Gucci Sneakers on Finance?

[RaspberryBlu]

Does anyone know where I can get Gucci Ace Bee on a pay monthly deal? I would love them before Christmas but don't want to spend significant amounts right before Christmas as would rather have money for spontaneous trips and events. It'd be great to split over 6 or 10 months.

I've always considered it quite normal to want new things for special events. I've bought 2 jumper dresses to wear over Christmas even though I don't need them.

@MistyRock did you have to get them on credit though?

If the OP isn't going to pay interest on the purchase then there's no problem. They say they don't want to access savings or other investments to purchase them and it's prudent not to do so. If they have a large amount of money invested, the interest gained over the repayment period may well be significantly more than the cost of the trainers.

Omg. Yes it’s very clear she likes them, she’s prepared to get into debt to have them and by a certain date. That’s not the question. The question is WHY. Why would one want a specific pair of white trainers - something readily available in many permutations and not requiring debt - for a trip?

Your attempts at condescending to me on a S&B thread about Gucci trainers are beyond a parody, incidentally. I’m not sure you aware of who exactly the joke is on.

This. We're about to dive deeper into a massive recession. Now is not the time to take on unnecessary debt.

Actually there is a problem - she is getting into debt on the assumption that she will have the money to repay it. What if she doesn't? What if she loses her job? It does happen.

It's £500 not £5,000. The OP can then access some of her savings. Life is for living.

If her financial situation was that rosy, she'd have the ready cash and wouldn't need to get into debt. The fact that she can't lay her hands on £550 makes it obvious that her financial situation is not that great. I don't know anyone who is financially comfortable who couldn't find £500 at short notice.

Like I said, it's a small amount of money. She has savings and investments which are growing every day so why worry.

Any with “large investments” and multiple savings & investments who doesn’t have £500 spare before Christmas isn’t being completely honest.

Also... these investments which are "growing every day".... are you familiar with what happens in recessions?

I'm familiar with my own portfolio, yes - it's continuing to grow very nicely.

I consider myself moderately financially comfortable, and if I wanted to treat myself to something for £500 I'd just put it on credit card (for the insurance protection) and pay off the next month either from my income or from the savings which I have in an instant access account. I wouldn't even need to consider a finance deal, which would likely involve having to pay an inflated price for the purchase.

If you can afford £500 on a treat, the above is normal. If you genuinely need some form of proper finance, you can't afford it.

100%

If you'd looked on the Gucci page , like I just have as I had no idea what they were like, you would see they offer Klarna. Though why anyone would pay that much for trainers is beyond me, if they can afford them it's no big deal...but you can't afford them so why get into debt?

but my financial situation personally is great

Hmm of course it is.

Klarna isn’t good enough because that means 4 payments, £140/mo. Op wants to pay over 10 months, £56/mo.

Could you open a 0% credit card, then set up a regular payment from your bank account to pay off over the required time

Completely out of context but how do you get 20% off Flannels?

Even though she apparently has plenty of moneyb

I haven't seen the shoes, but from what pp have said they are plain white sneakers.

Have you worked out what the cost per wear will be? Do you have other white sneakers which you will wear a lot and these sometimes, because they will be kept for 'best'. If you plan to wear them a lot, will you have had good use of them by the time you've paid them off? Or will they have just sat in the box only being worn on holiday?

I can't comment on the finance bit as I'm in another country, but in all honesty if I saw someone here wearing Gucci, I'd automatically think they were fakes.

Sorry, but it's a fact.

"I wouldn't encourage others to do the same if they cant afford to but my financial situation personally is great"

But you can't afford to buy the trainers? Doesn't make sense.

Omg. I’ve double highlighted it for you.

The question is WHY. Why would one want a specific pair of white trainers - something readily available in many permutations and not requiring debt - for a trip?

Because she like the Gucci ones. Not any other permutation. Good luck with this.

The question is WHY. Why would one want a specific pair of white trainers - something readily available in many permutations and not requiring debt - for a trip?

The OP has never mentioned white trainers.

If she can pay them off before interest starts then fine. No issues.
I do it like that sometimes too, on Very.
If i need my cash on other more important things, I use the Take 3 option and pay slowly over 3 months. No interest, no probs and I still have money left ..