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How long after spending inheritance can I claim benefits again?

420 replies

Bunnyhunni6 · 11/08/2026 08:48

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

OP posts:
Lifeasitis91 · 13/08/2026 14:17

I've just moved 100 miles away and currently living with my aunt and uncle until my home in London is sold and I can buy another here. I may be able to buy straight out with little or no mortgage (extra money from parents)
I claimed a very small top up from UC after I spilt from my ex. I was told if I had any excess from the sale and gifted and I spent like haywire then no UC for up to 5 years
My top up was between 277-332 a month and I'm working

Be careful 60k left is a huge amount

Boomer55 · 13/08/2026 16:31

Bunnyhunni6 · 11/08/2026 09:03

I’m already looking. I have 3 children to get into a school first there’s only 1 space it’s a remote area too so I’m hoping once they are all in the local school I can get a job within the school or set up something in the interim. Just stressing.

You will need to justify where the money has gone before you'll get any handouts.

BringBackCatsEyes · 13/08/2026 16:59

You will need to justify where the money has gone before you'll get any handouts.

Or....

She will need to demonstrate that she has used the £ for reasonable expenses before she will receive support.

Your opinion on those who claim benefits is quite clear.

HangryBrickShark · 13/08/2026 17:44

BringBackCatsEyes · 12/08/2026 21:16

It's both. Of course there are jobs out there. There are also lots of people submitting tens or hundreds of applications and not getting work. There are also increasing numbers of highly qualified people being laid off and finding it very, very hard to find work. There certainly isn't "just get a job in Tesco" any more.

Freelance DC here. I got at least 4 knock backs in the past year and without sounding big headed I'd say 95% of jobs I've applied for I've always been offered contracts previously (I'm freelance mainly on short term contracts as PAYE/Umbrella within the construction industry, good at my job, very hard working and highly experienced ). I was also offered a job in May by the line manager of a very large contractor over a Teams interview but when she went to HR the following day to get the ball rolling was told the company were putting a stop on all DC/Site admin recruitment due to pending company restructure. I was laid off earlier this year as there wasn't enough work for me and the subby was struggling financially.

So many construction firms going bust due to rising costs of materials, projects with lack of funding, slow planning approvals, skilled labour shortages and lots of other reasons like subcontractors going bust.

And Tesco have turned me away twice saying I'm over qualified as they know I'd only use them as a stop gap after training me up in a role which wouldn't be good news for them.

The job market has never been as volatile as it is now. Yes there are jobs out there - i got one after 18 weeks out of work but it was exceptionally difficult even with loads of good references, experience and word of mouth. Had to accept a £4phr pay cut and counting myself lucky its not a lot more. Scary.

shuggles · 13/08/2026 20:25

OnlyMabelInTheBuilding · 12/08/2026 21:06

Oh right. Typical, based on your case study of 1.

I’ve hired multiple people in the last 2-3 years, some had only been in their previous roles for 12 months.

I don't think you understand how numbers work. You may have hired multiple people within the past 2-3 years, but do you understand that there was at least a hundred applicants for each of those roles that you didn't hire?

shuggles · 13/08/2026 20:27

PeterRabbitsWhiskers · 12/08/2026 21:40

Oh, so my son who walked into our local pub and got a job on the spot doesn't exist then? And the role it has just taken me 8 months to fill in my team doesn't exist?

There are jobs.
I am sorry you can't find one.

It took you 8 months to fill a job role because you were too picky about the applicants.

The job would have had at least 100 applicants. So you hired 1 person and rejected 99+ people.

ShanghaiDiva · 13/08/2026 20:31

shuggles · 13/08/2026 20:25

I don't think you understand how numbers work. You may have hired multiple people within the past 2-3 years, but do you understand that there was at least a hundred applicants for each of those roles that you didn't hire?

If they were responsible for hiring then surely they would be aware of the number of applications received. You, on the other hand, can’t possibly know how many people applied.

LiveLuvLaugh · 13/08/2026 21:02

If a re wire is needed for safety reasons this would not be deprivation of capital. Get a report to evidence this. Wanting a new kitchen because the existing one is 30 years old should and I’m certain would be regarded as deprivation. You can’t surely can’t expect the tax payer to fund things many tax payers can’t afford for themselves - my kitchen is nearly 30 years old and I’ll have to live with it - new roof will take precedence!

SirChenjins · 13/08/2026 21:17

shuggles · 13/08/2026 20:27

It took you 8 months to fill a job role because you were too picky about the applicants.

