I don't even know where to start.
Me Female 42 and my partner Male 41 years.
I've been with my partner for 3 years ( known him 15 yrs) , the last 12 months has been tense as he's depressed about his job/working situation and Is desperately trying to change careers to become a property investor. He's done numerous courses and has one propery on the go which is making a little money. In my eyes he is still very novice at this (6 months) mistakes have been made, but I know its all part of learning. To add, he has no money of his own, only his wages, he has no savings and is trying to do property through investors money.
Cutting to the issue.
A few weeks ago he was looking at a property that needed an investors money, the 2 that he knows wasn't Interested, so he came to me and said he had a thought, that I could be the investor as I have equity in my house ( I owned my own house for almost 20 years and i have 150k plus equity) I said I would think about it.
I did, and I don't feel comfortable taking money out (at the time he wanted 70k) I told him I didn't feel comfortable taking money out, it's a house we live in and my kids home and I would not want to risk it in any way. Since then (several weeks now) he has been quite cruel to me, Silent treatment, talking to me like crap, he says I'm a f idiot as I could be earning interest on the money and how he would be giving me back more etc, how my money is worthless being stuck in a house blah blah. Yesterday he said he was sorry for the way he's been and is just stressed as he so desperately wants to get into property and it was stressing him. Well todsy he has read a chapter in a book about equity and has started again, calling me names and saying how I wanted to be partners etc and yet I won't take the money out (30k he wants now) and now I'm getting silent treatment again stomping around, slamming doors etc, he told me he's not interested in my empty words of support and encouragement. This is because I won't take equity out of my family home.
Please I need another person's perspective on this, am I being unreasonable? , should I risk it to help him? He has never done it before and I just don't want to be the guinea pig. If I had the money just sat in a bank account then fine, but I'm nervous at taking it out of my house and him not being able to pay it for some reason and me becoming liable.
Thanks for reading.