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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

DP- is he tight or am I just a princess?

684 replies

CotswoldQueen · 13/05/2015 12:18

I have been with my DP for 2 years, we have a great relationship, I fancy him rotten, he is kind and caring, we get on great and he DOES make me really happy. I don’t know whether I’m just being a princess, trying to self-sabotage or what but sometimes it just seems like….well I don’t really know.

I guess I could start by saying that my long term ex was fabulous, we were together for 6 years, he was everything my current DP is but also generous and I was never in any doubt that he absolutely adored me and was my no 1 fan. Unfortunately, for me, the relationship just wasn’t what I wanted, I felt like we’d become more like best friends, I just didn’t want him sexually anymore, I absolutely loved the bones of him, but I was no longer in love with him so I ended it.

When I say he was generous, he would sometimes buy me random, thoughtful presents just because he thought I’d like them. He would always insist on paying when we went out and I would literally have to put the cash for my half into his jacket pocket etc when he wasn’t looking. He would love to celebrate our anniversaries, birthdays etc and would book surprise weekends away or take me out to dinner.

Don’t get me wrong, because he was generous to me, I wanted to be generous to him too and was, I used to spoil him on his birthday and on our anniversary’s etc. It was just nice, I know it’s materialistic but we both just enjoyed treating each other.

Cut to current DP, he has a very good, professional job, earns a lot of money and has a lot of disposable income. He, however, is a saver not a spender. He kinda counts every penny and just, I don’t know, I can’t really explain it but it’s like he resents spending anything on me?

We don’t live together, he has his own (large house) and I currently rent a cottage off a family friend. After paying for my rent, bills and paying off some debts and the animals, I don’t have a vast amount left over each month, enough to have a couple of nights out a month etc but not loads.

Whenever we go out for dinner, it always has to be split, down to the last penny. If I can’t afford to pay half then we (generally, there have been a couple of exceptions) don’t go. There is hardly ever an offer of ‘let’s go out to dinner tonight, I’m paying.’

I stay at his 3, occasionally 4 nights a week, but on the majority of those evenings I bring dinner for us both and wine for myself if drinking it. I clean his house (he is generally tidy but a typical man and can be a bit messy) help to look after his 2 dogs.

The other evening he made a hinting comment about how much toilet roll is being used lately with the 2 of us there, so I said I’d bring some round next time I’m there. A few weeks ago he was going to Tesco and I asked him if he could pick me up some make up remover wipes and deodorant as I had ran out of both, he did. They came to a total of £4.90 and he reminded me about that £4.90 within about 15 mins after getting back, I was going to give him the money FGS but it’s £4, I’m sure he’s not going to go bankrupt if he doesn’t get it within the hour.

I will often pay for things if we go out and he’ll say ‘I’ll transfer you half when we get back.’ And I say ‘It’s fine, it’s only £10 FGS’ The other week we went to the cinema, there was a massive que and I said ‘I’ll get the tickets, why don’t you get in the que for the popcorn.’ He said ‘No it’s fine, the film doesn’t start for another 15 mins yet, we’ve got plenty of time’ So, we finally get to the front and it’s so awkward as before I can say anything he goes ‘Ticket for one please to see XXX.’ The cashier looked really embarrassed, looked at us both and repeated ‘Just the one ticket?’ to which I jumped in before he could say anything and said ‘YES and one for me please too after he’s paid for his.’ We then went to the que for food, I stood in front of him and said ‘I’m going to get a medium, mixed popcorn.’ He then said ‘So how much is that, £3.56, I’ll give you the £1.78 when we get home.’ I had had enough at this point as the couple stood behind us (same couple that had stood behind for the tickets too) I could tell were aghast and snapped IT’S FINE, I CAN TREAT YOU TO SOME BLUMMIN POPCORN!! He looked a bit sheepish but said no, I owe you it, I’ll pay half, which he did!

We had a talk when we got home that night as he could tell I was annoyed, I said we are in a relationship, I do not want to quibble over £1.78 etc, and count every penny, it’s ridiculous and embarrassing. He said okay, let’s take it in turns to pay for things. Fine, but it really is mostly rigid with that and he even keeps a ‘diary’ of who has paid what, it just feel so…… unromantic?? I don’t mind blummin paying for him and treating him to things because I love him, I don’t expect half back etc or for him to rigidly ensure he treats me the next time.

The thing is, although he’s careful with his money he will OCCASIONALLY be generous with me, i.e get the bill if we go out, or the cinema tickets etc but it will be only be occasionally. He is generous to other people in his life, we had his brother and his wife down a few weeks ago and when they arrived on the Friday evening, he took us all out for a 3 course dinner and paid for the lot, same when his parents and friends have visited, in fact, he is pretty generous with his family and friends? He gave his brother a cheque for £8k when they were last down, to put into his two nephew’s trust funds. I felt an enormous rush of love for him when he did this, it was such a lovely, lovely thing to do.

