DD has had large sums of money put into her account

[MummyInTheNecropolis]

I noticed she had been spending a lot recently, and when questioned she said it was money she had saved up. I was suspicious so opened her bank statement today and she has received £500 from someone I’ve never heard of, in 6 different payments all made in the same day. She claims this must have been paid to her by mistake and she lied because she knew she shouldn’t be spending it. I don’t believe her, but I can’t think why someone would be paying her this amount?

I am planning to phone the bank but I don’t think they’ll be able to tell me much. I wondered if anyone here might have any ideas? DD is 14.

@shonamay

Please call the police asap. I would be taking your daughters phone and keeping her home in the meantime. Lots of reassurance but tell her that you need her to tell you the truth for her own safety. Have you checked her phone for any unusual activity? I check my children’s regularly. I hope everything is sorted Xx

Read the bloody thread

I know someone who had £67 paid into her account six times in one day. She was a mature ( very mature) woman and no reason to doubt that this was a genuine mistake. It only happened on one day. She had no idea why or where from and did not enquire.
What I am saying is, it may be a genuine mistake. Even if it isn’t; Talk to your daughter. If you can’t trust each other who can trust anyone.

RTFT for fucks sake 😡

When people click on a thread and see it's 29 pages long and it doesn't occur to them to RTFT, I do wonder what they are like in real life.

This is a scam. The checks will bounce and you not your daughter will have to pay the bank back.Return everything you can for a refund for the bank will have to be paid back.

I think you are doing a brilliant job, if it was me I would be losing my shit, and ranting and raging at her, it can’t be easy with no father around, as you say you think there’s more to it, just get to the bottom of it in the way you know best, and good luck to you, hope it’s sorted soon

It’s people not reading the thread and posting the same thing over and over they have made the thread so king. Honestly the OP hasn’t posted in about 7 hours and the last 15 pages have been utterly irrelevant!

Your local police are not the agency to call.

You might find this agency is more interested (Regional Organised Crime Units):
www.ncsc.gov.uk/information/regional-organised-crime-units-rocus

Find your region, e-mail to report. Give as much information as you know in your e-mail. Include bank acc number, name of account, date and transaction numbers of the deposits.

@FuckThisWind

When people click on a thread and see it's 29 pages long and it doesn't occur to them to RTFT, I do wonder what they are like in real life.

Could've written that myself . It's soo frustrating

Young people and students are good targets for fraudsters as they usually have good credit as they are so young.
Ring bank asap. Check action fraud for info and get a copy of her credit report like registering for experian etc. That way you and she will know if anything else has been done in her name such as store credit and loans, phones etc. Hope this helps

Well i think you sound very sensible. Well done.

There are internet sites where people are paid for favours. They do not do age checks, so long as you have a bank account you can sign up.
They can be simple things or more perverse things.
I do think this is a safeguarding issue. I know school is not open, but they must have safeguarding person that can help you and guide you. Meanwhile do not let her use the internet and take her phone away.
I cannot think of any simple innocent reason a young girl should have so much money in her bank account, but it is possible she is doing it for a friend or something.

Nothing to say but well done for spotting it OP! Good mum skills xx

Bloody hell! This thread would have half the amount of posters if people stopped jumping in with an opinion before reading the thread or at least ops updates!

Oh, money laundering!!!!! I worked in the online cyber team a long time ago and they were targeting yp to use their accounts. Withdraw, give them a cut or the money and keep a percentage themselves.

@cologne4711

The comment about husband being head of the family was in relation to another poster, not the one in question regarding the money.

Just received a call back from the police and I’m utterly shocked at their response. Apparently there is no evidence of a crime so they will not be coming out or investigating . I mentioned all of the possible crimes that could be happening (grooming, exploitation, fraud etc) but they were adamant that without any evidence they will not be able to get a warrant to look into her account and therefore there is nothing they can do. They just advised me to go back to the bank and ask them to investigate. So no help whatsoever. I know lots of you have posted helpful links to other people who may be able to help, such as the CSE department etc. I will absolutely look into all of these, I haven’t had the chance yet (I was waiting for the police response) but will get to it immediately. Thank you so much for all the helpful and supportive messages.

Handhold here OP. I've read all your posts together and I agree with the PPs who say you are doing a great job in a very difficult situation. I can't see how or what you could do any differently or any better.

Fingers crossed this gets resolved soon and your daughter will hopefully have learned her lesson. I wish I had something more helpful to say but honestly, everything I could think of, you have done.

I really hope this gets sorted soon op. No advice but your dd sounds vulnerable. Is senco involved with her at all?

@MummyInTheNecropolis this is the kind of response that some parents reported getting in the cse scandals

Just seen your update. That’s complete shit. Why do they need a warrant? You’re happy to give them access.

Ah just read your latest update. I am very disappointed with the police on your behalf. I was thinking just sitting down with a couple of uniformed officers might be the gravity she needs to come clean with a bit more information. And I am surprised they can't see that too. Is there any point in ringing them back and saying that? (I suppose not). I remember the police actively wanting to help families.

Once you find out which friends got her into this, maybe tell her to find new friends. Hopefully the police will tell their parents too. X

God that’s so shit of the police. Thank goodness she’s got you but it makes me feel bad for all the kids who don’t have responsible parents

I’m sure you’ve thought of this, but she could have been given a burner phone. In the Breck Bednar case I believe the poor parents took away all devices but the groomer couriered around a new phone