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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Is this early onset cocklodging or am I overthinking?

479 replies

dizzyupthegirl86 · 02/09/2021 10:58

I need to get my thoughts together and I know exactly what my best mate would say but a) he is male and b) doesn’t have the best relationship history.

So I’ve been single for about two years after a horrific break up that took me a while to get over. I’ve accomplished loads in that period and am happy with myself at the moment. I don’t need a relationship but I do miss having someone.
I started seeing someone a couple of months ago, initially I didn’t think there was much of a spark when we were texting but he was nice enough - but then after a few weeks something definitely turned a corner.
We’ve not spoken in great detail about finances but he works full time for his local council, I think from piecing bits together he earns maybe 20-23k? I earn 10k more. He was renting a room but his landlord sold the house so is now staying with his mom whilst saving up for a deposit. He’s 30, I’m 34, he lives around an hour away but typically comes to me as I live on my own.

The first time we went out, he suggested we split the bill. I didn’t have an issue with that. Second, third and fourth times, he came to mine, we ordered dinner and I paid. The second and third were cheap (maybe a tenner between us both times) but the third was about 40 quid and at that point I was a bit Hmm

After that, he suggested we go to a restaurant for dinner and the day before, he said he’d pay - which I thought was nice and a way of acknowledging he was aware I’d paid the last three times.
Next time, he came round, I paid - it was my ‘turn’, I thought. The time after that, we were ordering in and I told him it was his turn. He looked a bit surprised but said ok, though commented that at 45 quid, he hoped it was good. It was 45 coz he’d added a tenners worth of sides that HE wanted!

I then paid the last time. He knows I’ve got this week off work coz it’s my birthday and he suggested we go out for drinks and dinner yesterday which sounded lovely. He said he’d pick the restaurant, sent me a link and when I said how nice it looked, he said something like ‘yes but I’ve not looked at the prices yet’. He also said he’d come to mine beforehand (where we were going is roughly in the middle of where we both live). I told him that I usually get a taxi to the train station and then a train into town, but if there were two of us, a taxi straight into town would work out the same price - he said ‘that’s fine if we’re splitting it’…..

I thought it might be his way of saying he was on a budget (not something he’s ever bought up before) so I suggested we could do something cheaper if he wanted. He came over yesterday and I didn’t feel great so we decided to stay in. I suggested we could cook dinner with what I already had in, or go to the supermarket to get something - but he said he’d rather get a takeaway. He ordered it on the phone and asked if they took cards so I assumed he was paying - at this point, my (unspoken) logic was that it was his ‘turn’ and it was my birthday.

Food gets delivered and suddenly he can’t find his card. I give him mine to pay and he does so. If I’d been in that position, I’d have been mortified but would have offered to transfer it to the other person. No such offer.

So I’m at a bit of a loss really. I’m not typically that obsessed with money or who pays for what - I don’t mind at all taking it in turns and feel that it generally evens itself out. But I’m starting to get resentful about it now, and I’m noticing it more and more.

These comments about money really take the shine off things a bit! If I was in that position, I wouldn’t expect to be paid for but I’d definitely suggest cheaper things or offer to cook for someone.

A few weeks ago, he was over and he suggested staying the night - I was a bit thrown and said no. The next time he came over, he fell asleep but then basically wouldn’t get up, made out he was falling back to sleep. It was like he was expecting me to just cave? I told him three times he needed to get up and ended up turning the light on and leaving the room before he actually did it.
In a lot of ways, he’s great - he’s really nice, he’s engaging, he pays attention to what i say and is very generous with his attention. He’s close to his brother and the only day they both have off is Saturdays so he spends all day on Saturday with his brother, which does mean the things we can do are limited.

Sometimes I feel a bit Pearl-clutchy about things, so I don’t know whether I’m just overthinking these things. I would never dream of inviting myself to stay over, I’d wait to be invited.
I suppose what I’m asking is…. Is there another viewpoint I’m not seeing on the money side of things? It only became noticeable after the third time I ended up paying but it feels like he’s happy to let me pay. If he’d genuinely lost his card (and it did turn up once at my house after falling out of his pocket so it’s not outside the realms of possibility) and offered to transfer the cost of dinner, or even half, I wouldn’t feel quite so…. Used.