He also went out and spent £30k on a boat a few weeks ago, so it’s really not like he doesn’t like spending money. He definitely doesn’t mind spending on his hobbies etc, he’s just not into frivolous spending I guess but also, doesn’t yet, seem to want to be generous when it comes to me?

Despite all said above, he is unbelievably kind, caring, supportive, good and generous in bed. He looks after me when I am ill, washes and cleans my car for me randomly when I’m not expecting it, has spent all day when I was on a girls day time cocktail/shopping trip fixing my car and the sole of a boot of mine that had broken, he cooks me dinner, brings me tea and toast in the morning at the weekends, gives me lifts if I need them, supports me in my hobby, is lovely to my friends and family. He is pretty perfect, but, for some reason I just don’t feel comfortable with him re money.

I am aware this post makes me seem like a mercenary gold digger, I promise you I’m not. I really do, I think I have just been really lucky with my ex in that he was an all-round nice guy and generous to boot. I have now met another all-round nice guy but he just tirelessly counts and records every penny when it comes to us and our relationship and I am starting to wonder whether this will continue (given that he is generous with his friends and family) and if so, whether it is a deal breaker for me. He has been vocal about wanting kids and we have talked about the future, I have absolutely no doubt that he would be generous with his children and they would want for nothing…but what about the mother of his children? We haven’t moved in together yet, again he’s hinted but at the moment I am failing to see how it would work, I have cheap rent where I am at the moment, if he expected me to pay half of everything, I would have about £100 a month leftover to pay for things like haircuts, nights out, clothes etc. I would struggle. I would end up resenting him.

OP posts:
CotswoldQueen · 13/05/2015 15:11

I understand that every day love and affection and support (which he DOES gives me, in abundance) is more important than material gifts or paying for a meal out, I know that deep down. But I do get a feeling from him that he is wary of me and my debt and probably my spending habits. However, I AM paying off my debt, I AM being more careful about what I spend and the latter is since I’ve been with him and I do see that as a good thing.

I don’t want to be the girl, him, or anyone else for that matter are ‘wary’ about. I have a couple of friends that ARE, by the own admission, princessey and a bit gold diggery. They absolutely expect the man to pay for everything and spoil them rotton at every opportunity. I find this quite revolting and never wish to be like this, but yes, I do find generosity in a man (or anyone for that matter) an attractive trait.

Bottom line is, I need to be better with money, I have started that process. However, I am wondering how us moving in together would ever work, with him earning 3 x my salary and probably wanting to split everything. I’d have nothing left, but at the same time, would it be ‘gold diggery’ to assume he would pay more just because he earns more? I don’t blummin know, I’m exhausted thinking/worrying about it! Also, unless I met someone that either a) like me, had debt or b) earnt the same salary as me or c) was generous and willing to pay more to subsidise me, is it ever going to be a fair split?? Would I just come up against these problems with other people too?

OP posts:
WipsGlitter · 13/05/2015 15:14

Have you had a conversation with him about the long term and getting married?

ScrambledSmegs · 13/05/2015 15:20

OP, sorry but 'Gold-digger' is a vile term and one amongst many terms used to denigrate women (ever heard of a man being described as a gold-digger by other men?). Please, stop using it to describe yourself, and others. I suspect what you mean is mercenary - which you most definitely are not.

My DH is careful with money, much more so than me - but he is also definitely not tight. Since being with him I've changed my ways and become less profligate (not that I was terrible, but I had a little debt), and interested in saving money not wasting it. We love each other very much, and are on the same page money-wise.

Miggsie · 13/05/2015 15:22

What is his definition of "a bit of a gold digger"!?
Is it someone who thought that the main householder should buy their own toilet roll and who refused to give loo roll money to their boyfriend?

I don't think this man is generous at all, he sounds very selfish and doesn't like money to be spent that doesn't directly benefit him.

He'd be a nightmare father - he'd probably weigh the nappies to see if they were filled enough to be changed.

scarletforya · 13/05/2015 15:23

Tight. Selectively tight.

Generous with everyone else and himself, scabby to you.

CotswoldQueen · 13/05/2015 15:26

We have briefly glossed over it, with him being the person that mainly brings it up, I have kept fairly schtum about it all.

I admit, I have not really gone into detail with him about things though when he has brought it up, more ‘hmm, yes living together would be nice.’ And ‘hmm, yes kids would be nice one day.’ Whilst sitting there thinking I don’t know how either of those 2 things would work if things carry on the way they are! I should say something I know, I guess I just don’t want it to turn into an argument!

