Hi,
I'm new here and I am looking for advice on how to tell my fiancé that I want to postpone the wedding but doing it in a way that is not going to be 'jilting'.
It's all about money really and I know that shouldn't be a factor if you want to get married but I feel under a lot of pressure.
About a 18 months ago, I went freelance. At the time my parents were really supportive, particularly my dad and he lent me the money to buy my expensive camera equipment and I gave up my rented flat in a city I loved to move back in with them rent free while I got on my feet.
Meanwhile my boyfriend was living and working in another city and he was buying a house. He had much more savings then meas he bought and sold a house with a really good profit and his jobs have been higher paid. I've been paid peanuts to learn my craft so to speak, plus he's 7 years older so more advanced in his career.
He asked me to move in andat first Isaid I couldn't because I wasn't really earning a profit yet. He said he'd put me down in his mortgage application as an additional £400 a month income and he thought that was a reasonableamount to expect from mebut he understood if I couldn't pay that straight away.
And he said that we would probably save £400 a month in traveling back and to and meeting halfway to go out. And he pointed out, I'd be there all the time anyway, which was true as much as my work is in his city.
And he was right, I was, so I agreed as I didn't want to take advantagebut after a couple of months he started to get cross if I couldn't give him the £400 yet.I was still getting money pretty sparodically.And then my dad was getting cross with me if I couldn't pay him any money towards the loan. And I couldn't tell him I was struggling as we had rowed about it when I said I was moving out.
Since then, I've been constantly worried about money and it's wearing me down and I can't sleep or talk to anyone. I've got myself in a mess.
Six months after I moved in, he surprised me for my birthday with a trip to Paris and proposed and I said yes. But the pressure's just mounted. Paris was expensive and I didn't have loads of money to spend as I hadn't been expecting it, so on the last day we had to share a lunch between us and I felt awful.
Because I'd got my engagement ring for my birthday, he hinted he'd like a playstation for his and I just couldn't afford it and he was really disappointed. When I got my first pretty big cheque I wanted to go to IKEA to buy a desk and a chair and it ended in a row that I didn't buy anything for the house.
Anyway, in the last year, things have really picked up for me and I'm doing well, but money-wise I just can't keep up with everything and I still have no clothes and no highlights in my hair.
The wedding is in August and things are getting serious. My BF took voluntary redundancy from his job and got quite a big payoff. I encouraged him to as he had been unhappy and said if worse came to the worse, we could do some work together (both creative fields).
He hasn't had any work to speak of and his redundancy money is dwindling and he is getting cross about it. And he blames me a little bit. He says I persuaded him, but I thought I was just being encouraging and supportive. I get annoued when I go out on a morning job and come back just before lunch and he's still in bed.
My dad has given us £5,000 towards the wedding, which we decided to use on just an amazing trip away as he wanted to get married abroad. The deposit's already been paid. I wanted to be with friends and family so we compromised on a small civil ceremony and party here. But the costs for this are mounting. To try and make up for it, so it's not all about me, and because I've got the nice ring, my BF wanted to get a tailor-made suit which is costing a lot and I went for a really cheap dress but I hate it.
I am an eternal optimist and I always think the money will come in from this big job soon, but it never comes in time and I'm worried.
I feel like it's all a mess, but I feel so responsible, like I got us here and I don't know what to do.