Which words are we going to use when they change the meaning of female? Are we going to say cis women, cis female, cis girls?
Well that will cover the female humans who choose that label for themselves, but it won't cover the very large percentage who don't.
And of course we don't coercively assign labels, or assume someone's identity or go against their deeply held inner beliefs, do we? And of course we apply the same standards to all humans, even the female ones.
Sorry, I'll be polite about women but female is a statement of fact, not identity. At that point, I'm pushed to the discourtesy of being probably clearer than the speaker would like me to be. But they will have left me no choice.