How long after spending inheritance can I claim benefits again?

[Bunnyhunni6]

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

How much does your partner earn, OP?

There already is a system in place to scrutinise potential claimants' financial situation before they can claim.

Use a bit of that £60k to support yourselves whilst you job hunt, school places will be provided by half term in October at the latest

It’s people like you in this country that are the problem.

As I understand 3 years. You will have to provide evidence of where the money has gone otherwise it is deliberate deprivation of assets to claim benefits

They'll know! Maybe not today, but someone will tell them.

You are the problem. Your attitude is that someone else should foot the bill/sort out the problems which are of your own making.

It's this sense of entitlement which is causing so many issues in society at the moment.

Why have you chosen to move to an area thats remote when you need to find a job?!
This smacks of you not really ever having the intention to work. Why would you not have looked for a job in the new area before moving, so that could buy somewhere suitably located for getting to work?

And we wonder why this country is going to shit

Because she can get benefits of course 🤷‍♀️

For the OP and people like her, working is something other people do to pay for her/their lifestyle choices.

Buying a house to live in is sensible if you were renting before but people don't normally spend 60 grand on fixing the house up. Unless you deliberately bought a very cheap house which obviously needed work then there is an argument that you will have deprived yourself of money to live on.

Utter bollox. Written by someone just making stuff up.

I’ve worked in DWP 30 years last week. I can assure you there is no set amount of money that is regarded as an average nor is there a ‘waiting period’ . All suspected deprivation of asset cases are decided by a decision maker. Each decision is based on individual circumstances.

In the OPs case the amount of house purchase would be ignored. When rents for a 3 bed family home are routinely in the £1500s - spending money on a home that the state doesn’t pay for is a significant saving. As for the £60k that depends if it is spent reasonably. So for example if she paid for driving lessons and bought a reasonably priced car in order to drop her 3 (imaginary) kids at school and then drive to work and generally make herself more employable that is not deprivation. If she spent it on a 2 seater sports car and getting her teeth done in Turkey (or anywhere for that matter) it does not enhance her job prospects and a sustainable life away from benefits,!so it would not be disregarded,
In the OPs case if she inherited £200k and bought the best house she could find for the money, it could well be something that requires a lot of work. So £120 purchase price , stamp duty and conveyancing fees could easily see her left with only £60k .

However a house for £120k is almost certainly going to need substantial work if it’s in the south of England.. so almost all would be regarded as acceptable spending. As the state would not have to pay rent again which is the greatest cost of benefits.

if you read the OP’s posts she talks about ‘selling up’ so presumably already owns a house.

@toomanycoffeecups
May I pm you?

https://www.entitledto.co.uk/

Just put your details into here and read some guidance.

This is it really isn't it? Banging on about migrants, while inheriting a lot of money and still wanting to claim benefits.

Up until this point, I thought you had a reasonable question. But actually, now, you're just a hypocrite. You want to raid the public purse as soon as you can after spending a large inheritance while complaining about people fleeing war, famine and climate change. Nigel Farage would love you.

In the OP’s post at 16.06 or thereabouts she mentions selling up so presumably already has a house…the entire thread is probably complete bollocks.
Have been waiting for my Dd to come out of theatre and been at the hospital all day so plenty of time to read and try to keep my mind occupied.

Totally agree. What a load of unpleasant racist vitriol she is spouting to justify her decision to hide the remaining £60k and claim benefits.

Very funny.

I agree. And I think this is a valuable insight into the mentality of the average Reform voter.

Very quick to get irate about how taxpayer money is spent. Very slow to actually earn anything themselves and pay tax on it.

Has to be -

@Bunnyhunni6 glad you'll be looking for a job once the kids settle in school. I think you did the right thing with your inheritance in buying the house and moving nearer your mum who may need your help but equally may be able to help you. I'm not sure you planned it well though if there are no school places nearby, but nonetheless, I think you are on the right track.

We all know it is hard to work full time with young kids too, so it's good to hear you do want to work. I think you will be able to claim benefits once you have virtually no capital left. I'm not sure it's up to DWP to police how you spend your money, but if you spent it making your house liveable, then who are they to argue? Apply with a view to getting a job and make a concerted effort - think how well off you'll be with a proper income and no mortgage 🥳 . I hope you find a suitable job.

Now for the general rant about some benefit claimants.... As a highest rate tax payer who still has a big mortgage and the stress of finding a new contract before my current one expires - I am sick of funding other people's kids (though if those kids work, I appreciate their taxes could fund my OAP though I've contributed to that quite significantly myself - much more pcm than I will get in pension during my 39years of working life to date) but moreover, I am sick of funding those who can work to sit on their arses doing nothing good for society. Everyone who can and is not an OAP should work for their benefits. (I'm left wing BTW I am into equality but I am sick of people who feel entitled to benefits and take them from day 1 until they become OAPs then claim pension credit ffs making them wealthier than anyone who doesn't have a private pension but worked all their lives). This is no reflection on OP btw who may need help as a stop gap.

Moving to a remote area when you have children who will also need to seek work at some point isn't the brightest idea.

It's reduced when you have £6k or more savings, up to £16k & then you receive nothing.

God I love seeing my payslip every month, especially the tax and NI section. It makes me feel great to know that my money is being spent on people like you who fritter away £60k (I have to earn £100k to net that) on a new kitchen.

My house is mid renovation, I have been living in my bedroom since Jan 2025, I presently have electrics dangling down, exposed steel, open brickwork (that’s not a design feature), a few gaps in my floorboards. My ex and I broke up and he has screwed me over as he was paying for the renovation. I now have to find the money to make it good again. Maybe I should take a loan to do it. I have ADHD, maybe I should go off sick and claim benefits.

Or maybe, I should accept the situation for what it is, and do it the old fashioned way by saving up from my earnings.