@whyamisuddenlygettingolder first of all, amazing weight loss, well done!!!
I know exactly what you mean, I sometimes feel I look worse than I did, there seems to be more flab!!
I can’t offer any advice apart from to say that as I lose more, the flab does seem to reduce. I’m 5 1/2 pounds away from my 25 BMI target ( which is recognised as being slightly arbitrary!!) and my stomach does seem to ( slowly!) be reducing. I don’t know whether I’ll stop or carry on.
I think you do what’s right for you, you’re not mad, you know your body and how you feel. You’re exercising too so I’m sure you’ll find that this helps as well. May be worth speaking to GP if you’re getting constant infections though?
you should be super proud of what you’ve achieved, so try to celebrate that!!