timeforanewstart child benefit in Germany is universal and uncapped for number of children. You get more, not less, for third and subsequent children. Its significantly more than UK child benefit. There is extra for children under 3, and an additional payment for children who don't use nursery before age 3. There was also a 200€ per child Corona payment recently, for extra expenses incurred due to homeschooling or Kindergarten being closed/ children home in lockdown - universal.
Unemployment benefit is linked to what you've paid in. "Herz 4" is a minimum basic available to those who haven't ever worked or haven't worked for ling enough, recently enough. However those with two full years or more of work and all relevant tax and state unemployment insurance payments get full salary for up to two years under certain conditions. After that Herz 4.
This thread is shockingly right wing and let them eat cake though - clearly most posters are utterly clueless and live in a tiny bubble. As an ex teacher and current learning disabilities and mental health support professional Im astounded at the ignorance displayed.
Insurance ffs.
We have all the insurance discussed here - so on a personal level yes, great, of course its the responsible choice.
Do so many people not grasp, however, that vast numbers of people have below average intelligence and no chance at all of understanding long term finances properly, or grasping the complexities of long term financial risk assessment?
Many people's lives are chaotic and lived in the moment. Not an exceptional tiny minority but millions.
Its the children in those families who suffer hunger and cold and lack of properly fitting clothes and school supplies etc etc when the family is in poverty.
What do the personal responsibility advocates propose for the millions of women who fall above the threshhold of learning disabilities qualifying for full support, but well below the level of intelligence (or mental health) to properly financially risk asses whether to terminate an unplanned pregnancy or not? Eugenics? Tough - let the children pay for the sins of the fathers so its "fair" for those of us privileged to have the capacity to think through and plan for our children's long term future?