Did we decide on a new thread name?
The problem with the planning is that I'm terrible for not making decisions on this type of stuff and I'm also not one for wanting a lot.
All I really want is to not have to work.
Re NI contributions, I already have 37 years and it's still telling me I need some more years before full pension. And I still have 13 years before I can claim my state pension. My dad died at 67.