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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

So I've been stupid I know but could really do with some help

140 replies

insan1tyscartching · 14/04/2016 13:53

I have been squirreling some money away to leave my husband. We've been married 27 years. He informed me this morning he is going to look at properties on Monday 120 miles away as he's leaving me, the relief is enormous tbh as I thought I'd be forced to leave our council property.He is both financially and emotionally abusive.
Now here comes the nasty bits we have a joint bank account, I have a card but have no access to the account itself he questions every penny I spend.He gives me a cash allowance for food that I have been trying to save by economising on food without him knowing. I have no idea what money he has, I just know he's looking to rent 4 bedroom detached properties by checking his emails. He's only taking the dog! He's deleted pretty much all emails but had missed that one asking if they would take a dog. I had no idea he had the means to finance that as he controls all the money.
We have two disabled children (well one is an adult) their disabliity benefits go in the joint account as does my carers allowance and tax credits,he controls that as well.He has sole use of the motability car that my son is entitled to. He is self employed he pays the rent and the council tax himself although it's a joint tenancy with me as first tenant. All utility bills are in his name as is dd's child benefit.
Please tell me what I need to do,I've been stupid I know but I am not stupid just totally worn down and at my wits end as I have single handedly raised our children and fought to get the support for my children alone. Dh has only superficial relationships with any of them (have adult dc as well) barely speaking to them unless about football with ds.

OP posts:
PollyPurple · 16/04/2016 15:13

Hope you got some answers at the bank OP.

hejsvejs · 16/04/2016 15:20

Good luck OP! I'm loving reading that you're still playing doormat whilst organising yourself secretly. He's not gonna know what's hit him!

insan1tyscartching · 16/04/2016 16:38

Well sorted out a solo bank account and put in the money I'd saved. Had all correspondence and my card and pin sent to my son's address and asked for the account to be paperless.
Had the last two months transactions printed off because they couldn't get the printer to print the earlier ones but will when I go back. He's moved £20,000 since the end of February Shock I had no idea we had that money he makes out we are hard up if ever money is discussed. There are at least two more bank accounts that money has been moved to that are obviously in his own name only so I have no idea how much are in these or how long he has had them and been putting money in.
I now have his other email address as that's the one one on the joint bank account so I'll try and get in that on Monday as don't imagine he'll have come up with new passwords so will try the usual ones first
There are no loans or cards in my name or in joint names thankfully which I wouldn't have put past him because he has done that before and I've asked that I'm contacted on my mobile if any applications are made on the joint account as I wouldn't put it past him tbh.
He's left £500 in the joint account which is the daily limit to take out on his/my card so I suppose it will be whoever gets it out on the day he leaves that gets it.
I feel a bit shaky tbh but I've plastered on the "face" long enough for him to go out.
Adult dses and dd will never ever have anything to do with him again they said if he runs with all the money so I hope he thinks it has been worth it when he does it.
If I thought my opinion of him was low before .......well it's just about hit rock bottom now.

OP posts:
PollyPurple · 16/04/2016 16:52

My goodness, I'm sure someone will along shortly who knows the legal side of things but half of that is yours, be good to know what the solicitor makes of this.

PollyPurple · 16/04/2016 16:55

You're doing extremely well keeping your act up, shows how well you can cope, you can do this. You sound like an extremely strong lady, who's been treated very badly. Keep your head held high and let him go on believing he's in charge.

LindyHemming · 16/04/2016 17:00

This reply has been deleted

Message withdrawn at poster's request.

redgoat · 16/04/2016 17:12

What a wanker. You will be well, well rid. I can't offer any new advice but I would just like to say that no matter what happens with regards to money, you sound like you have wonderful children who love you dearly and that's worth more than any amount of money. He can never screw you over about that. Xxx

(I hope you do end up with the share of the finances that you deserve though. Someone as cruel and devious as him deserves to be taken to the cleaners)

amarmai · 16/04/2016 18:00

Congrats ,op. You are doing so well. Maybe change the locks when he leaves just in case.

RandomMess · 16/04/2016 19:21

I'm sure there will be legal recourse over the money from the joint accounts.

You need to speak to a solicitor urgently on Monday. Tell them he has been emptying the joint account into sole accounts without your knowledge and agreement and what needs to happen now to protect your share...

