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How long after spending inheritance can I claim benefits again?

420 replies

Bunnyhunni6 · 11/08/2026 08:48

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

OP posts:
wfhwfh · 11/08/2026 14:32

I think you lost all sympathy (and credibility) with your racist rant.

Either your husband is supporting you, in which case - work or don’t work - it’s your own family’s business. If he’s not supporting you, you should be getting a job like every other family in a similar position and not claiming benefits.

Immigration is totally irrelevant to your post and, as a previous poster said, your mask did slip and it was very ugly.

runnersfeet · 11/08/2026 14:35

Barethe · 11/08/2026 09:09

Country is fucked

This 🫣

ScholesPanda · 11/08/2026 14:37

FIoorboard · 11/08/2026 09:07

Good God
If you have spent 60k when you need money to live, the benefit systen will not pay for around 4 years, as you would have had 15k per Yr to live on.

I work in this area

That's interesting to me, as the OP isn't currently claiming benefits. So if I (currently working) was to spend say £4k on a holiday and £15k on a new bathroom this year, and was subsequently made redundant perhaps six months into 2027, I wouldn't be able to claim anything for two years?

Barethe · 11/08/2026 14:40

ScholesPanda · 11/08/2026 14:37

That's interesting to me, as the OP isn't currently claiming benefits. So if I (currently working) was to spend say £4k on a holiday and £15k on a new bathroom this year, and was subsequently made redundant perhaps six months into 2027, I wouldn't be able to claim anything for two years?

This isn't correct. The OP said "I had to come off benefits when I inherited."

PeopleWatching17 · 11/08/2026 14:50

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

True colours showing now.

TemperanceWest · 11/08/2026 14:52

Barethe · 11/08/2026 14:40

This isn't correct. The OP said "I had to come off benefits when I inherited."

And then contradicted herself by saying she is having to move and leave her job behind: I’m moving to a completely new area to be nearer my mother after my father dying. So unfortunately that means leaving my job behind. Works will be just to modernise it.

Ches71 · 11/08/2026 14:56

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

Because they can ask to see you bank account statements as part of the claim.

chirrupybird · 11/08/2026 14:56

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

You are required to tell them as soon as your financial situation changes and that includes inheritances, you could be in a lot of trouble if you don't tell and they will likely find out if it went through probate and if you bought a house with the proceeds. You can of course lie about it all like the good citizen you are, but it may come back to bite you. Why did you come off benefits if it wasn't because you declared the inheritance?

TheOlderIGetTheStayerIHome · 11/08/2026 14:57

MajorProcrastination · 11/08/2026 11:21

How big's this house?! £60k is LOADS to spend on a full rewire and updated kitchen. Speaking as someone who's just had a full rewire on a 3 bed terrace. Spend what you need to make the house safe. You have 3 kids, why would you spend all that £60k in one go? Find a new job once you're settled, it'll help you build community in the area. Save a load of that money to help your children in the future. Can't you invest it?! Think of the interest on £60k or £50k after the rewire or 30k after rewire and kitchen. Or use it to pay off a chunk of the mortgage so it makes a difference longer term?

What do you mean by benefits by the way? Which benefits?

5 bedrooms by the sounds of it if there is a bedroom for op& DH, one each for the DC and a spare one for her DM.

chirrupybird · 11/08/2026 15:00

Why is everything 'I' until it comes to suddenly your partner holding things down? Does he live with you? Are the children his? Does he pay child support? Or are you strategically separate to get benefits in the first place?

Auspiciousminds · 11/08/2026 15:02

I don't think any of this is true. Looks like the OP just fancies winding people up, for whatever reason that may be.

Cupofteaafterwards · 11/08/2026 15:04

SchnitzelAgain · 11/08/2026 09:13

Let me guess - you don’t drive, in addition to the 3 kids, no job, and living remotely.

And their dad/dads isn’t in the picture…

BlueFahrenheit · 11/08/2026 15:19

Benefits Britain is in full swing.

