The allocation of funds seems to be a major issue within the family. I certainly wouldn’t like my annual income determined by my brother! Especially if I had fallen out with my sil too!
As you say, it doesn’t seem a very wise strategy to allow family members to fend for themselves as it makes them vulnerable to dodgy deals. Ditto allowing them to police their own financial affairs.
I sometimes wonder too if Camilla having Charles’s ear, exacerbated Harry’s situation at all, or at least the way he perceived it?
You see this all of the time on Mumsnet where second marriages result in the children of the first manage receiving less money or being just less favoured generally. So it wouldn’t be that unusual a thing to happen.
And as far as any charitable works go, the entire royal system is based on not using their own money, they donate very little directly, relatively speaking, but focus on persuading benefactors to cough up. And in the past they haven’t been too discerning about where the funding comes from shall we say? Wasn’t that how Jimmy Saville inveigled himself by raising £4 million in 18 months or something like that?
I do think this is a very problematic issue for the RF with their opaque financial dealings as it leaves then open to either being exploited by those who have the money but no scruples, or allows those of them without scruples to profit on the side.