On the pay front, I’m having 6 months off, as I cannot afford a year (and I’m not sure having that long off is for me anyway). I earn more than twice what my husband does, and my pay from work is 1 month at 75% and 2 months at 50% - it’s better than nothing but leaves a massive gap in our income.
I saved before we started trying for a baby, and since, to make sure I had enough to continue paying my monthly contribution into our joint account towards the mortgage and bills, and to pay the dog walker (we need to keep her or we will lose the slots, and she’s the only walker in our area, so in demand). I know I’m lucky to have been able to save, as so many families are struggling. This will allow me to effectively live off the Maternity Allowance (food, baby things, petrol etc) and I’ll have some savings left for incidentals. I can manage for the 6 months, but not much longer.
When I go back to work in November, I’m doing 4 long days and having a Friday off. I cannot say enough good things about my employer, they told me I can work whatever and whenever I want, and just let them know, which is incredible. I’m also eternally grateful to my Mum and MIL, who offered to jave the baby 1 day each, meaning we only have to pay for 2 days with the childminder, at £55/day. I really don’t know how full time childcare is affordable for many families, as it’s so expensive!