The job would have had at least 100 applicants. So you hired 1 person and rejected 99+ people.

Rubbish! I've recruited to 2 posts in the last couple of years and neither had 100 plus applicants. My counterparts have also recruited and ditto. Good jobs, NHS, with good benefits and job security.

shuggles · 13/08/2026 21:38

@SirChenjins Rubbish! I've recruited to 2 posts in the last couple of years and neither had 100 plus applicants.

Semantics. If 50 people applied for 1 post, then you rejected 49 people. If 20 people applied for 1 post, then you rejected 19 people.

You don't seem to understand that those numbers are actually people. The dozens of people you reject are not just numbers. They are real people. So it's simply not correct to say that there are jobs just because you know a tiny handful of people who got jobs.

This is absolutely common knowledge across the UK at the moment. There are no jobs. To say otherwise is to become disconnected from reality.

shuggles · 13/08/2026 21:38

ShanghaiDiva · 13/08/2026 20:31

If they were responsible for hiring then surely they would be aware of the number of applications received. You, on the other hand, can’t possibly know how many people applied.

Almost every job vacancy I see states 100+ applicants.

XenoBitch · 13/08/2026 21:40

shuggles · 13/08/2026 21:38

Almost every job vacancy I see states 100+ applicants.

DM has a cleaning company, and she had over 80 applicants for a job that was only 4 hours a week, many from graduates. People are desperate for anything right now.

shuggles · 13/08/2026 22:19

XenoBitch · 13/08/2026 21:40

DM has a cleaning company, and she had over 80 applicants for a job that was only 4 hours a week, many from graduates. People are desperate for anything right now.

Correct, but some people appear to be completely unplugged from this reality.

ShanghaiDiva · 13/08/2026 22:19

shuggles · 13/08/2026 21:38

Almost every job vacancy I see states 100+ applicants.

Seems at odd with @SirChenjins point and s/he is the recruiter.

ShanghaiDiva · 13/08/2026 22:20

shuggles · 13/08/2026 22:19

Correct, but some people appear to be completely unplugged from this reality.

That’s one example. As I stated upthread my Dd applied for several jobs and was offered three. This is also just one example.

SirChenjins · 13/08/2026 22:27

shuggles · 13/08/2026 21:38

@SirChenjins Rubbish! I've recruited to 2 posts in the last couple of years and neither had 100 plus applicants.

Semantics. If 50 people applied for 1 post, then you rejected 49 people. If 20 people applied for 1 post, then you rejected 19 people.

You don't seem to understand that those numbers are actually people. The dozens of people you reject are not just numbers. They are real people. So it's simply not correct to say that there are jobs just because you know a tiny handful of people who got jobs.

This is absolutely common knowledge across the UK at the moment. There are no jobs. To say otherwise is to become disconnected from reality.

No, not semantics. Your claim that every job has 100 plus applicants is simply untrue. I'm well aware that there are people behind every application - I have to sift through each one and then interview the ones who get to that stage. I've done this for 30-odd years. I see very nervous people opposite me who have spent hours on their applications, come really well prepared and are giving it their all - and I feel absolutely shit about rejecting the ones I do. It's the least favourite part of my job. I've been that person who's been rejected, as have my adult children and husband. That still doesn't mean that every job that's come up in my department (or in my husband's or adult children's workplaces) has more than 100 applicants for each position.

truffleruffle · 13/08/2026 22:31

Bunnyhunni6 · 11/08/2026 09:16

I drive. But not a lot I can do regarding school spaces. If I pick another school I will have to drive as can’t walk as it’s the next village on

Shouldn’t you have checked out schools before deciding to move?

caringcarer · 17/08/2026 22:46

If you have £60k and choose to spend it it will be seen as deliberate deprivation of assets. You'll need to get a job because you won't be entitled to benefits for years.

CreamSecond · 18/08/2026 17:53

Yes, next door neighbour is on sickness due to heart failure and she had to show everything. She also has to have a couple of phone calls a year and they want all her bank statements

When my parent claimed they had to show 12 months worth of bank statements. Wasn't a problem as they had very little savings.

XenoBitch · 18/08/2026 18:00

caringcarer · 17/08/2026 22:46

If you have £60k and choose to spend it it will be seen as deliberate deprivation of assets. You'll need to get a job because you won't be entitled to benefits for years.

It depends what OP spends it on. Jewellery and handbags will be Deprivation of Capital. Day to day spending wont be.

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