It doesn't have to be a hugely wealthy thing. I am not wealthy nor would I want to be, too much responsibility and too many hangers would wait for me to pop me clogs for the will!
I worked since I was 13 (Saturdays) illegal now but everyone did it then, worked and studied part time after secondary. Got a job in the public sector at the lowest rung, and worked hard to end up in quite a senior role. I am very fortunate I know that. But I live alone, pay for everything myself, and live a frugal enough life. What I save is spent on travel and enjoyment. Not every week or month, but as often as I can. Life is short.
When I was younger I used to wonder how people could afford to have new cars, big houses, holidays etc. but I realised that eventually if you plan well, your turn will come around. I am not smug, I know not everyone will be able to do it, but a majority will.
In the meantime, I'll try and keep the wrinkles confined to laughter lines!