I've had this several times over the years and now I'm older I'm usually better at saying I would rather pay for my own share.
I can't eat and drink much in one go (medical reason), so I tend to have a glass of water (if anything) and 1 or 2 starters (depending on the size), or possibly a small main.
If it's a one off with friends/colleagues and it's within a few quid or so, I'm happy to split, but it's a bit different if it's very regular, eg, you're away for a week with them and eating/drinking less at every meal, because then that few quid soon adds up.
I had this last year on holiday with some people, of whom, 2 I hadn't met before, and said I'd just pay for my own as I wasn't drinking.
It didn't go down well and I know they thought I was tight (especially as I am in a better financial position than them), but I don't see why I should subsidise other people's lifestyle choices.
Over the week, that few quid at every meal and in the bar in the afternoon would've added up to about £85-100. I felt sorry for another in the group, who I know isn't in a great place financially and just generally isn't great with money, but they were happy to go along with it, even when they'd also not had anywhere near as much as the others.
Years ago, I was struggling on benefits and went out with an old friend and her new work friends for a meal in the city.
I'd said in advance, that money was tight so I'd pay for my own food/drink and she seemed okay with that.
I had a starter and tap water, which came to about £8, and I was happy to put a tenner in as that is what I'd saved up and budgeted, but one of the others (all with good jobs) suggested splitting the bill, which was fine for them as they'd all had 3 courses and been drinking wine by the bottle, so they announced that it was £45 pp to include a tip.
I looked to my friend, in the hope she'd say something, but she didn't, and I felt so embarrassed, especially as I didnt actually have any more than that £10 on me and no cards, so I had to speak up and I say that seems unfair as what I'd eaten and drunk had only cost £8, and due to circumstances beyond my control (really severe accident) I wasn't working and so just couldn't afford to chip in and would just be adding my £10 to the pot.
Several years later, at work, we had meals out every 3-4 months with partners and everyone would split the bill.
We were just starting out so things were tight and we had a young family, too, so we didn't really have much spare cash, that combined with me not being able to eat much more than a starter meant that our shared bill would come to say £30 (no alcohol), whereas all the other couples' bills would sit around £60, and they'd all want to split.
When I suggested to one person that we wouldn't be joining in, the whole table went quiet and a few were quite indignant saying that causes too much hassle/faff for everyone (including the restaurant),and is very nit-picky, etc.
My dp was very embarrassed by this and just said not to worry, we would split it, meaning we paid about £15-20 more than we'd actually spent.
Going forward, if we knew a meal was coming up, we'd just tighten our belts to cover their excesses, as it had been so embarrassing, that my dp didn't want it to happen again. And yes, the ones who pulled us up about it, were the 2 couples who'd have the most expensive meal as well as lots of booze.
After about a year of this, I took over organising the meals out and would make sure to book a set meal and have drinks done separately (choosing places that were set up for this), and I think because we had younger staff members by then, who were more on like an apprentice wage and some others who had lost a partner/separated, etc, it actually seemed to be appreciated and that then became the norm going forward.
I'm better at stating it upfront now, but sometimes still struggle, especially in 1 friendship circle where, from comments that have been made, I know I'm considered the 'rich one' and I'm sure they think it's stingy that I don't want to pay for their cocktails and puds, etc.
I really dislike bill splitting, and would hate to think someone is subsidising me, so I don't understand people thar are okay doing that to others, especially from people who are meant to be friends.
@Payforyourowndinner I'm so pleased that you pulled this guy up. I really can't understand the mentality of someone like this, who's happy to take advantage of others, especially those less well off. 👏🏼
Edited for spelling, etc.