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Redundant hubby, how do we afford Xmas?

253 replies

Slythermum · 04/12/2021 03:58

Just some ideas please, Hubby has been made redundant as of next week, we have just paid out for expensive repairs on the roof. Literally no money to buy the kids Xmas presents. Stepkids don't appreciate anything they are bought, and most of last years presents were left on the floor unplayed with and it's the same every year, BUT they expect very expensive presents for Xmas (They get at least £600 spent on them at Xmas each at their mums) At this point, we are dealing with so much anxiety not sure what to even do :(

to add I saved about £200 for my daughter's Xmas present - I don't want to have to split that between her and the step-siblings because she won't be getting much from her dad for Xmas, whereas they will be coming back from their mums with new games consoles and expensive clothes.

Any suggestions welcome

OP posts:
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youvegottenminuteslynn · 05/12/2021 19:11

@MalbecandToast

Wow. This is children we are talking about. Their father can't keep a bloody job but sure, let's let them suffer. I mean, the OP apparently loves their father enough to live with him, but yeah no don't help him out. They are "his" kids after all. I'm sure the stress of not providing for his kids won't impact his "mental health" issues the OP is so worried about at all Confused

This step parenting board is vile sometimes Sad

But they won't suffer! They'll get £600 worth of presents from their mum. In fact, in an ideal world the children's two parents would have a sensible chat about this (so OP didn't have to feel worried or guilty) and agree that their kids' presents would be 'from' them jointly this year after behind the scenes discussing that OP's partner cannot financially contribute at the moment. There's no need for the kids to know what is from which parent if the desired outcome is happy kids with presents they'll enjoy, rather than either parent scoring points.

OP sounds perfectly normal, I'm baffled at some of the horrible comments people have made on here.

CloudyStorms · 05/12/2021 19:17

She is choosing to be with a man who is serially unemployed. This is her elective choice. That may be a questionable choice. it's not like either OP or her partner had anyway of knowing he would be made redundant. It's not really a choice. It's just shit luck frankly. No one chooses a job thinking they'll be made redundant from it.

CloudyStorms · 05/12/2021 19:18

And if you are saying OP has a choice then so to did the DSC's mother when she had children with him. You can't have it both ways.

funinthesun19 · 05/12/2021 19:21

Tattler2 His children will be negatively impacted by him not working I agree.
If the OP pays his maintenance, then it’s ultimately her child losing out. That is NOT ok. But apparently it is.

He needs a job. Fast.

Tattler2 · 05/12/2021 20:01

@funinthesun19
I agree that the OP has no responsibility to solve her partner's financial issues and neither does his ex. The only person responsible for solving OP's partner's financial issues is the man himself.

No one expects to become redundant, but the OP's partner seems to have this occur on a far more frequent basis than most. Given that, he probably needs to vigorously seek to work not 1 but 2 jobs AR any given time. You can't control fate,but you can try your best to temper fate.

CloudyStorms · 05/12/2021 21:06

Given that, he probably needs to vigorously seek to work not 1 but 2 jobs have you read the OP's posts? He has even "vigorously" seeking just one job and finding it hard. How is he going to find, yet alone work, TWO jobs. There is only one of him.

SpaceshiptoMars · 05/12/2021 21:13

How is he going to find, yet alone work, TWO jobs. There is only one of him.

I think things must be a bit different in the US. Job hours in the UK don't lend themselves to doing 2 at time. For example, 9-5.30 office job doesn't fit with a pub job, because you may often need to stay till 6.30 at the office, and you need to start the pub shift before 6. And your contracts may state that a second job is not permitted.

CloudyStorms · 05/12/2021 21:20

What do they do in the US?

Tattler2 · 05/12/2021 21:37

@CloudyStorms
Many people in the States have 2 jobs. They work both a day job and an evening or weekend job. Obviously, it is not ideal, but when your obligations exceed your income from one job , the responsible person seeks a second job. This may cut down on a social life,but it is far better than having your children do without.

The OP's partner, can continue looking for a second part time job after he has secured a full time job. He is an adult and sometimes meeting adult responsibilities requires ongoing grueling work particularly if you have dependent children. No one is guaranteed an easy or simple life ,and most of us have said to our children that" life is not always fair."

CloudyStorms · 05/12/2021 21:40

This may cut down on a social life forget social life, I couldn't physically work 2 jobs. I'd be a danger to others as I'd be too tired. You mean people do a 9am-5pm day time job then a 9pm-5am job? When do they sleep? Eat? Rest?