OP posts:
zigazigah01 · 13/05/2015 15:26

I earned more than my ex. I paid 2/3rds of the bills. Was quite happy to do so. It seemed fair to me.

However that didn't stop him running up debt. I paid some of the debt off for him. I started to pay 100% of the bills off so he could clear debt. He then dumped me.

While quibbling over £1.78 is just silly I don't think it's unreasonable of him to want to keep finances separate and split everything until things are more serious. I would do that myself - to protect myself, and to make sure the other person was with me for love, not material things.

That said if things move on you do need to have an honest discussion about how that would work.

Quibbling over £1.78 is a little silly but some of the posters are being very harsh on this man. Were the genders reversed he would be being praised for being sensible and protecting himself.

You've said that if you can afford something then he doesn't insist you do it anyway which suggests to me that he cares more about spending time with you that where you go to. I think that's quite nice, really.

Phoenix0x0 · 13/05/2015 15:28

He is tight.

The thing that gets me is that you keep defending him. 'Oh I clean his house because I am a little OCD'.......

This whole 'him being wary' is a massive red light. If he is in love with you, then this would not enter his head.

sherbetlemonD · 13/05/2015 15:29

Your cleaning his house even though your not living with him? WTH. Your his girlfriend- not his maid. Unless you have made a mess- don't clear it up. I hope you don't expect him to do the same when he comes to yours- and i'm sure you don't. Don't take pity on him because he chose to have dogs- his choice.

I think you need to get out while you can.

Phoenix0x0 · 13/05/2015 15:31

But zig posters have been harsh, because even though the OP buys dinner for them both, cleans and helps look after the dogs......he is moaning about bog roll.

Hmm
Sparkletastic · 13/05/2015 15:31

No he's not careful he's tight. Complete deal breaker with me - with friends, family or partners. It's illustrative of underlying even less pleasant character traits. Saps the joy out of life.

zigazigah01 · 13/05/2015 15:32

Phoenix - I would have to disagree. If you are the partner who has money getting involved with someone who has debt you would be stupid not to consider the implications of that. That's not to say you don't love them enough to set any reservations to one side but to say finances and respective earning powers should not enter your head and if they do its not love seems silly.

viva100 · 13/05/2015 15:34

My DP and I have been together for a while, getting married soon, been living together for quite a few years. He never really bought me expensive gifts, holidays away or paid for dinner unless it was my bday or a big celebration (and he was earning 50k while I was still a student).We always split everything evenly. This is how I expected a relationship to be like and I would not have wanted it any other way. I now make much more than him and I don't lavish him with gifts.

OP, you do sound like a princess and, like your partner, I would be very very wary of someone expecting gifts from me and is also bad with money/in debt (except student debt).
However, he sounds very tight and controlling. The loo roll and cinema stuff is awful. I think you have two problems:

  1. he doesn't trust you
  2. you will always have very different approaches to money. This is something that breaks a lot of couples and it will get more unbearable as you move in and have kids.

If I were you, I'd have a heart to heart with him about how he makes you feel and see if something changes. If not, you need to consider cutting your losses and find someone you're compatible with.

TheHappinessTrap · 13/05/2015 15:35

I would say both of your methods of managing money are fine, they just don't match each others. Having said that, you do sound in your original post as if you felt you might have earned some money by cleaning his house, etc., and that's a trouble spot. Likewise, if he wants you to bring loo roll when you stay at his house then I think you should run for the hills.

zigazigah01 · 13/05/2015 15:35

The bog roll is stupid I agree.

33goingon64 · 13/05/2015 15:36

Not read whole thread but might be worth asking what his parents did and what his expectations are should things move on and you live together, get married, have DC etc. It does sound quite mean but it may not be coming from a bad place - did he have a bad experience? Definitely talk about how you both see finances working in the future e.g. if you stop working to have DC.

tabulahrasa · 13/05/2015 15:38

I have a friend who is like that with money, she's hugely kind and generous with her time and effort and will buy people thoughtful presents just because, she is genuinely lovely and not at all mean.

But, if you borrow 20p from her because you've no change, she'll expect it back in the next couple of days and has actually come specially to my house because she owed me a pound. She'll get really quite flustered if I buy her a coffee and she doesn't get to buy me one back.

I'm not like that at all, I'm a bit rubbish with money and with other friends if it's less than a fiver I have no expectations of repaying it or being repayed it myself.

Because we're just friends, I accept that's how she is and she tries very hard to accept my way, lol, and it's fine because we get on.

I'm not sure I could live with her though....and I'm not sure we'd work in a relationship either, I mean on that way, apart from both being female, not single and straight, lol.

