A lodger arrived today and, how to say this - she was difficult from the off. I need the money, she needed the room and I thought ah well, see how it goes (didn't expect it to last long). We bashed out payment terms and, as the intro had been short notice (both of us recommended to the other by a friend last night), she said she would go to the bank to get the money. Then she decided she would transfer it on the internet ("I don't want to go out now") - by now her stuff was in the room [