How long after spending inheritance can I claim benefits again?

[Bunnyhunni6]

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

Can you post some proof please

You are a Bunnihunni6 sock, and I claim my £5 🙄

I was being ironic.

The OP could go to prison for benefit fraud. There is room in female prisons and the courts like to make an example of women.

Now if this is a five bedroom house and you're paying cash I would still have a survey because unless you're Wendy from bob the builder you know nowt if you think it needs a rewire. My son bought a Edwardian house and it hadn't been touched since the late 1980s, partial rewire.
Rehome do fabulous ex display and used kitchens. You'll still have change.

Fwiw I worked in HMRC and we got lists of all substantial estates. If you inherited from your df his estate would have paid tax over the limit.
Going to prison for fraud is a very real possibility if you've lied. I know of one case where the over claim was just £14k!

Sorry! I read some mad stuff on here sometimes and honestly thought you meant it

Can’t disagree with that - so many batshit comments on mumsnet! 😂

Broken Britain

No love. Statistically the boat people take up something like 0.1% of our benefit bill. They are very much not the problem. People who have the ability to work, whacking great inheritances that they want to spend on improving their homes and then live off benefits are the problem. Not people who are running away from wars and literally want to work.

It's not that it's a massive money. The principle is that she wants to spend it as fast as possible so she can go back to claiming benefits. That would be just as wrong whether it was £100 or £100,000.

It's that in no point in her thought cycle does she plan to just get a job. No one's saying she should live off her £60k for any length of time. But it should be a buffer whilst she finds work so she isn't a burden on the rest of us.

Surely that's not that hard to understand.

You’re right £60k is nothing. Just vacuumed the sofa and found £25k between the cushions.
to be clear: I wasn’t vacuuming, it was one of the staff as I earn a massive £100k per annum.

@Bunnyhunni6 can't you see it's the entitlement that is causing the reaction?
You've 'had to' come off benefits because of a substantial inheritance, enough to buy a house outright with money over.
You want to spend that on doing up the house so you can get back on benefits ASAP. And you have a working partner apparently.
Essential work only to the house and use the balance to supplement your partner's income until you get a job. Then save up for desirable jobs like the rest of the working population have to do.
I don't want my taxes essentially paying for your shiny new kitchen.
I hope Andy Burnham reads Mumsnet, it might open his eyes to the reality of Benefits Britain.

Unfortunately it won't matter to UC that the money was designed to do up the house. If you burn through 60k quick buying the best of everything expect to be investigated for deprivation of capital. If though there were issues that need addressing eg roof, windows or a broken boiler they would be more accepted than say a 30k top of the range kitchen and a 5k sofa

This x 💯

@ShanghaiDiva You’re right £60k is nothing. Just vacuumed the sofa and found £25k between the cushions.

As I said, that money is nothing if you're on benefits.

You're getting confused between salary and savings. If you're on benefits, a cash pot is nothing as it will be burned through very quickly on normal expenses to survive. A regular cash flow is far more important than a cash pot.

How many wealthy mumsnetters on massive £80k salaries would trade their job and salary for benefits and a single £60k pot? Anyone who thinks like that is delusional.

@thisandthats The principle is that she wants to spend it as fast as possible so she can go back to claiming benefits.

Which is a perfectly normal thing to do, as she does not want to be deprived of her cash flow for too long. As I've said, a regular cash flow is far more important than a pot of cash. I would feel anxious too in the same situation.

It's that in no point in her thought cycle does she plan to just get a job.

Most people on benefits have submitted hundreds of job applications and can't get a job, or they're unwell.

It's a common misconception that people on benefits do not want jobs. That's nonsense.

Incorrect. I am a different person and I do not claim benefits.

My kitchen is more than 30 years old. It's not great but I simply can't afford a new one

Same. Tbh mine isn't in all that bad nick for 35 years old. It's dark wood so probably doesn't show the imperfections. Not very modern but then neither am I.

You can receive an inheritance from people other than your parents you know.

I am not confused about anything. Whichever way you look at it £60k is a considerable sum of money. There is no need for the OP to burn through it at any rate as she could look for a job in the new location. Thus having a regular income and £60k in savings.

In what world is burning through £60k to get back on benefits a normal thing to do?
edit typo

You lack tact.
Unless this is a wind up surely you can see why someone who has inherited enough to buy a house and then have enough left to do work on the house who then asks when they can claim benefits again is going to piss people off big time!
To be honest i work very hard with not much left at the end of the month through no fault other than this disgraceful cost of living situation and i don't really care when you who has around 60k sitting in your account can claim benefits again.
It may have been better to have found out yourself without asking on here.
If you aren't messing about then you should feel a little bit ashamed .

Jeez, people are really getting on their high horses aren't they?
To answer your question ... when your total savings (and that includes any money in the bank or savings including your inheritance money. current account, isa, premium bonds, etc,) go below 16k ... you can apply for benefits again. But you won't get the full amount.
When your money goes under 6k you will get the full amount, whatever that is that you will be entitled to.
Honestly they won't care how long it took you to spend etc.
People who aren't on benefits... you wouldn't purposely make yourself skint to get benefits as you don't get very much. I'm a single mim and was in a similar position to you OP. I inherited money and bought a house. I am on UC now to supplement my self employment earnings and because what was left of the inheritance is mostly gone. After the self employed minimum floor i don't get very much from benefits for me and my six yr old but even a little is such a help and the free svhool dinners are a great help.

And this is exactly what is wrong with this country (if it’s genuine). We need a government to crack down on people like this.

Honestly they won't care how long it took you to spend etc.

Errr yes they will. Deprivation of capital. Non-crucial home repairs comes under that. If they believe she has not spent the money in a reasonable way in a reasonable time frame she will not be able to make a claim at that point.

OP should seek advice BEFORE she starts rattling through the £££

Have absolutely no concerns at all I am sure I can get some overtime to help contribute so that you can sit on your backside in your nice new house. Perhaps you would like to add a sauna and jacuzzi while you were on. After all these will help you spend your time in the manner in which you so rightly expect. Please do not listen to any of the posts telling you you are tone deaf, feckless and taking the piss. You do you.