I love the stupidity and sheer obviousness of this programme. The families can’t see the wood for the trees and Steph and Alex fly in to state the bleedin’ obvious.
The Manchester family were mind boggling. I don’t care what you spend your money on but to live month to month with very little safety net is mindnumbingly irresponsible. I’m going to assume that they’ve got some sort of life insurance plans in place (mortgage purposes, if nothing else), so in the event of death the is some cushion. We don’t know if they have any sort of loss of income/income protection insurance, looking at their levels of financial responsibility shown on the show, I’m guessing not. As sales people, they will have a basic salary but the majority of their incomes will be made up from commissions from sales made, what provisions are made for below target months? Anything? I’m guessing she’s the breadwinner, drug reps can earn high. She certainly seemed to be the more sensible one of the two, though it was a close run thing, admittedly. I think she was much more aware of the need to change and was more open to swaps. He was ‘lip service man’ who resisted everything and at the end, she was talking about continuing with the changes and he looked like he was going straight back to his old ways.
The Welsh family seemed to be struggling to massively to adjust to the financial change from 2 incomes, 1 child, to 1 income, 5 children. Not hard to see how that would be a struggle. They’d got used to a certain lifestyle and the last 2 years had obviously been a massively emotional change too, with 2xtwins. Maybe they’d bought the fancy double when the first set of twins came and the second cheaper buggy for the older ones when the second set came? Of course, they needed to rein it in massively and granny wasn’t helping. Dad needed to get a massive grip on the manchild Arsenal stuff.
All the lessons about lower cost alternatives to things these people already own isn’t for the families’ benefit, it’s for the viewers. To show any other numpties watching that higher prices doesn’t always mean better design or better quality.