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Would anyone like an 'in a chain' support group?

999 replies

thenewaveragebear1983 · 12/08/2016 11:54

Would anyone like an 'in a chain' support thread? We're selling and buying and it's so stressful!! We've found our 'dream house' and had an offer accepted, had an offer on ours within a week which was subsequently retracted. Wondered if anyone else was finding this whole process ridiculously stressful?

OP posts:
AnnaELC · 02/11/2016 10:26

Soph its so stressful isn't it, I'm just debating whether to ring the EA yet again, even the thought of it is rising my blood pressure.

bear hows things today - any news?

Thank God for everyone on here - I really don't think I could have done all this on my own without the support!.

NeversellahouseCollie · 02/11/2016 10:36

soph that sounds like our buyers solicitor too :(

My solicitor emailed me pre 9am this morning to tell me the exchange and completion date that our buyers announced to our EA last night was actually very unlikely Confused

More fucking lies!

These people are deranged

AnnaELC · 02/11/2016 10:55

collie its just madness isn't it - all we want to to hear whats actually happening/going to happen - not a load of crap!

I've just had an email from our EA saying that they had a conversation with our buyers EA this morning and (check this crap out) first of all they said that our buyers mortgage offer will be with them by Friday and then, half way through the conversation, they said that our buyer already had it and didn't know why their solicitor didn't. HAVE THEY GOT IT OR NOT! I have advised the seriousness of the situation and that we even have the FTB at the bottom of the chain contacting our EA directly to find out whats going on - now if we lose them we are all screwed. ARGHHHH (rant over)

DollyDuck · 02/11/2016 11:17

small I'm not sure, but the EA says the surveyor will be about two hours so it doesn't sound like one of those all day scary ones. He said it's nothing to worry about but I can't trust any of these EAs after the merry-go-round of lies we've been told (!)

north A stressbusting course sounds amazing! After the nightmare everyone seems to be having I think these should be made compulsory for the EAs to provide.

bear What an awful time you're having. Fingers crossed for you!

soph We're meant to be moving out of our house the same date as you. Dreading the next two weeks as we have to also travel for our DS to have an overnight stay in hospital for a medical procedure on the 13th. Hideously close to our proposed date to have the removal men on the 17th Sad

Anna and collie It's awful how this whole process ends up so much more stressful because of lies. It's so frustratingly unnessecary. Best of luck to you both.

So stressed with the whole thing now. Am almost tempted to give up. The whole thing is just a total nightmare. My DS has to go into hospital on the 13th so we'll be away from home for two days. On top of that DH has also just informed me he's going to be away on business the week that we'll be actually moving into our new house after staying with my DB and then his parents will be visiting the day after he gets back and staying for the weekend (they're coming from France). Wonderful. It's just one thing after another. I can't believe how DH just doesn't seem to think this moving thing/temporary staying with my DB is going to be a big problem. He just has no idea.

smallone · 02/11/2016 11:23

Hope you're ok Collie?
Soph you're sooo close! I am feeling nervo-cited for you!
Anna I think everyone tries to reassure everyone else that everything is fine, and that then turns into chinese whispers. We'd all be better off with the brutal truth from the start. Far better than the is it/isn't it, will they/won't they that we end up with. After we got our second buyer, my EA said that they were far more committed than the previous one (who as far as I knew only withdrew because he was made redundant), which left me Confused because they'd given me the impression all the long that he was keen as mustard. Also our Vendors who have been putting the thumbscrews on about accepting our "cheeky" offer on the basis that we really move fast, turns out that we are still waiting on the enquiries that we put in mid September. So there was us wringing our hands that we'd lost our buyer, and now been delayed, and they weren't working that fast themselves. From now on, everything will be taken with a pinch of salt!

NeversellahouseCollie · 02/11/2016 12:26

I'm OK but I feel exhausted with worry.

Nobody seems to give a damn what happens to us. Even the people I employ are more concerned about the buyers exchanging / completing when THEY want. Nobody seems to give a toss that they've lied their way through this process. And I keep being told that Estate Agents will always lie to keep the chain moving. How is that acceptable work ethic? Angry

thenewaveragebear1983 · 02/11/2016 13:33

Wow, lots going on!
We have had our little conversation up and down the chain this morning and have decided we can complete on the 11th! Still not exchanged yet, but solicitors hope it will be by the end of this week, so all being well it could actually be happening! I won't get my hopes up til we've exchanged, but I will have to pack this weekend as it could be our last weekend here!

Can't believe the runaround from the EAs, it is so stressful, although ours earned her commission last night with our stressed out buyer and a bit of a squeeze from her seems to have finally got things moving.

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AnnaELC · 02/11/2016 13:39

what a morning for everyone!

Hope you are all ok and not too stressed.

I have an update crap one.. my solicitor has called to say that my buyer hasn't had the mortgage offer but it should be with her by early next week and that in the meantime the first time buyers at the bottom of the chain now have more enquiries. All out of my hands really.

