Page 40 | Would anyone like an 'in a chain' support group? (2)

AnnaELC · 2016-12-01T12:40:53+00:00

Seems we reached 1000 messages so I've started a new one!

ACatCalledFang · 27/04/2017 17:37

Lucky you, Trevor! I can't imagine getting to that stage!

Iamcheeseman · 27/04/2017 18:19

Congratulations trevor
Whose choice? What reason was the short gap between exchange and completion?
When did you plan the exchange date? And when did you plan that the gap would be so small?
Sorry for asking so many questions. You can probably tell that I like to plan and I need to know what's going on. With all this being out of my hands I am finding it difficult.

ocelot41 · 27/04/2017 19:07

Hurrah for Trevor! And I think we should lift the MN ban on hugs for this board, given the seven shades of shit so many of us are going thru. No calling me hon, mind...

CampervanLady · 27/04/2017 19:50

Trevor yay!! Congrats

Well nobody has pre warned us that we are exchanging tomorrow so I guess we aren't still - at least they haven't pulled out YET.

beanhunter · 27/04/2017 21:09

Fab news Trevor! Everything crossed camper!

MrsHandles · 27/04/2017 21:18

Hooray for Trevor!

KilburnOriginal · 27/04/2017 21:39

Well done Trevor!
We're all packed up and ready to move tomorrow, we're exhausted!
Good luck everyone, hope it works out for you all x

OutToGetYou · 27/04/2017 21:40

I have news - probably good news!

You may recall I put offer on House1, mortgage was sported, got survey done, instructed sol - then...nothing. Emails and phone calls to EA went ignored, until after 8 weeks I threatened to call their CEO. So, they got hold of the seller who had got married and gone on honeymoon (I'm sure they told someone but whoever they told did not tell my sol). They were still away when this news came through and due back a week later.
Sadly for them I got itchy feet and looked at two more houses - in the same development. so essentially the same house, but each with some better features - mainly tjhat they had both donje the conversion of the integrated garage, savings me c£20k doing it myself. One was on for the same price, one £10k more (had a far superior finish plus nicer payout).

I made an offer on that second one, then got messed about by EA again (different one) and this time I didn't waste any time, I went straight to the CEO - that led to a formal complaint about compliance and I have been awarded compensation!

Meanwhile at House2, their purchase fell through so they couldn't accept my offer though they wanted to. I didn't want to put them under pressure so decided to wait til after Easter to ask again (as in, school hols Easter).

One week into that we eventually got the contract pack back from H1, after, what now, 10 weeks of silence? I asked sol to sit on it.

Yesterday H2 put in an offer on a house and it was accepted! So, I am just waiting to find out what the chain looks like and if it's not hellish I shall be withdrawing from H1 and sol can contact mortgage co to change that over.

I feel bad about H1 but honestly, 10 weeks no contact? The original exchange estimate was mid-May, I wanted to be moved by Easter, I had no chance so I'm afraid it's their own fault.

Fingers crossed for non-nightmare chain.

I've decide not to have a survey on H2. Partly cos they are the same build and partly cos they've had all that building work done so there will be lots of building reg certs. I know it's a risk, but the surveys are a bit useless anyway with all the 'couldn't look closely, may need...' etc.

MissDuke · 27/04/2017 21:49

Fab news Trevor!!!

Fingers crossed for us both for tomo Camper!!!!

Well we have signed everything we need to, we exchange first thing in the morning barring any disasters. I am not in England and I think it works slightly differently here, as our situation doesn't match up with what I have read on here, but anyway fingers crossed that by 9.15am it will be done and dusted...........

CoshPunt · 27/04/2017 21:56

Hey! I think I joined a while back but since then things changed (vendors lied, covenants came up, tree protections orders, etc....) so we have switched to another property. Have had mortgage offer come back, the last search came back today, and am just waiting for enquiries to be answered. No chain - it's the vendor's second home and they're selling it and their main property and emigrating to Australia. Our buyer is still the developer so no chain there either - it's basically just us! One annoying issue though - vendor appears to be VERY slow at replying to anything and also went with the agent's solicitors who are also incredibly slow.

Also: the house was downvalued by £16500. We asked for a mere £1500 drop (that way our loan to value wouldn't push us into a new interest rate bracket) and the vendor agreed (but only after the estate agent agreed to absorb that in their fee!), but now some things that were previously included (all window dressings, light fixtures etc - the house is a show home and has never been lived in, only short stays) have now not been marked down on the fixtures/fittings list. I appreciate the offer was reduced but really we should have reduced by the full £16500, shouldn't we? We've raised this as he's also asking us to buy some furniture in the property as well and if he's not including the curtains anymore I think we won't bother - we'll need to pay out to dress the windows instead!

