Hi all,
My partner and I have hit a crossroads. I’d like to marry before kids whereas he wants kids before marriage. I am 36 and he is 41 so time is not really on our side.
Here is our situation:
He has assets and earns £120,000 a year. Naturally he is cautious about that. If it was me, I’d perhaps feel the same. He also doesn’t believe in the system of marriage. His parents had a messy divorce. It’s a compromise that he’ll marry me but wants us to be a unit first with children.
I am on £60,000 a year, and have a doctorate with potential future career prospects. I have no assets but I do have savings. I was brought up with married parents and went to church until I was 10 so have Christian values (not religious now). I want marriage for emotional security and sign of commitment before children.
He works away abroad occasionally (4 days every 1-2 months). I travel 45 mins to work. He works at home for the rest of the time. If we had children, I expect in someways he would be primary caregiver in that he would have to take the kids to school/pick up etc due to the nature of my hours. If children are poorly, he’ll likely be working at home so can have them there too. When he’s away, I’ll be primary caregiver. We both have parents that are retiring soon and they’ll more than willing to help and support.
If things went wrong between us, I’d always have a place at home with my parents (and my children if need be). I am considering also in investing in an asset such as a flat to help my own security. We have also discussed me buying into the house but I don’t really understand that enough what with him owning the land (2.5 acres). I would never be able to afford 50/50 as it’ll be a £1 million worth house, so I wonder if another asset would be better for me. The house will however be mortgage free. I will just share bill paying while having enough spare money to continue to save.
Once the main house is built, he plans on having a lower income and a simpler lifestyle. He doesn’t consume as much as I do - all of his money goes on the house, some travel and food. I will then be the main breadwinner but he’ll have provided for us with a nice mortgage free house.
Any thoughts? I’m trying to get out of my own headspace/traditional values and to see if from his perspective. I’d appreciate hearing any of your thoughts.