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My Mum sold a car that isn’t legally hers?

284 replies

Lilly1102 · 25/11/2024 09:54

Last year my Mum gave me my late grandmas car (she legally transferred ownership to myself). She inherited it but never drove it as she has her own car and it was just sitting on their driveway doing nothing. I am an only ‘child’ and my grandma really did adore me and would be so pleased I learnt to drive in her car.

i’m 25 so was a late learner. I insured the car, taxed it etc. When I passed my test my partner bought me a more ‘stylish’ car for Xmas. He pays for the tax and insurance on that one so I decided to continue paying for the car I learnt to drive on for a year just to get some no claims and also my younger cousin learnt to drive in it with my uncle so I thought I may as well insure it.

my cousin is now done with the car , my Mum has decided she wants to sell it. I asked her very politely if there was any possibility I could get a very small percentage of the car sale (ie £300) just because I’ve paid £1400 for the car over the year even though I never drove it.

I asked out of principle because legally it is actually in my name etc, it wasn’t about the money, i just asked to see if my parents actually ever considered my opinion or asking me.

my mum has never put any money into that car as my grandma bought it and my mum never drove it even when it was her name (I think she SORNed it).

It took so much courage to ask her as my parents are VERY ‘funny’ with money and I was right to be scared because she phoned me back SCREAMING down the phone telling me she needs the money for the car sale.

she screamed and cried and said ‘I don’t live in the world she’s living in’ (she assumes because I work in finance that I am some rich bitch) which is SO far from the truth.

I’d like to emphasise that my parents live in a 5 bed detached house with a large garden in the Home Counties with NO mortgage. My father is retired and although my mum doesn’t work (she’s also close to retirement age) they are hardly hard done by. Me and my partner on the other hand (although we are also not hard done by) we don’t own a house and we more a less live pay cheque to pay cheque most months.

her reaction really stunned me. It stuns me because they’re so critical of my boyfriend’s father who recently inherited a relatively large sum of ££ from a house sale. My parents think he is selfish for not giving my partner any money for a house deposit from it and they always tell me that if they had spare money they would give it to me.

me and my boyfriends view is that it’s his fathers money - he can spend it on what he likes but my parents have such a double standard because whenever I ask for any help (not on a large scale at all) they quick up a huge fuss.

was I wrong for asking? Like I say, I don’t want the money but I’m more hurt at my mums reaction given her beliefs about other people’s attitudes towards their money! They’re so judgemental about everyone else and as soon as I ask (which I never do because even growing up I was met with reactions like this) it turns out to be a huge drama.

OP posts:
Are your children’s vaccines up to date?
Rosscameasdoody · 04/12/2024 18:42

ArminTamzerian · 04/12/2024 18:30

Very odd of you to assume she hasn't done that.

Not really. OP hasn’t mentioned this - she seems to have assumed, as many here have, that if her mum transferred OP’s name onto the V5 it means OP owns the car. It doesn’t.

Disturbia81 · 04/12/2024 23:50

@Rosscameasdoody Well v5 is treated as ownership by car buyers, sellers, auctions, trade ins etc etc. So it used as such.

Toker · 05/12/2024 08:16

Disturbia81 · 04/12/2024 23:50

@Rosscameasdoody Well v5 is treated as ownership by car buyers, sellers, auctions, trade ins etc etc. So it used as such.

So why do they also issue a receipt if the V5 is all they need? Because it states quite clearly on the V5 that "IT IS NOT PROOF OF OWNERSHIP!"

Interested in this thread?

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Shade17 · 05/12/2024 08:18

Disturbia81 · 04/12/2024 23:50

@Rosscameasdoody Well v5 is treated as ownership by car buyers, sellers, auctions, trade ins etc etc. So it used as such.

It’s not, otherwise it would be impossible to buy or sell a car without it. There’s a few reasons why we insist on having it though - if the RK/address doesn’t match the seller it’s a red flag, although there are any number of reasons for this. No V5C is a pain in the arse for traders and buyers alike, it means having to apply to DVLA for a new one and not being able to tax it in the meantime. Quite often a trader will hold back £100 if the owner of the trade-in is waiting for a replacement post registration retention. Many auction cars come without them and less commonly without keys.

Rosscameasdoody · 05/12/2024 08:47

Disturbia81 · 04/12/2024 23:50

@Rosscameasdoody Well v5 is treated as ownership by car buyers, sellers, auctions, trade ins etc etc. So it used as such.

No it’s not. You buy a car, you get a receipt. That’s proof of ownership. The V5 clearly states in the actual form that it’s not proof of ownership - only that you are the registered keeper. I have a lease car. I have the V5 which names me as the registered keeper - l can’t use that document as proof of anything. I don’t own the car.

Disturbia81 · 05/12/2024 09:01

No-one has ever asked me for a receipt.
It may say that but in practise it is used as proof, as evidenced many times on this thread.
Keep getting annoyed though 😂

Toker · 05/12/2024 15:51

Wasting our time with people who don't like to base their opinions on facts. Give up guys. It's like trying to polish a turd!

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Enjoy the videos and music that you love, upload original content and share it all with friends, family and the world on YouTube.

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Disturbia81 · 05/12/2024 17:52

Toker · 05/12/2024 15:51

Wasting our time with people who don't like to base their opinions on facts. Give up guys. It's like trying to polish a turd!

Exactly.
These posters totally disregarding how it works in real life, no point wasting our breath on these cretins.

TheOnionEyes · 05/12/2024 18:07

Rosscameasdoody · 04/12/2024 14:47

But the V5 isn’t proof of ownership. It actually says that on the form.

Yes, I am aware, hence my post.

I believe it is a very complicated matter and not straight forward if it were to be professionally challenged, due to the nature and circumstances surrounding it.

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