GreenTraybake · 11/08/2026 15:27

And then there is the rest of us, never inherited anything, working our bums off, paying huge taxes to to pay into the benefits pot with no future date on when a mortgage deposit will ever be enough to even own a house. State of this country really. 😩

ShanghaiDiva · 11/08/2026 15:32

TemperanceWest · 11/08/2026 14:52

And then contradicted herself by saying she is having to move and leave her job behind: I’m moving to a completely new area to be nearer my mother after my father dying. So unfortunately that means leaving my job behind. Works will be just to modernise it.

It’s as though none of this is true..

ImImmortalNowBabyDoll · 11/08/2026 15:33

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

Asylum seekers get £49.18 a week so if you think you're cheaper to subsidise than a migrant, you should be able to last 23.5 years on £60k. If you want to "make the house your own", perhaps do what everyone else does and work to earn the money.

Derpytiger · 11/08/2026 15:35

Get. A. Job.
Be a grown up.
Stop being racist.
Don't expect others to fund your life.

I don't have even £1k let alone £60k yet I'm entitled to no benefits. Why on earth would you be entitled to benefits?!

Madamefroufrou · 11/08/2026 15:38

what are you asking us for? contact the relevent agencies for the definitive assessment, judgement, decision and don’t forget to come back here to tell
us how you fared, as we are all agog

Madamefroufrou · 11/08/2026 15:39

Derpytiger · 11/08/2026 15:35

Get. A. Job.
Be a grown up.
Stop being racist.
Don't expect others to fund your life.

I don't have even £1k let alone £60k yet I'm entitled to no benefits. Why on earth would you be entitled to benefits?!

she isn’t, she knows, we know

Howyoudoings · 11/08/2026 15:47

Moaning about immigration while trying to spead money so you can go back to claiming more benefits . Suppose them same immigrants are stealing your jobs . You sound like a right Chevy scrounger .

ClairDeLaLune · 11/08/2026 15:48

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

Ok so you hold racist views as well as being a benefits scrounger. It’s nice that I as a taxpayer am effectively funding your new bathroom. Would you like me to send you a cheque you poor thing?

Aluna · 11/08/2026 15:51

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

Because DWP and HMRC are closely linked with data sharing.

Why did your mum not move to be near you if you and a job and 3 kids?

Vanillaicelatte · 11/08/2026 15:59

LakieLady · 11/08/2026 11:56

Because they can ask to see bank statements going back quite some time, to check on this specific point.

Occasionally, the DWP rumble that a claimant has had a windfall or savings in excess of the £16k upper threshold/£6k lower threshold. A few years ago, we had a couple of years where there were a few cases where I worked where clients had benefits suspended and savings were looked into.

We were never able to find out how, but the general opinion was that as the banks etc have to report interest paid on cash in accounts to HMRC, and HMRC share info with DWP, our best guess was that the HMRC reporting significant interest payments to DWP might trigger a suspension of benefits.

That’s correct
iSA pension and savings account all report any Interest to HMRC

who in turn report to DWP if that person is claiming benefits
easy to check via NI number

shuggles · 11/08/2026 16:00

@Bunnyhunni6 I am cringing at the people responding to this thread saying it's a wind up.

£60k is nothing in the grand scheme of things. That's only 3 years of expenses on the equivalent of a minimum wage job. How is that a massive sum of money?

And I have absolutely no doubt that the people crying about this thread saying it's a windup are the same people who earn colossal salaries of £80k, or £100k, or more, who supposedly can't make ends meet because every month all of their money evaporates due to a car they have on one of those stupid "PCP" things and also because they eat out frequently and need to buy new clothes regularly.

Bunnyhunni6 · 11/08/2026 16:06

Aluna · 11/08/2026 15:51

Because DWP and HMRC are closely linked with data sharing.

Why did your mum not move to be near you if you and a job and 3 kids?

Ahh thank you. I wasn’t sure. I’m just so worried about getting there and not securing a job. I know when I was on benefits before I had a job already so didn’t need to look for work but I’m sure the job centre helped place people in work or interviews.

My mum lives in a nicer area which is a lot cheaper then where I am currently. So it makes sense to sell up and be nearer to her. After loosing a parent it made me feel like I want to be closer to her.

OP posts:
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