For background - we’ve been married 17 years and together for 18, I’m 36 and dh is 46. Two dc, 10 and 5, I’ve been a sahm on and off, working part time now, but I’ve never put anything much in whereas dh earns over £100k and has various shares and properties and a pension worth a sizeable amount. He owns the house outright, I’m not on the deeds even though we bought it when we were together.
So basically I’ve not put anything of worth into the marriage and I’d be leaving with nothing, dh has a lot of savings etc too, I don’t have much of a pension even and haven’t been able to claim child benefit because of dh being a high earner. I’ve no access to any joint accounts. I have my own account for my salary but it’s only about £1k a month.
I have done everything - absolutely everything - for the children since they were born.
I am not happy. It isn’t dh’s fault, there’s nothing terrible, we aren’t arguing, I’m just very very unhappy. I’ve lost over two stone - now only 7.5stone at 5ft 7” I cant eat. It’s not a choice. I’m just really really unhappy and I feel guilty about how unhappy I am.
If I tell him I want to separate it doesn’t seem fair to take any money from him when he has earned it all and I’ve done nothing apart from laze around on and off since having the children.
If you instigated the split as the lower earner did you still take any money behind child maintenance? It seems very unfair, like stealing.