Have alovely time stripey, I am very very glad about C. You have done some serious work for it though,I admire your resolve!
MissJ - fab round-up. Am hoping for your scan today
at red spotty grow, and a baby to put in it Dog Are you feeling a little more rested? Or not really?
Thinking of you Pat, and bg waved to everyone.
Did our family budget last night. I have to say , it's . We should have had plenty of cash since Feb. So where is it? Then I rember we have paid off some fairly hefty overdrafts, and taken a chunk off a credit card...and so on. Plus I have had a good year of it haven't I? The girls wardrobes are bulging!
I have started a savings plan to pay for the cars mots, the quarterly bills that always seem to destroy us, and also the ctc bombshell. We are re-routing the child savings plans, the family allowance and some extra ££. If we keep to this we will have no dramas come April. [Aside cars breaking or failing MOT's, continued roof leaks etc Which it will. But it would have anyway and such is life]
I need to get into the groove, as in about 13 months dh may well be leaving work for un, and we will be living on 18k a year. So I have to start getting used to it.
If we tighten our belts significantly now, we will a) feel the massive tighten when dh resigns a little less b) clear the credit cards so the uni years are a little easier c) slightly reduce the overall debt we take on to achieve his degree.
It will be hard though. I struggle with work, and the idea that it was for 'spends' has been my saviour. The monotony & pressure of being the breadwiner. Urgh.
Now am I confused. Is Moose on holiday or is that later???