Any idea roughly how long it should take between searches coming back and exchanging, assuming you don't have terribly slow solicitors/sellers?! It feels like such a long process, we accepted an offer on ours back in January and we've returned any forms or documentation required of us the same day we got them!

OutToGetYou · 27/04/2017 22:14

Your offer and the valuation are not linked, it's up to you what you offer. If you think it's not worth what you offered you can change your offer but there is no 'should have'.

It's unfair of them to now take stuff they said they were leaving but that's life. If they're moving abroad you'll probably find they do leave it all anyway and are only saying it to get back at you. They're more likely to leave a load of junk you have to get rid of than take stuff with them.

CoshPunt · 27/04/2017 22:36

I mean, in the scheme of things, it's not the end of the world, but disappointing when this was conditional on our offer (including when it was reduced), and it's in the memorandum of sale. I do think we are overpaying but there's not much else around at the moment, and others are selling for less than this one - but we do really like this house and our deposit is enough that we can do so (after the small reduction - not even 0.5% of purchase price - was agreed). I just don't want to buy more fittings from the property if we'll need to pay out for new curtains throughout, when mostly we agreed to buying some furniture to help him out.

MissDuke · 28/04/2017 09:37

Argh awaiting word from solicitor about exchange today.............. stressed isn't the word. She had told us it would be first thing unless there was a problem Fingers crossed for you too Camper.

Cosh that really is disappointing, I hope you can come to some resolution.

MissDuke · 28/04/2017 09:55

................ and it is done, we are definitely moving next Friday I hope others have good news today [un-mumsnetty-group-hug]

CoshPunt · 28/04/2017 10:14

Congratulations MissDuke!

beanhunter · 28/04/2017 10:18

Fab news missduke. Hope all goes smoothly now.

Bluebell9 · 28/04/2017 10:32

Well my vendors have now agreed to the end of May! But because they are doing their own conveyancing, we have to exchange and complete on the same day, which is not what I wanted. So we are aiming for 4 weeks time but they wont be guaranteed until the sale is complete!

Congratulations MissDuke

beanhunter · 28/04/2017 15:42

We've just had an epic email from the solicitors with 16 attachments. I haven't a clue what it means. Feel rather stupid.

MissDuke · 28/04/2017 15:52

Thanks guys!

Bean print it all if you can, easier to read on paper!

Bluebell is there anyway you can refuse to exchange and complete on the same day?

MrsHandles · 28/04/2017 16:32

Well done MissDuke!

BeauticianNotMagician81 · 29/04/2017 06:58

Great news MissDuke

So despite lots of communication from EA and vendor stating we would be moving in two weeks it definitely won't be happening now. I received an email yesterday stating that the new build won't be complete until the beginning of July. The ones buying the new build have said they will compensate us if we accept a later date. Anyone any experience of this? My main concern is that it's so close to the end of the school year that my 4 year old will end up without a school place. Plus we go on holiday.

ocelot41 · 29/04/2017 20:44

Congratulations MissDuke!

Glad your buyers are being a bit more reasonable Bluebell.

No experience Beautician - can you explain your school place worries to them? Maybe that would help?

Sounds really cheeky Cosh.

But wheres Camper? What happened? Did they pull out or not?

Small howl from me. Found perfect house and cant offer because we are STILL not fecking exchanged. Am now entering 9th month and have lost all semblance of patience. I just want this over - now!

trevortrevorslattery · 02/05/2017 13:26

camper and kilburn hope you got sorted!

Fab news missduke too!

Well we are all moved in, completed Friday and spent the long weekend unpacking. Not 100% organised yet but we are getting there. Oh and the neighbours seem nice .

Good luck to you all and keep the faith - you will get there eventually (even if "there" isn't the house you're currently trying to buy).
Thankyou for all the support!

OutToGetYou · 02/05/2017 14:20

Ocelot surely you can offer if you have a firm offer, no need to wait for exchange? No-one else does.

Beautician - can you go into rented locally to get your child into school and charge the vendor the rent?

Trevor - well done!

I pulled out of House 1 and am now being told they 'really want to sell to me', well, they should have thought about that when they stalled the process for weeks and weeks without telling anyone what was going on. And they have apparently 'now found somewhere to buy' - well, not my problem is it, but even so, one of the reasons they were attractive vendors was because they were not in a chain (moving into her mother's) and now they are in a (unspecified length) chain and no-one bothered to tell me until after I had pulled out?

Idiots, all of them.

House 2 only has a chain of one. I really need House 2 to get on with things though.