CloudyStorms · 05/12/2021 21:41

Ah sorry saw you mentioned weekend job. I think at the moment OP's DP is finding it hard enough to find one job. Probably due to age discrimination tbh, employers suck for that, even if it is illegal they find any excuse.

Wizzbangfizz · 05/12/2021 21:45

I find it very difficult to believe that in the current climate he can't find any work!

SpaceshiptoMars · 05/12/2021 22:03

I find it very difficult to believe that in the current climate he can't find any work!

If you're 30, no problem. At 60, with a few health issues on board - different story. You can work for yourself, but it takes time to build up business - and that is what he doesn't have.

I'd be a danger to others as I'd be too tired. You render yourself liable to prosecution if you are too tired to be safe to drive.

candlelightsatdawn · 06/12/2021 09:41

I have to say in US (and agree with tatter on this point) two jobs are really common esp when your looking at hospitality.

Work life balance is incredibly different are so are the social norms around working. Also the UK isn't particularly tax friendly on the second jobs income. I personally couldn't do it but if push came to shove I would have to. Having said that I don't want to derail the thread further.

Also people proclaiming they struggle to see how Op partner cant find a job. You know this isn't helpful, Christmas is coming and try to stick to helpful advice instead of emotionally dumping on OP. I'm sure she's worried enough about it as is.

I think finding just a job would help. Aldi/Lidl pay the best in terms of supermarket jobs. Driving jobs for Amazon or post office are good ones to look at.

In terms of CV advice and general workplace advice asks manager.com is really worth weight in gold. She's got a downloadable thing re tips on cvs, cover letters and interviews. If he's applying and getting no bites, the issue is likely to be the cv (if he has his date of birth and school/uni dates on there I would remove them if he's worried about age bias which definitely is a thing)

Warning to selling things on eBay, the waiting times on money being released can mean delays. Facebook market place is quicker as it's cash.

candlelightsatdawn · 06/12/2021 09:50

@MalbecandToast

Wow. This is children we are talking about. Their father can't keep a bloody job but sure, let's let them suffer. I mean, the OP apparently loves their father enough to live with him, but yeah no don't help him out. They are "his" kids after all. I'm sure the stress of not providing for his kids won't impact his "mental health" issues the OP is so worried about at all Confused

This step parenting board is vile sometimes Sad

Actually before start OP had previously stated she will cover maintenance. Other posters have said she doesn't have any legal or other requirement too which is true. She's also said she would be getting Sc gifts just admittedly smaller than what they are used too.

However if they don't have a magic money tree. You can't magic it out of air. Coming along and saying your vile ect isn't helping.

If you want to help the OP and her children, actually offer advice not judgment. If she didn't exist here the spectra of maintenance or presents wouldn't be happening because it would just be dad on his own. She's the only thing currently keeping the whole house afloat... have some compassion

PeeAche · 06/12/2021 12:53

Omg. This is peak Mumsnet Stepparent Forum!

Woman with disabled daughter, at her wits end over how she will afford Christmas...

Answer: pay his ex wife. She needs it more. And even if she doesn't need it more, she deserves it.

This place is a vipers den. Do what feels right, OP. Your daughter is still allowed to be your priority, even if your DH has children from a previous marriage.

Since everyone is so preoccupied with you covering your ex's CMS, why don't you set the amount for Christmas presents to the same rate? 😏

£200 budget for DD (your starting figure.)

You have them 52-103 nights per year.
There are 2 children.
You have 1 other child living with you.

Therefore, their "cut" is £24.40, in line with CMS standard calculations.

Of course that's split between the two of them. So £12.20 each.

Yeah yeah. Back in your box, PeeAche.

dustandfluf · 06/12/2021 12:57

@Wizzbangfizz

I find it very difficult to believe that in the current climate he can't find any work!
Are you actively looking for work then?!
candlelightsatdawn · 06/12/2021 13:03

@PeeAche

Omg. This is peak Mumsnet Stepparent Forum!

Woman with disabled daughter, at her wits end over how she will afford Christmas...

Answer: pay his ex wife. She needs it more. And even if she doesn't need it more, she deserves it.

This place is a vipers den. Do what feels right, OP. Your daughter is still allowed to be your priority, even if your DH has children from a previous marriage.