OP posts:
Tightwad2020 · 02/09/2021 13:40

Haven't read the whole thread, just your first post. As an, ahem, more mature woman, with my fair share of errors behind me, I would urge you to listen to your discomfort about this, and walk away. Honestly, I could have spared myself - and, ultimately, other people - a lot of grief when younger if I'd just been firmer about boundaries, listened to my doubts, and not allowed myself to be nudged into situations I wasn't really happy with.

sorry if I am projecting unnecessarily, but you did ask!

Inthemuckheap · 02/09/2021 13:44

Time to bin as your not on the same page, but why break up by text? If you can text then you both have phones - use them for their original use.

HollowTalk · 02/09/2021 13:45

I would definitely mention money in the break up text. I'd say that he was taking the piss, pretending to lose his bank card and making you pay the bill. You'd offered to cook, he said no, he ordered a shitload of dishes, then he made you pay. He's too generous with your money and far too tight with his own.

Folklore9074 · 02/09/2021 13:50

My vote is not to mention the money.

He'll just try to justify it and as you said your not interested in hearing it. Maybe if he pushes for a reason you could... personally with break ups I'm in the camp of getting it over with as quickly as possible.

Also think a break up text is fine, it doesn't sound like much more than a casual thing.

SimonedeBeauvoirscat · 02/09/2021 13:51

Ok, it sounded like it was the first time he’d stayed over, that’s all.

I wouldn’t bother giving him reasons, I’d just say you’re not feeling it and it’s not working for you. Because whatever reasons you give him will never be justified in his eyes and he’ll probably just try and argue with you about them, dispute them, make you feel like you’re being crazy, etc.

Noshowwithoutpunch · 02/09/2021 13:51

Yes, in answer to your question, it sounds like early onset cocklodging.
You are not overthinking.
Commiserations.

FinallyHere · 02/09/2021 13:52

do I mention money in the ‘break up’ text?

If you have decided to bin him off regardless, the fewer reasons you give the better. It's not working for me is all you need to say.

Could you be talked round if he promised blind he would change how he dealt with money? Thought not.

Don't give him any opportunity to promise ...

Notaroadrunner · 02/09/2021 13:53

Kids? Sound from your posts that he could have a wife too and not be living with his mother. Have you met his mother or brother? He's not on SM, doesn't want to change his Saturday night routine. Could it be that he doesn't spend much as that way his possible wife might start asking questions? The pushing for sex when you're not up for it is another red flag. Just bin him.

ElephantOfRisk · 02/09/2021 13:55

I think the lack of upfront honesty would do it for me.

Even if it's only about his earnings, then there is no reason he can't arrange cheaper activities and tell you why. My DH was a (mature) student when we got together, he'd cook or get a takeaway rather than go for a slap up meal or an expensive takeaway. he wa upfront that he didn't have a lot of spare cash which was fine. he wasn't dodging paying, just needed to socialise on a budget. I'm pretty low maintenance so it was fine by me.

My guess is that he is back at his mums after splitting up and he has his child on a Saturday.

ozymandiusking · 02/09/2021 13:55

Your situation reminds me very much of a friend of mine who was in a very similar situation. You seem to have drifted into a relationship with this man, and there doesn't seem to be any moonlight and roses, and desperation to see him.
My friend actually married her chap, and years later divorced him.
So, just cut out the middle bit now ,and get rid of him straight away.
He'll always be mean anyway.

gamerchick · 02/09/2021 13:56

Well it's a good way I'd telling him the reasons he's being dumped wotbout spelling it out. He owes you for the takeaway, heres your bank details.

You'll probably not hear from him again but if he pays you back and gets back in touch. Tell him this isn't working for you and you hope he has a nice life.

Indigomint · 02/09/2021 13:57

I vote for not explaining your reasons for breaking up with him. He'll either try to talk you round or use that information to love bomb another woman in the near future.

phishy · 02/09/2021 13:58

Can we have a quick show of hands please - do I mention money in the ‘break up’ text?

