This judgement will suit Meghan very well.
It (1) allows her to maintain a "I'm the victim of race-based threats in the UK, the only place I've ever experienced them" (2) ensures that Harry doesn't go back to his family or the UK (3) ensures Harry remains financially and emotionally dependent on her, and therefore won't leave her (4) allows her to play Lady Compassionate with "I've been wanting him to drop all this for years and just look forward, but my dashing prince just loves me so much that he puts himself through hell to keep my safe" (5) allows her and her children to dodge awkward encounters at funerals and coronations (6) allows her to continue trying to get what she wants from the RF while keeping the whole family thousands of miles away.
In fact, this is the best possible outcome for MM. Harry getting the sort of security that would have permitted him to bring his children to the UK would have meant an unravelling of the life they have in Montecito, would have opened it up to difficult situations for her at home and abroad.
As for Harry - I feel sorry for him in the way that I feel sorry for a drunkard who falls over and injures himself. Brought it on himself, no right to complain, but ouch it must hurt. He's ruined his life. Things may have been bad pre-Meghan, but I simply cannot see how they're better now (other than having two children who I'm sure he loves dearly).