Utter bastard but I'm not surprised! I wonder if he actually has enough to buy a house ie deposit plus mortgage.

amarmai · 17/04/2016 14:17

as he is buying this house with money earned during your marriage , you shd be getting 1/2 of the proceeds from everything including the new one. you def need A TUFF LAWYER !

insan1tyscartching · 17/04/2016 22:49

Pretty typical event again this evening I bought dd something from Amazon earlier for £22 which I didn't think unreasonable as she rarely asks for anything. Full on huffing and puffing for wasting £22 and being cool with him and not speaking nicely to him. That tomorrow he is going to look at houses 120 miles away and last week he withdrew £10k doesn't seem to enter his tiny mind.Bit my lip though and said nothing as I'm not going to give the game away so close to d day. Claimed a migraine and come to bed early instead.

OP posts:
hejsvejs · 18/04/2016 06:40

He really hasn't got a clue, has he?

Why is he moving so far away? Did you manage to get into his other email?

KoogaBlue · 18/04/2016 06:52

Do get some professional advice asap - its really important that you know what your rights are - you can get free legal advice here; www.thefamilylawpanel.org

Also talk to Women's Aid, they will also be able to give you advice and support.

Footle · 18/04/2016 07:23

Good luck , brave woman.

Coconutty · 18/04/2016 07:28

This reply has been deleted

Message withdrawn at poster's request.

samk15 · 18/04/2016 07:45

Insan1 what a brave and courageous lady you are. Not at all stupid. Be kinder to yourself and as everyone take has said, take legal advice.

He actually sounds like he has a lot of issues (not defending him because he sounds like a horrible ugly person and a complete twat!) and karma will see that he gets his comeuppance.

In the mean time keep focused on that lovely, peaceful and joyful life that's coming to you.

hellsbellsmelons · 18/04/2016 08:53

Well done OP.
It must have been so hard to keep quiet when he's ranting about £22 and what you know but you held your tongue so that's great.
I'm glad the bank were helpful and at least you know some of it.
Now get on to Womens Aid and get a recommended solicitor in your area that deals with abusive twats.
You'll need one of those.
You will feel stronger and stronger the more information you can get and keep to yourself.
KOKO!

Shakey15000 · 18/04/2016 09:00

You're amazing. I love that the car will be collected. Keep strong!

KittyKrap · 18/04/2016 09:14

Go you!!!!!
My ex was like that, even down to telling the DCs that we'd be all fucked when he died. He's still alive and kicking and we're really financially happy without him! Also mine decided not to see him/talk to him anymore and they're so much happier. Even my youngest who also has ASD.

insan1tyscartching · 18/04/2016 09:24

Found another £8000 today that he's got deposited in various betting sites so I've got photos of his own records for the solicitor now. He can hardly deny when it's in his own handwriting can he? Will try and get in the email address later just a bit wary when he's still about (well he's took the dog) but had to get photos of his notebooks as he'll take them with him.
The reason for 120 miles away is that it's where we take the dc on holiday and the dog likes the walks there Hmm He has no other family than us and it's not where he grew up or anything.
Just want him to hurry up and set off now so that I can have another root round. Got all my ID back into place so he'll have no idea I've ever had it for any reason, hazarding a guess he might want to take the council tax bill with him so couldn't arouse suspicions by holding onto it.

OP posts:
hillyhilly · 18/04/2016 09:24

Gosh, it never fails to amaze me how selfish these men are, there will be only one loser in all of this and it won't be you with the love and support of your children as that is worth far more than £10k (or any other sum).

ArmfulOfRoses · 18/04/2016 09:32

Just remember "I am only as stupid as I want people to think I am".
You are owning that sentiment right now.

RandomMess · 18/04/2016 10:46

Hope you get some A1 legal advice so that your money doesn't just disappear Sad

insan1tyscartching · 18/04/2016 14:04

Today I've sourced legal advice from a solicitor specialising in domestic abuse as I didn't feel confident about the one I initially contacted so hopefully I'm covering all bases before he even knows what's happening.
I'm resting today now I feel absolutely exhausted,it's been an awful, stressful week which believe it or not all blew up because I didn't do the washing up last Sunday. It is the only task that is supposedly his but I had washed up every day that week and was ironing uniforms etc at the time. I had done all the cooking, cleaning washing ironing,and care of the dc for the week whilst he laid on the sofa (no work) Sad I'm embarrassed to admit that such a division of labour is the norm rather than a rarity Blush

OP posts:
RandomMess · 18/04/2016 17:50

Well he's abusive so it doesn't surprise me...

Hugs Flowers and so glad you've sourced some legal advice with relevant experience.

Not long until you are physically free of him!!!

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