I am pretty annoyed with the recent announcement that Labour is considering removing the child cap. No I am not annoyed that children will be supported but I am annoyed that those who choose and it is a choice (aside from multiple births) to have more than 2 children and not properly budget for them, especially in a cost of living crisis, get out of being held responsible for a situation of their own creation.
For me, it not just about having the child but all the support/facilities/infrastructure that need to be in place for a third child in this day and age. Where is the additional money going to come from to fund this?
In London affordable family homes are not being built, if you have a family of 5 they will need a 3 bed house minimum. This will just make overcrowding worse and put the responsibility on individual councils to house more people. How will they fund it? By pushing up council tax, so those people who are responsible will have to fork out more and be unable to have additional children themselves.
If I could hold back my tax at this moment I would. And before anyone says it no I am not a Reformer, far from it but it is just so unfair. You work hard to get qualifications, gain a student debt in order to get a decent job, you work hard to get a house that you either have to sell for IHT or care home fees, you can't get your state pension until you are 67/68, you can't afford to quit work to look after your grandchildren , so your children end up having to pay extortionate childcare fees and the cycle continues. It shouldn't be this hard to do the right thing.
And to top it off from 2028 you have to be 57 before you can draw on your own private pension but yet 18 year olds who have not paid a penny in tax or NI can leave school, claim benefits and not have to pay a penny back.
Tinkering with the benefit system is not dealing with the issues that have caused people to require benefits in the first place. I would rather that Labour had the balls to admit this, have the difficult conversations, find solutions and make necessary changes.