ClarkL · 02/11/2016 13:39

Can I ask a question? My husband and I are in a very small chain but I am still getting a bit confused. So our solicitor has sent our buyer paperwork a week ago and we're waiting on them sending us any questions, I chased our solicitor today to be told it is too soon to chase them.
The house we are buying, we are awaiting the draft contract, and our solicitor said once she has this, she will then instruct the searches which take 2-3 weeks. Is there a reason she has to wait, why can't she just do it now? or when we instructed her 2 weeks ago to proceed handling the purchase?
I was of the understanding a house could be purchased within 6 weeks, yet everything seems to be taking SO long

Mommasoph30 · 02/11/2016 13:44

Where are you based thenewaveragebear1983 you not in the midlads are you?? hahahaha!

thenewaveragebear1983 · 02/11/2016 14:14

Soph I am actually.....Worcestershire!

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smallone · 02/11/2016 15:11

Hi Clark Everything takes ages because it has to go from solicitor to solicitor and then client, so it could take a week to get from your solicitor to the buyer, then they need time to answer, find documentation and then get back to you. If you can convince the solicitors to email between themselves, and to their clients you can speed things slightly. As for searches, without the draft contract, you don't really know that they are committed to selling, also the searches are only valid for when they're done. So if your vendor drags it on and you get your searches done early, you miss the massive cinema complex planning permission, that's filed for opposite your house etc.

soph and bear are you in the same chain!?

AnnaELC · 02/11/2016 15:12

Welcome clark let's hope they all get moving for you soon. All I can say is keep chasing. Keep the EA working hard for you and get a good relationship with your solicitor. If you can get their email rather than the Secretary it does seem to work.

NeversellahouseCollie · 02/11/2016 15:40

Who tells you the prospective exchange and completion date?

Our EA is passing messages to us from the buyers. Is that normal or should I wait to hear from our solicitors? Our solicitors have gone quiet and so have theirs. But our EA is convinced we're exchanging on the 4th because that's what the buyers want.

thenewaveragebear1983 · 02/11/2016 15:43

Haha I don't think so....that would be too coincidental wouldn't it?
Frantically reads through previous posts checking I've not been too rude about the rest of the chain

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Northumberlandlass · 02/11/2016 16:35

I have no updates, crap or otherwise...(although I'm secretly hoping that they are working up to exchanging!)
Anna - it sounds like you are in the position I was last week re Mortgage Offer. How frustrating for you.

Clark this is my chain...FTB buying Flat, Owners of Flat buying my house, I am buying an empty house. THAT'S IT.
Offers were all accepted by 20 August...It's taking far longer than I thought. 6 weeks would be a short time if there wasn't a chain at all.

thenewaveragebear1983 · 02/11/2016 16:36

Collie our buyers suggested a date, then the solicitors agree it among themselves based on when they think they can exchange; if you have a date in mind then tell them, Aldo if there's any dates you can't do or any specific instructions like a week between exchange and comp. They should hopefully communicate with you as the arrangements are being made though, and check all parties are ok with the decisions.

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Northumberlandlass · 02/11/2016 16:36

Collie - I was asked by my EA and Solicitor when I wanted to complete and they would back from that as when to exchange. Although everything they say has been utter shit! So now they are saying we won't discuss dates at all...which makes me feel we have nothing to work towards.

NeversellahouseCollie · 02/11/2016 16:38

bear thank you! The reason why the solicitors hadn't been in touch is because there is an issue with the mortgage offer.

It has to be re issued. Estate Agent said it would take 48 hours which probably means it will take a week.

I'm absolutely gutted. Was really hoping to exchange on the 4th

Northumberlandlass · 02/11/2016 16:38

Bear - fingers crossed you exchange this week and get firm date for completion on 11th! Sounds promising! Smile Wine

AnnaELC · 02/11/2016 17:15

What a busy day! bear sounds like you are getting there now. And you soph collie and lass we will all have to wait (bangs head on wall). Had a letter today to say that my chain free seller chain free my arse want 3 weeks between exchange and completion.. we are heading towards Christmas with that one surely.

I've had enough, feel like telling them all to f**k off now.

AnnaELC · 02/11/2016 17:38

Is it too early for gin? Wine just isn't going to be enough today!

thenewaveragebear1983 · 02/11/2016 17:50

Three weeks?? I think a week is a reasonable ask, maybe two if they are old or disabled or have a million kids. But three weeks is a bit much!
You could be inching close to Christmas with that Anna I agree, I'd say now if there's a date in December which would be your last cut off.

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AnnaELC · 02/11/2016 18:14

Thanks bear I will do that tomorrow. I'm so angry. They have gone from no chain, to "actually we are buying somewhere" to "we will go into rented" to this! We only knew about all this last week and then to have the 3 weeks dropped on us today is a nightmare. I just hope the rest of the chain are ok. I think I will say the week 9th December is the very last. My head is pounding now.

AnnaELC · 02/11/2016 18:29

Can I say no... i will give you 10 days or something like that? She's not old or anything and has no kids as far as I'm aware.