Get the £45 first, then dump him.

It was his turn and he lives at home, he can afford to pay his turn.

£45 could buy a new outfit for your next date! with someone nicer!

Notaroadrunner · 02/09/2021 13:58

As for your question, no don't bother mentioning money. Keep it simple without going into specific reasons. You don't want him coming back with his version of solutions to make you want to continue seeing him.

Phobiaphobic · 02/09/2021 13:59

I wouldn't give him any reason other than it's just not working for you. Let him puzzle out how he's fucked up.

dottydodah · 02/09/2021 13:59

If its your birthday and he hasnt even got you a present, then I would bin him .HE sounds mean OP .He "loses" his card ,gets you to pay for Takeouts, and invites himself to stay over and tries it on even when you have clearly said NO! Read this thread back to yourself ,and see what everyone is saying and why .You dont want to be here in a years time asking how to eject said Cocklodger !

1forAll74 · 02/09/2021 14:00

It's a lot of money that you spend on eating out or takeaways, Is eating , and eating out, a big part of your relationship..?

Latenightreader · 02/09/2021 14:07

@DrMorbius

£23k per year at 30 years old!! !!!! Bin him.
And how do you feel about me on that in my 40s? Lots of jobs are low paid (and in some cases are highly sought after and require professional qualifications). Of course I’ve had to manage my expectations and money accordingly, but judgmental people crop up everywhere.

Your comment is at best thoughtless.

phishy · 02/09/2021 14:08

@Phobiaphobic

I wouldn't give him any reason other than it's just not working for you. Let him puzzle out how he's fucked up.
Yep, no need to do him any favours so he uses the info to get his feet in under the next woman's table.
SpringlikeBunk · 02/09/2021 14:09

Agree he's pushing early boundaries here to "test" - I'd just grey rock get rid of him, with some really vague "word salad" excuse like "not emotionally in the right place due to issues" and keep repeating so there's no discussion or "staying in touch".

I expect he's good with words, Ok looking, charming so I'd watch out for attempts to reel you back in.

He knows you're onto him with the weird "staying over" thing and having noted the card thing, and may try to pay for stuff for a while so watch out for this.

He's hoping you won't notice as he wants a "pattern" where he comes over when he likes, you order and pay for a takeaway every time as you're "hosting".

TeapotCollection · 02/09/2021 14:09

Plenty of people don’t do social media, this is the only one I’ve ever been on so I don’t think that alone is a worry but I can see a handful of reasons to bin him OP. Sounds like you deserve better

I also think he’s got kids and the brother is a decoy

thelegohooverer · 02/09/2021 14:10

I don’t think you should give reasons. The fact that the relationship isn’t working for you is the only reason you need.

What purpose is served by giving reasons? He’s not going to take it on board as constructive feedback and do better next time. This is who he is.

And who you are is someone who can’t tolerate the kind of person he is. That could be a criticism of you but it really isn’t anything more than a statement of fact. There are other people in the world who don’t mind a bit of flakiness (I know because I married one), so let him go and find one.

There’s nothing to be gained by listing his poor qualities except making him feel like shit, more than he already will about breaking up.

And even if he was 100% perfect in every way and the whole of mumsnet agreed, if you didn’t want to date him you would still be entitled to break up. You don’t need reasons.

(It took me way to long to learn this and it’s half the trick of finding a compatible partner because you stop wasting time)

callmeadoctor · 02/09/2021 14:10

I would be tempted to ask for the money first and find out what his reaction is...................................... that should be telling (and give you a reason to dump Wink

TeapotCollection · 02/09/2021 14:10

Oh and I wouldn’t give any reasons, money or otherwise, apart from it’s not working for you and you don’t want to see him anymore

MalagaNights · 02/09/2021 14:11

This all sounds like dreary hard work.

All the scrutiny (both ways) about money, the invites/ lack of invites to stay over.

In the beginning it should be:

Both being as generous as possible as you want to please the other.
No formal 'invites' needed as it's obvious that you just can't get enough of each other.

You are not really in to each other.
You are passing the time with take ways.