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My Dad married a woman twenty years younger, he will likely die before her. Does that mean I am unlikely to inherit?

330 replies

00K · 01/06/2026 07:24

I think it does doesn’t it?

OP posts:
Clubbiscuit · 01/06/2026 09:42

DH’s parents divorced and both married significantly younger partners. His Dad died and left everything to his wife and second family. His mum will be leaving money to him via the new husband’s will but the new husband is our age (don’t think she’s thought that through!)

My parents are leaving everything to my brother as they have basically controlled his entire life and that’s his payout. He’s 50 and still has to run when my bullying father lifts a finger. I’ve just accepted that there won’t be a nice amount of cash coming to me in the future. I’ve just got to work for it. Hey ho. I wouldn’t mind but all the parents were retired by 50 and have had amazing retirements, holidays, lovely homes etc. I’m tired and just wish they’d pass a bit of their luck onwards.

Pearshapedpear · 01/06/2026 09:43

ThejoyofNC · 01/06/2026 07:29

I don't see what business that is of yours?

Oh give over 🙄

DirtyGertiefromno30 · 01/06/2026 09:43

Yes it sounds like a foregone conclusion to me tbh .

MikeRafone · 01/06/2026 09:43

my grandfather married a woman 15 years younger and they were married for 28 years. The second wife cared for him in his old age

his will left her living in the house and half his estate to her and half to the people of his family he want to inherit his money.

The second wife became ill and died just 4 years after he died.

The house was sold and the proceeds were divided between his surviving step daughter & step grandchildren (from his first marriage, so they go their share of their deceased mothers inheritance, finally) and his daughter had predeceased him so that portion went to his granddaughter. He left equal portions regardless of whether they were step or blood related

Becuriousnotjudgemental1980 · 01/06/2026 09:44

poodlemum01 · 01/06/2026 08:51

this post comes suspiciously after a step mum posted about her DH's daughter hitting the roof when she discovered the house wouldn't be hers. Are you that stepdaughter?

Off topic but did another thread start on this when the last one filled up? I’m invested!! Or nosy. One of the 2 😂

Aluna · 01/06/2026 09:45

TY78910 · 01/06/2026 09:33

Of course it’s natural to wonder - MN is sooo negative about inheritance questions! It’s not entitlement - in many families parents work hard to then traditionally leave things to their children. Children end up also caring for their elderly parents just as the parents looked after them in their lifetime. Of course the choice is ultimately down to them what they do, and as someone said they may well donate it to a donkey sanctuary but it’s not unusual to wonder in these circumstances.

It’s because some posters are obsessed with money and they don’t like to hear of people potentially getting money they’re not. They spin jealousy as virtuous disapproval.

BerryTwister · 01/06/2026 09:45

RedRosie · 01/06/2026 09:00

I'm the second wife in this situation and have no children of my own. We've set up mirror wills where everything passes to the other initially, and the surviving spouse wills everything (if the survivor doesn't need care etc) to my stepchildren. This works for us and we've communicated it, but obviously relies on trust that this will definitely happen, which it will in our case.

You should ask your dad if you are worried about this. He's your dad and he loves you. But as with some previous posters, I'm not sure anyone can rely on an inheritance anymore. My very elderly parents have nothing to leave and we help support them (when they'll let us), but I have friends where everything their parents had has gone on at-home or residential care costs. That's the reality now I think, for people with assets. And it's hopefully buying them slightly better care than they would have otherwise.

I think it’s hard to guarantee you’d keep this promise. What would you do if your husband died first, and then you met and married someone else, who also had children, who you became close to, and ended up in a similar situation?

Aluna · 01/06/2026 09:45

BerryTwister · 01/06/2026 09:45

I think it’s hard to guarantee you’d keep this promise. What would you do if your husband died first, and then you met and married someone else, who also had children, who you became close to, and ended up in a similar situation?

Exactly.

