I have a WWYD, if anyone would like to offer an opinion!
My mum has offered her car to DP (not 100% definite, it depends on if she can get a new car, which is what she wants to do). For FREE!!!!
Both me and DP need new cars. Both are costing us a lot of money.
However... we were planning on getting DP a new car as soon as I am back in work. We have researched cars. We had come up with a list of a few suitable models. We had a few requirements - cheap tax, insurance, economical and a large boot. We were thinking of a (10 year old) Skoda Octavia, Peugeot 307, or similar. We found a few models which suited exactly what we needed. Tax band D, and MPG of over 40.
My mum has offered us her 5 door 2004 Fiesta. I had the exact same car as my first car. I sold mine 3 years ago. I know it is roomy enough, although I would have preferred something bigger.
But it is more expensive to insure.. cheaper to tax, they both cancel each other out to be honest. MPG is slightly better, but nowhere near as good as we had hoped for. We wouldn't be saving much by taking it.
We would be compromising on what we wanted. But it would be stupid to look a gift horse in the mouth so to speak. Logically, the answer should be yes, and throw myself at my mums feet for being so kind. But it isn't going to make the big financial difference that we were aiming for. :(
DP's answer is to take it, and then sell it in 6 months. But that would be INCREDIBLY rude. You don't take a car for free, then sell if for something else surely!
The reason mum is offering it to us, is so that we have a car that we know the history of, and we know has been well looked after, and not a duffer. It is also very low mileage - mum drives less than 4 miles a day, and never takes it further than a 20 mile journey.
So, WWYD! Take it and be grateful (very!!), or say thank you so much for offering it, but it is not going to save us any money in the long run?
I said to mum if we did it, she could take DP's car for part ex for her new car, but her husband said no, we should sell the car and keep the money for a deposit for my new car or repairs for either car.
(Why can't my dad be more like this? Mr Arsehole Moneybags who is currently sunning it up in Oz with his thoroughly refreshed mind following his £8000 business class seats on his flight...)