Since everyone is so preoccupied with you covering your ex's CMS, why don't you set the amount for Christmas presents to the same rate? 😏

£200 budget for DD (your starting figure.)

You have them 52-103 nights per year.
There are 2 children.
You have 1 other child living with you.

Therefore, their "cut" is £24.40, in line with CMS standard calculations.

Of course that's split between the two of them. So £12.20 each.

Yeah yeah. Back in your box, PeeAche.

I love this - it's Brillant ! Honestly somethings going on with people being so vile on this board lately !
SnoopsCaliforniaRoll · 06/12/2021 13:09

@Slythermum ignore the posters trying deliberately to antagonise. Now is not the time to delve deep into the complexities of step sibling relationships etc, yours and DH's focus should be on your immediate financial stability.

Please do be upfront with your DSC's other parent about the financial situation, and perhaps even the children themselves if they are old enough to manage their expectations.

The cinema ticket gift voucher and maybe favourite foods etc, magazine etc is a good idea.

This is not going to be a big Christmas, and belts have to be tightened. It won't be forever, and you all need to pull together. You will get through this Thanks

KalvinPhillipsManBun · 07/12/2021 04:03

@rookiemere

If your DD needs the laptop then don't get it as a Christmas present. Give it to her once bought and then token gifts for all DCs on CD.
Surely your daughter qualifies for a laptop from her school if she is disabled?
Nowomenaroundeh · 07/12/2021 09:24

@Slythermum

Last year I spent about £200 on each child. I have an older son who has now moved out and he also bought some little presents for them. This week I found the £200 drawing tablet I bought for one of them down the side of the bed with the stylus broken.

People have actually given some really good tips on here and I'm going to go with food-based presents and a shelf for each of them in the cupboard with their special bits in, arrange a trip later in the year to Legoland when our finances pick up and look at a wee subscription box for each of them.

DH just spoke to them about not boasting about their presents and I'm hoping they will remember - they aren't with us Xmas Eve so it's only going to be my dd. My older son is going to see if any of his mates can upgrade one of their old laptops for dd. He does spray painting so he's talking about spray painting the case for it for her. She will love this.

These are great ideas OP!

They definitely should be reminded about not boasting too, it's a good life lesson.

It reminded me of something when I was very young. Converse runners had just appeared and were a huge deal. They were quite expensive. My dad (I was with him that weekend) had bought me a pair for my birthday and I'd changed into them and had my old runners in the car. There were a lot of cheap supermarket imitations, they had the logo on the inside of the runner. My dad suggested we visit my cousin's and phoned his brother to confirm. I heard them chatting on the phone. Just before we left he asked me would I do him a favour and wear my old runners saying he'd explain later. When I got there my cousin was proudly wearing her brand new converse with the logo on the wrong side, clearly imitations. I can't remember the conversation I had with my dad (i suspect we didn't need one) but I remember the feeling. It was all good.

Slythermum · 10/12/2021 09:42

Thank to everyone who actually read my posts and offered actual practical ideas which you'll see from the previous post I've implemented and some of the ideas have been really useful.

For the others, I have some prizes. I'm approximating the general tone of the comments here:

No 1 goes to the people who said things along the lines of "He can't keep a job what a loser."

No 2 goes jointly to "Surely he can find a job, jobs are everywhere, he needs to find TWO jobs"

No 3 goes to "I'm sure this won't affect his mental health"

No 4 goes to "OP is a bitch because she isn't on her hands and knees bowing to his children/ supporting him/ paying maintenance to his ex out of her own pocket."

No 5 goes to "A child who is disabled doesn't deserve more presents than anyone else"

I'm generalising with the above but I think it's pretty accurate to say that summarises the kind of idiotic comments I've received so far.

What an absolute shitshow of comments from some people here who clearly cannot read and who are projecting all sorts of bullshit on to me at a point where, in shock, coming off a nightshift I had just heard that my highly skilled, older partner had lost his job two weeks before Xmas.

This time last year, the jobs were hard to find. His mental health suffered greatly as he has been in a profession for his entire career, was in senior management and then suddenly found himself having to compete with uni leavers for part-time jobs that wouldn't take him because he was overqualified. He's had to learn new skills whilst juggling various mental health issues. He has some savings which he uses to pay maintenance to his ex, who has never gone short and he has never missed a payment. He is not a drifter, this is someone who worked for his entire life in an industry that Covid has decimated. Of course, he will find another job eventually, do you think he comes home and just sits there? He's an older man who has to pick himself up off the floor each time and get on with it. In my life, I've seen many skilled men hung out to dry by companies when those skills are no longer needed. When your man loses his job you know as his wife that you will bear the pressure of providing for the family whilst he looks for another job. Given that many mothers like myself with children on the spectrum have had to take part-time work to fit around the kids, this is daunting at the moment. But it's more the emotional pressure of knowing you have to support and take care of everyone's emotions.