BashthatTerriesorange · 01/06/2026 09:48

Ignore the arseholes on the thread. Money being passed down from parent to child has existed across time and cultures. It’s normal for families to want to keep wealth within families. Nearly all parents want to support their children in this way. Most people would experience it as a rejection if their parents didn’t. That’s normal.

There are lots of people on Mumsnet who are isolated or have poor relationships with other people and I think that shows in the bile of how some reply to threads.

If you have a good relationship with your Dad, ask him. It’s normal to want to plan if he is intending to give you any money.

WearyAuldWumman · 01/06/2026 09:49

Isabella70 · 01/06/2026 09:38

..and even more likely in Scotland. There, children (and spouses) are entitled to a proportion of moveable estate.

This was why my bank manager told me not to open a joint account with my late husband - his children would have been entitled to a portion of my savings if I had done so.

We were married 27 years and I was his carer for around 10. This impacted my earning capabilities (though I was the breadwinner) and I'd have been in dire straits if I'd lost my savings.

I confess that I didn't make a will at that time, since I knew that my house, savings and pension would automatically go to my husband and it would be needed for his care if anything happened to me.

LindorDoubleChoc · 01/06/2026 09:52

My Dad married a woman 17 years younger than him and they had 3 children together. He did die before her and everything in his estate went to her (as you would expect).

When she dies it all goes to her 3 children, nothing to me and my older sibling from his first marriage. And, WEIRDLY, they expected us older 2 to be absolutely fine with that! Hmm. My step mother rang me up to tell me about a year before he died he was obviously too cowardly.

TwoBlueFish · 01/06/2026 09:54

i think it’s worth talking with your Dad. He may have already made a will (if he made it before he was married then it’s now invalid). He may think his wife will “do the right thing” but unless it’s written in his will it won’t happen.

My DH and I have recently changed our wills and how we hold our house so that in the event of one of us remarrying (after one of us dying) the half from the deceased person will go to the kids but with a right to continue to live in the house for the other spouse.

KafkasScooter · 01/06/2026 09:56

cheezncrackers · 01/06/2026 07:32

It's not an awful thing to ask OP. My DF married again and he and his second wife have both said in their wills that their assets will go to their DC, while the surviving spouse has a life interest in the property, so it will not be sold out from under them while they are still alive. Therefore, my siblings and I will only inherit (whatever is left) when both parties have died.

This is what my father did. He married someone else (32 years younger than himself). She and my brother have the right to live in the house for the rest of their lives, so it will probably be my children who will benefit from the inheritance. I find that a great comfort.

thepariscrimefiles · 01/06/2026 09:57

daysofpearlyspencer · 01/06/2026 07:29

Me and my sister got nothing when my DF remarried a younger woman. She did very nicely for herself, DF died within 18 months of the marriage. We didn't want it for ourselves but for my DM whom he had divorced at age 73....
The woman was a year younger than me

Your poor mum! What an awful man your dad was. I hope your mum got a good divorce settlement so that she can live comfortably.

MeetMeOnTheCorner · 01/06/2026 09:57

@LindorDoubleChoc These men stop caring about their first family don’t they? It’s upsetting and they are, to some extent, overtaken by their new squeeze. They want it, they get it. As an issue earlier, no fool like an old fool. They are not capable of love and are told what to do. It’s sad but it happens a lot. Second wives rule the roost!

lessglittermoremud · 01/06/2026 09:57

TBF it is an odd think to wonder… my Step Mum is 13 years younger than my Dad I haven’t sat pondering about inheritance 😂

Ohcrap082024 · 01/06/2026 09:59

From your updates, I think it would be a good idea for you and your brother to have a conversation with your Dad about the future.

It would be useful to get clarification over issues such as POA, next of kin, wills, funeral/cremation arrangements, finances of long term nursing care needed etc etc. Having these issues discussed and out in the open can avoid an awful lot of stress and upset when times get difficult.

I would sell it to your DH that a discussion about his affairs would help his wife later on.

