he works in exhibitions. a lot of other companies have gone bust, but theirs seems to be doing ok, just about. we have 3 options:
1 - he stays, I go back to work, we pay £700 pm to have DD with a childminder + DS picked up from school 2 days a week, + £90pm for my train fare. this means not much family life (DP has to be available 24/7 at least through phone - even when on hols!! plus the odd w-end), house won't be finished and won't move for a while
2 - he stays, I take a career break, he does even more work, same as above + I'm stuck at home with no adult company in my leggins and hugg boots and just about survive
3 - he stays at home, I go back to work, mortgage gets paid for by the insurance (well, at least we'd get our money back for all the years we've paid for it) no need for childcare.
4 - he stays and leaves when I go back to work but no mortgage pais as he'll be resigning.
I'd like to stay at home, but I'd also like to "do" s.thing IYKWIM. OTOH, option 3 would be the best one financially, as that would give us a more and better quality family time, enable us to finish the house and if we needed a bit extra I could go back full time and increase my income by 1/4. My only reservation is that in the long run, DP'll find it more difficult to find a job as he's changes a few jobs in the last few years and this is the one that gives him a bit of a career prospect, especially at his age and considering he no qualifications...
if he eventually started his business though, option 3 would be perfect til he sorts it out....
sorry about the long post, actually it makes it a bit clearer having it black on white...
Gio, where do you live?
oh, what are 5yo girls into? need to get b-day present for DS's classmate