DD has had large sums of money put into her account

[MummyInTheNecropolis]

I noticed she had been spending a lot recently, and when questioned she said it was money she had saved up. I was suspicious so opened her bank statement today and she has received £500 from someone I’ve never heard of, in 6 different payments all made in the same day. She claims this must have been paid to her by mistake and she lied because she knew she shouldn’t be spending it. I don’t believe her, but I can’t think why someone would be paying her this amount?

I am planning to phone the bank but I don’t think they’ll be able to tell me much. I wondered if anyone here might have any ideas? DD is 14.

Jesus there are some overactive imaginations on here.

And there are some right naive ones too

Someone probably transferred the money by accident, and obviously took several attempts at doing so. My Mum had DDs bank account wrong by one digit, and made 5 transfers of £50 each time before we had to tell her to stop. She did get it back eventually but it took months for the bank to "find" it

Ok, so that happened to your DD. That doesn't automatically mean every deposit in a bank account is innocent or an error. It's dangerous to be dismissive.

Jesus there are some overactive imaginations on here.

And there are some right naive ones too

Someone probably transferred the money by accident, and obviously took several attempts at doing so. My Mum had DDs bank account wrong by one digit, and made 5 transfers of £50 each time before we had to tell her to stop. She did get it back eventually but it took months for the bank to "find" it

Ok, so that happened to your DD. That doesn't automatically mean every deposit in a bank account is innocent or an error. It's dangerous to be dismissive.

Money laundering, I've seen it happen to teens, they are offered £50, new pair of trainers, new handbag etc if they hand over their bank details and allow a third party to use them.

Betting on a deletion before we get any answers...

OP i think you are unreacting.

hope you get answers soon

OP i think you are unreacting.

hope you get answers soon

OP i think you are unreacting.

hope you get answers soon

How worrying for you OP, hope your daughters ok.
I had no idea some of the things PP have been saying went on, it's terrifying
I will be speaking to my kids about this.

Jesus there are some overactive imaginations on here.

It has absolutely nothing to do with imagination. Anyone who has done basic safeguarding training will recognise teenagers having large sums of money from unexplained sources as a significant red flag.

You're right to check with the bank and please involve the police afterwards if you still have doubts. xxx

I really can't tell whether you're a troll or you're just ridiculously naive to think that protecting your DD and possibly your family is more important than contacting the police because 'she might get in trouble' .....

Well I made a complete mess of that post you all know what I mean!!

How scary! I hope you get it all sorted.

It sounds very much like money laundering. When I first started teaching I was amazed at how common this was. Essentially, gangs recruit people to then get their friends at school (often nice, middle class, never in trouble types - sorry for cliche) to hand over bank details either innocently or in return for a small percentage. But it can get scary, we have had situations with gang members turning up at these suburban houses, threatening family members etc. So even if your daughter has no direct contact it is possible she is being exploited by someone else who has been exploited but with a more direct link.

It’s something all parents (sadly) need to be aware of.

How scary! I hope you get it all sorted.

Agree with others you are underreacting.

Good luck

Give her a chance to talk to her DD!

Why is she napping> Teenagers dont nap? Shes not a toddler. You seem to be too blasé about this whole thing

How worrying for you, OP

Just fans account?? Something is very wrong here....

I work in a school in London. The police came in to talk to our year 10/11 pupils before lockdown about money laundering. It came to light after a parent found sums of money (hundreds of pounds) deposited in her sons account.

It was basically criminals contacting kids online to move money around and there were quite a few pupils involved.

You have to contact the police and let them deal with it. If that is what your daughter is involved in the police need to know. If it’s something more sinister the police need to know. If your daughter has been spending the money that has been deposited she will be even more at risk.

Get advice from the police today and let them deal with it. Your daughter won’t be in trouble - she is a minor and a victim.

Nobody is suggesting 999

I haven't rtft.

But I'd get the police involved. And quick. My friends 13 yr old daughter had large amounts put into her account. Same thing. Mother noticed it

Turns out she's been groomed for over a year. The police had to sit this young girl down and tell her the 'boy' she'd been talking to was a 67 yr old man. Who she was planning on meeting! He was a known sex offender and went straight back to prison. But without the police. She'd of not found out and her daughter would of gone to meet the man

I know them well. I know this girl. She's not stupid. But he was so convincing. Please ring the police. And now.

Pressed too soon

She wasn't stupid. But she was very cleverly groomed

She was going to meet him

She'd of never come back. Let's put it like that b