LindorDoubleChoc · 01/06/2026 09:59

What a breathtakingly rude and obnoxious answer from @WhyamIinahandcartandwherearewegoing

TotalBaloney · 01/06/2026 10:00

DirtyGertiefromno30 · 01/06/2026 09:43

Yes it sounds like a foregone conclusion to me tbh .

Well it’s absolutely not, because it entirely depends what is in his will. As I said upthread, my dad remarried someone much younger and his will is set up so that both I and his new wife inherit (if there’s anything left to inherit!) according to his wishes.

thesugarbumfairy · 01/06/2026 10:01

When my dad died everything went to my step-mum. That was 16 years ago. I didn't question it. She's 82 now and she will probably outlive me!
I am in her will (split between me and my step siblings) but obviously if she needs to release money in the meantime for care home or whatever then there probably won't be anything left.
That's also fine- I don't begrudge her that - she made him happy and I'm a grown up and make my own money.

GETTINGLIKEMYMOTHER · 01/06/2026 10:02

Miranda65 · 01/06/2026 07:27

Possibly - it's up to him. But do remember that none of us have any automatic right to an inheritance. Frankly, your father could leave out both of you and give all of his money to a donkey sanctuary!
Just forget about any inheritance, live your life and let your father live his.

Yes, all very well, but it’s very unfair to disinherit your children, unless there’s a valid reason, like estrangement, which is not the fault of the parent.

Personally I think men who remarry, and leave everything to the new wife, or don’t bother to make an explicit new will, are shits.

In the case of intestacy, though, AFAIK there are rules to state who is entitled to what share of the estate.

MeetMeOnTheCorner · 01/06/2026 10:06

@lessglittermoremud My friend didn’t think either and got £0. I’d start thinking if there’s a lot of money involved! It seems to make a difference when men walk out on their families. They just shrug off dc it seems. It’s deeply unpleasant for the dc.

Howmanycatsistoomany · 01/06/2026 10:07

Aluna · 01/06/2026 09:00

Posters are hypothetically virtuous about other people’s money. And some don’t like to hear of anyone getting money they’re not. 😉

As sensible posters have said, talk to your dad. His estate will go to his wife unless he intentionally stipulates a portion to you in his will.

Younger 2nd wives can go either way when it comes to care: either they’re up for the graft and save a lot of money on care; or they just dump him in a home because they’re less invested.

What a nasty, judgemental post @Aluna . Maybe they're up for the graft because they love their DH and they believe in the "in sickness and in health" part of their wedding vows. Maybe some 'dump' their DH in a care home because they're physically unable to care for them, not because they're less invested.

Yeah you guessed it, I'm a younger second wife. When the time comes, I'll provide whatever care DH needs, whether that's at home or in a care home. I'll likely be doing that while working full time running my business btw. I'll also only inherit one third of his estate and potentially have to sell our home immediately after he dies, or wipe out a significant proportion of my savings, to buy my SD out. The same SD who only ever shows any interest in her father when she wants something, and by something I mean money, and who will certainly not be up for any care responsibilities.

RedRosie · 01/06/2026 10:08

@BerryTwister and @Aluna Obviously you don't know me (and it definitely won't apply to all relationships) but no I won't remarry, I really love my stepchildren, my DH isn't naive, and I've always been the higher earner/had more assets in our marriage.

LeDix · 01/06/2026 10:08

PinkTonic · 01/06/2026 07:35

It isn’t an awful thing to ask at all. You should ask him what he thinks is fair and what he’s doing about it. Obviously circumstances vary but if your mother has died it’s reasonable to assume that she, like my mother, would have been pretty pissed off to see their lifetime of assets go to a new wife after potentially a short marriage. My dad didn’t want this either, so whilst he did have another relationship after my mother died, he didn’t let her move in and wouldn’t have married her. It’s notable that when she realised this fully, she moved on.

You say that as though this proves that the woman was a gold digger. However, given that he could’ve protected your interests even after marriage, it’s more likely that she just realised that he wasn’t fully committed to her.