Would £100k be a life changing amount of money to you?

[Rebelwithallthecause]

And if so how would it so?
What would it go on or towards ?

it would pay off my mortgage and lots of change! Which would be nice!!

It would (almost) pay off my mortgage and I'd have an extra £500 to spend every month, so yes.

I could buy a flat where I live. I've never owned a property before. It would be amazing.
Alternatively I could travel to all the places I've only ever dreamed of. So yes, it would change my life

Yes, could pay off remaining credit card debt, replace our falling apart kitchen, replace the roof, re-plaster and paint all rooms and make a start on sorting out our garden. May not be that life changing but would make life a whole lot more comfortable.

Yep it would.

Unfortunately our mortgage is more than twice that amount so i'd probably pay a small-ish chunk off the mortgage and have a really nice holiday after everything returns to a point where we can do so safely, but I'd put the majority of it spread across long term savings / investments, easy access savings to cover a hopefully not too distant maternity leave, and have 12 months of bills to one side as a safety net.

I need a new car but would probably get one on HP as I couldnt bring myself to pay £20-£30k outright on a car even if i had £100k spare.

Oh, God, please let a generous reclusive Euromillions winner be reading this thread. Just £10k would change my life 🙏

Ohh def yes. I’d do my house up, new windows, kitchen, home makeover, conservatory. Holiday in Florida. Then have a few bob left in savings. I’m only on min wage so this world be a dream

10K would absolutely change our life I don't know what I would do 100k

Yes. It would pay off the mortgage, enable us to finish the desperately overdue DIY we need to do and take the pressure off as I’m about to be made redundant.

It would clear the mortgage. Or could mean we have an investment capital to allow us to emigrate as self employed or investors.

Yes. I would sell our flat and get a house with a garden.

That would cover my mortgage with 35k to spare! Absolutely life changing amount without a doubt and I'd really think the same even if I earned more (12k max a year due to disability limiting me in a lot of ways)

Our mortgage is paid off so it would mean a new kitchen and some amazing holidays down the line. I simply don’t believe, whatever your circumstances, that an extra £100k wouldn’t change your life is some way.

It would only change things in that we could buy our own place a bit sooner and probably get a a better rate as it would be a bigger deposit. It takes a lot more than £100k to change your life in London sadly.

Yes in the respect we could get on the housing ladder, but not a life changing amount

When we were very much younger and hard up, yes life changing, Now, not really. We would probably give it to the DCs .

£20,000 would be life changing for me. I'm currently in a house that looks like crap with not much furniture. That would get me carpet (currently I have concrete and MDF floors), painting and decorating bits, a proper bed for me, a sofa that's actually comfy and make my house properly baby safe. I wish I had that kind of money every day to vastly improve mine and DS's life but I never will unless I win the lottery.

It would pay off the mortgage and give me security that at least the roof over my head would be there. But i couldn't see me giving up work, possibly cutting down hours. After all the roof will need replacing one day.

It wouldn't change where we live, work or when I retire, so from that perspective, no, not life changing, but the safety net and peace of mind such a cushion would provide would be great if things went properly sour.

I could pay off my mortgage and buy a second house with £100k. Benefits of living in a post industrial northern town.

It would pay off our mortage (we live in a cheap part of the country), so definitely!

Yes, we could pay off our mortgage and we would probably try for another dc without having to worry about how we can afford another one.

Definitely. To loosen the noose round our necks of mortgages and debt would be so freeing.

No. I already have more than enough.

No. I already have more than enough

How lovely for you. In my experience the more you’ve got, the more you want.