My original post was for ideas only - ideas which the normal people on this thread offered, and some of them were great. I've had a lot of experience with children, and I know as we all do. There is an issue in our society with some children being incredibly privileged to the point where presents mean nothing. If you don't know that you are blind. I was overwhelmed by the waste and not wanting to buy anything when we are having to save right now, for two children who will discard presents in seconds. I'm sorry if you are desperate to imagine these children who get approx £600 spent on them EACH at Xmas are deprived in any way. They aren't. The fact that they come here every week and tell my daughter how much they know is being spent on them is not very nice. It really isn't.

The best ideas people gave that wouldn't break the bank, and that would be nice for hard-to-please kids, were experiences and the subscription magazine/kits.

The pile-on was interesting. Spiteful digs and accusations. What kind of people think this is ok is beyond me. All I can say to this is that I'm disgusted at the way people jumped to conclusions, stuck the knife in and ran with it. For the people who just offered a bit of a handhold, I'm grateful. That's all I needed at a point where I was overwhelmed.

For the others, I would say this:

"Over a third of UK households are one paycheck from financial ruin. A July survey of more than 8,000 UK adults carried out by the housing charity Shelter and YouGov has revealed that close to 40% of UK households are just one paycheque from potential homelessness."

We will not lose our home, and we don't need anyone to give us handouts. We are lucky, we do have some family who have offered to support us as a safety net if we needed some more time for him to find work, but many others will not be in this position. (I'm still not buying unnecessarily expensive and wasteful presents for the kids though)

  1. You need to understand that most people who lose their jobs in this current climate are not to blame for doing so. Saying shit like "I find it hard to believe he can't find a job" is disgusting. Absolutely disgusting.
  1. Men, in particular, are at risk of poor mental health if they are made redundant - according to Samaritans "The economic impact of the pandemic has been a common concern in calls to Samaritans’ helpline from men, who have frequently talked about feelings of fear and uncertainty about the future, from losing their standard of living to fear of job loss and redundancy." You can read more about that here if you don't understand that concept, which some of you clearly don't. www.samaritans.org/scotland/news/suicide-prevention-must-be-made-a-priority-in-governments-pandemic-recovery-plan-says-samaritans/
  1. Ageing in the workplace is a massive issue. Everyone ages. Jobs can get harder at that point especially when dealing with any physical disabilities. Most people will do any job that comes along if they are desperate. No one stops to think about the physical conditions that we have to work under. Cold warehouses, hours and hours driving, minimum wage, night shifts. We do it. And my partner has done it, will do it. Your deliveries sometimes come from men who are sleeping in their vans.
  1. Having a disability or having a child on the spectrum doesn't automatically mean you get help from the government or school - anyone with kids who are on the milder end of the spectrum will tell you this. Also, this is so that children with more severe difficulties do get access to what they need, so many of us make do because we know there are kids in more need than our own. We have however found a great solution for the laptop which I mention in a previous post.

Lastly, in the spirit of the Christmas to come, I hope that all of you have a good one, that none of you suddenly find yourselves in changed circumstances and that if you do, the people around you aren't quick to put a knife in to mock you.

It takes a degree of empathy to put yourself in someone else's shoes. It's interesting to see who has it and who doesn't.

OP posts:
Woodmarsh · 10/12/2021 09:48

Fantastic post OP and well done for fighting back at all the vipers on this post. I think you are amazing and wish you and yours a lovely Christmas

PeeAche · 10/12/2021 10:45

Amen, OP. Have a very Merry Christmas. I hope your circumstances improve in the new year.xxx

candlelightsatdawn · 10/12/2021 11:20

Great update @Slythermum and I hope DH mental health is on road back to recovery ?

Just remember those posters are just so deeply unhappy they have to come along and let their anger out on a stranger on MN, you have to feel sorry for them really being that unhappy. Someone said recently the board gets nastier on run up to Christmas- no idea why ! Anyway Merry Christmas 🎄 And I hope you have a lovely one, you deserve it🎄

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