history and someone told them what your occupation was.

DopamineHits · 03/09/2020 18:23

"But you are a housewife!!"

Start a thread calling a SAHF a "house husband" and spot the difference...

Sarapq2 · 03/09/2020 18:23

It's just a title
I'd rather that than unemployed .
Even when I'm not working ( I'm an agency nurse ) I always put down nurse.

Aridane · 03/09/2020 18:24

OP - it’s fine to say you’re unemployed (and leave out the eBay stuff you do on the side)

GreySkyClouds · 03/09/2020 18:25
Grin

Hope you’ve enjoyed the attention OP. Next time, please add a poll

Aridane · 03/09/2020 18:25

Also, occupation is a category of information that insurance providers rate on, so they absolutely didn't just decide that's what you were themselves. Someone TOLD them that's what you were. If not you then presumably your husband. Maybe he found it as difficult to get out of you what it is you actually do as the rest of the posters on this thread 🤷🏼‍♀️

😂😂😂

JulieHere · 03/09/2020 18:27

I don't think they actually have a job title of 'a bit of a twat' on the drop down menu though.

Never mind, blame the person that filled out the details last year Wink.

Babs709 · 03/09/2020 18:29

I agree with OP. I find it offensive and take great pride admitting I’m rubbish around the house.

So what is your occupation/what would you refer to yourself as @LoverOfAllThingsPurple ? Seeing as OP won’t answer!

StoneofDestiny · 03/09/2020 18:29

The title you gave the thread is Im a fucking housewife.
Case closed I’d say

Sandy2019 · 03/09/2020 18:34

What a weird post. Not a housewife but not willing to say what she does in a self employed capacity. No wonder the insurance company were confused.

Lisa82sim · 03/09/2020 18:35

Your a wife... That stays at home = housewife. Your self employed but from the folk I know, people say they are self employed who make craft shit and sell on fb so 🤷‍♀️.if you stay at home all day then your friends and family probably see you as a house wife too... Even if they don't say it. If you've got a problem then perhaps ask your husband about it or the insurance company why it was listed

Rossaloony · 03/09/2020 18:36

I'm not sure if you're upset at the term housewife or the insinuation you don't work and that it is insulting that someone thinks you stay at home with your children

Babs709 · 03/09/2020 18:36

What a weird post. Not a housewife but not willing to say what she does in a self employed capacity. No wonder the insurance company were confused.

Also... not a housewife but offended by the term anyway. I can’t imagine being offended on behalf of someone else. I’d probably question/correct someone referring to an “Air hostess” but I wouldn’t be offended particularly.

CountFosco · 03/09/2020 18:38

specifically offer 'housewife' as an option to anybody whose name is Miss/Mrs/Ms and 'househusband' to a Mr- although that would just complicate things more if your a Dr or Prof etc.

Firstly there are now two Dr options: Dr (female) and Dr (male).

Secondly, DH and I ran into the 'housewife' issue a few years ago. The algorithm automatically put your job title as 'housewife' if you said you worked PT. However both DH and I work PT and so it wanted us both as 'housewife' and that shot up the premium. Since we both work 4 days a week and more hours than the government consider FT (30h) we changed our application to say we both worked FT, we got to choose our jobs (my job is never on the lists) and hey presto the premium went down.

CatRamsey · 03/09/2020 18:39

I just enrolled for my 2nd year at college and couldn't find my occupation on the list and it made me think of this thread. I specifically checked, and housewife wasn't on the list Shock

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