Ketchuphidestheburntbits · 13/05/2015 15:43

You have completely different ideas about money so as a couple you are probably not compatible in he longer term. He won't change and suddenly start splashing out on treats for you and you won't change into someone who will save any spare money rather than spend it. Sorry to say it, but this relationship can't work.

Phoenix0x0 · 13/05/2015 15:43

zig the situation that the OP has described differs from what you posted.

When out they pay 50/50 each.

He is that he is more than ok for the OP to bring dinner/clean and look after the dogs 4x per week, but then moans about bog roll.

I bet the OP doesn't moan about providing this when he stays with her!

CotswoldQueen · 13/05/2015 15:43

People commenting anout the cleaning, would you not say though that it's only fair if I am at his house 3-4 days a week and inevitably, contribute to dirt/mess that I clean it up? If I am using his electricity and water not paying him anything towards that?

No he doesn't clean at m house but that's because I never give him the chance, I automatically clear up as I go along, I've always been like it.

OP posts:
soontobemumofthree · 13/05/2015 15:45

agree with avantbard

debt happens for lots of reasons but I think I'd feel differently to you and if I was in your situation and given some expensive perfume I'd be thinking, nice, but I could do with putting the money towards the debts! I felt previous debt like a weight.

I'm not saying no gifts and not ever doing the things you enjoy. Until I was financially stable again I would be cautious, and if that was a long time away I'd have to adjust my hobbies etc.

I know I'm prob against the grain with money, I am not criticising you, I just would be different and guess you want other opinions.

ConfusedInBath · 13/05/2015 15:46

This reply has been deleted

Message withdrawn at poster's request.

NameChange30 · 13/05/2015 15:57

OP, I don't think you should move in with this man. I agree with a PP who said that he could become financially abusive if you become financially dependent on him. But if you do want to move in with him, here are some things to consider:

  1. If you are living with him and lose your job for any reason, you will be financially dependent on him, because you won't be entitled to benefits. As a cohabiting couple, the state expects you to support each other financially. They will see your household as one even if in reality you don't share finances.
  2. If you move into his house (which I guess you would, as he owns and you rent, plus his house is bigger) then the mortgage and house will still be in his name. If you split up that will still be the case and it will be very difficult to get back anything you might have contributed to the mortgage or work/maintenance on the house.
  3. There are different definitions of a "fair" way of splitting costs. Personally I don't think 50/50 is fair if one person earns much more than the other. I think it's much more fair for each person to contribute in proportion to what they earn. For example, Partner 1 earns £20k and Partner 2 earns £30k, so it would be fair for P1 to pay 40% and P2 to pay 60% of expenses. So if the monthly rent and bills cost £1000, P1 pays £400 and P2 pays £600. This means both will still have some disposable income left (although P2 will still have more, because they earn more). With this in mind, it might be "fair" to take turns paying for things like meals or days out, but P2 might pay for something a bit more expensive as they can afford it. IMO it's unfair for P1 to be out of pocket because they're trying to "keep up" with P2.

Also, our society values money very highly, but there are other important ways to contribute to a relationship. For example, supporting each other emotionally, domestic duties, raising children, admin etc. I would argue that contributing in this way is just as important as contributing financially.

Sorry for the long post but I do feel strongly about this! Don't let yourself feel devalued by a stingy man! Angry

TisILeclerc · 13/05/2015 16:02

He sounds like my ex in many ways. He would quibble over giving me a fiver for milk and bread for the kids. He would be tighter than tight over all sorts of things including heating - one memorable winter we spent Mon to Fri in our dressing gowns because he wouldn't let me put the heating on though of course it went straight on when he came home on Fridays It was all part of a larger pattern of abuse but it left us all feeling worthless.

My new boyfriend otoh is totally different. He's very money savvy so careful in terms of long term picture but likes to live well now too. He earns (roughly, I've not seen his bank account!) 6x what I do. When we go out he's nearly always paid for everything which I initially found a little embarrassing but he was genuinely trying to be kind and generous. We have discussed it at length and he's happy I don't expect it and I'm happy he doesn't resent it. Equally he never expects anything in return - except conversation over dinner! When I finish my studies and I'm earning more I'm looking forward to treating him but we're happy for now.

I should make it clear that I didn't go into it thinking this was how it would be - I've always taken it in turn with other men I've dated, which probably explains why I was initially uncomfortable!

Cockbollocks · 13/05/2015 16:03

I would be worried about a future where you are not working and looking after children tbh.
What happens when you need clothes or make-up etc I don't think someone that particular about splitting things and money being fair would be able to put the money into the household without it becoming a big issue whenever you spent any - I suspect he would always see it as 'his' money that you are allowed to spend when he allows it.