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How long after spending inheritance can I claim benefits again?

420 replies

Bunnyhunni6 · 11/08/2026 08:48

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

OP posts:
tamade · 12/08/2026 01:57

deetss · 11/08/2026 10:33

I assumed the opposite - she's moving near her mum who's on her own now that the dad has died. (ie. they were still together)

I went back and re-read the posts and now have no idea why I reached my initial conclusion. OP doesn't say she inherited from her father either.

HangryBrickShark · 12/08/2026 19:33

LakieLady · 11/08/2026 13:28

JSA isn't means-tested. Entitlement is based on whether you've paid sufficient national insurance in the preceding 2 full tax years. And it's only paid for (iirc) 26 weeks.

Oh right. Yes 39 years full up paid NI. Thanks.

shuggles · 12/08/2026 20:22

OnlyMabelInTheBuilding · 11/08/2026 20:59

2-3 years to find a job?!!

Yes, this would be typical. I have applied for dozens of jobs over a few years and have never received an offer. So I guess that I am thankful that I have a job currently.

shuggles · 12/08/2026 20:26

@PeterRabbitsWhiskers Considering full time minimum wage is only around £25k and is taxed, yes £60k should be enough to last someone for this mythical 2-3 years to find a job.

So literally what I just said then?

Although I would be curious as to why people on this site think that £60k is sufficient for 2 - 3 years of living, when those same people claim that colossal salaries of £100k are just barely enough to make ends meet.

There are jobs out there. They just might not be someone's ideal. That is life though and it is easier to find work when in work, so take less than perfect and keep looking for closer to perfect.

You don't understand what people say when they say "there are no jobs."

We're not talking about a situation when women say "there's no men," even though there are many single men, but just not any men that they like.

When people say "there are no jobs" they actually mean "there are no jobs."

People are submitting hundreds of applications and not receiving any job offers or responses from employers.

I have submitted dozens of applications for many different jobs and I have received no offers.

People don't search for the "perfect" job. They search for any job. "There are no jobs" actually means "there are no jobs." There are no hidden meanings.

ShanghaiDiva · 12/08/2026 21:00

@shuggles - don’t be ridiculous. There are jobs out there. The fact that you have received no offers does not mean there are no jobs out there.

OnlyMabelInTheBuilding · 12/08/2026 21:06

shuggles · 12/08/2026 20:22

Yes, this would be typical. I have applied for dozens of jobs over a few years and have never received an offer. So I guess that I am thankful that I have a job currently.

Oh right. Typical, based on your case study of 1.

I’ve hired multiple people in the last 2-3 years, some had only been in their previous roles for 12 months.

OrangeFlower14 · 12/08/2026 21:10

Bunnyhunni6 · 11/08/2026 09:07

The electrics need to be updated. The kitchen is the original kitchen around 30 years old.

So that doesn't mean changing
And the 30-year-old electric presume would be work

And how the fuck would you spend 60 K sorting that out?

BringBackCatsEyes · 12/08/2026 21:16

ShanghaiDiva · 12/08/2026 21:00

@shuggles - don’t be ridiculous. There are jobs out there. The fact that you have received no offers does not mean there are no jobs out there.

It's both. Of course there are jobs out there. There are also lots of people submitting tens or hundreds of applications and not getting work. There are also increasing numbers of highly qualified people being laid off and finding it very, very hard to find work. There certainly isn't "just get a job in Tesco" any more.

BringBackCatsEyes · 12/08/2026 21:20

I don't know what work OP has done, but I did raise an eyebrow at her saying she can get a job in the local school or 'set up something'. Term time jobs are highly sought after.

PeterRabbitsWhiskers · 12/08/2026 21:40

shuggles · 12/08/2026 20:26

@PeterRabbitsWhiskers Considering full time minimum wage is only around £25k and is taxed, yes £60k should be enough to last someone for this mythical 2-3 years to find a job.

So literally what I just said then?

Although I would be curious as to why people on this site think that £60k is sufficient for 2 - 3 years of living, when those same people claim that colossal salaries of £100k are just barely enough to make ends meet.

There are jobs out there. They just might not be someone's ideal. That is life though and it is easier to find work when in work, so take less than perfect and keep looking for closer to perfect.

You don't understand what people say when they say "there are no jobs."

We're not talking about a situation when women say "there's no men," even though there are many single men, but just not any men that they like.

When people say "there are no jobs" they actually mean "there are no jobs."

People are submitting hundreds of applications and not receiving any job offers or responses from employers.

I have submitted dozens of applications for many different jobs and I have received no offers.

People don't search for the "perfect" job. They search for any job. "There are no jobs" actually means "there are no jobs." There are no hidden meanings.

Oh, so my son who walked into our local pub and got a job on the spot doesn't exist then? And the role it has just taken me 8 months to fill in my team doesn't exist?

There are jobs.
I am sorry you can't find one.

Tsubasa1 · 12/08/2026 21:42

To answer your question, I think once you have spent your savings you can claim again.

Therewegothen · 12/08/2026 21:53

I'm not sure why your getting such a hard time.

If the house needs work then you can reasonably spend your savings on it and claim benefits once it's gone. A brand new Merc and £20k sofa are not reasonable, but a rewire, new carpets etc. Totally fine.

aliceofyork · 12/08/2026 22:09

Sigh. Honestly I just despair. These are the people this ordinary people are being taxed to pay for … this country is doomed

JulietOscarBoring · 12/08/2026 22:34

Can you claim benefits if you’ve chosen to leave a job? I didn’t think you could.

ThreadGuardDog · 12/08/2026 23:18

aliceofyork · 12/08/2026 22:09

Sigh. Honestly I just despair. These are the people this ordinary people are being taxed to pay for … this country is doomed

What would you rather OP do then ? She’s using the inheritance to buy a house which means that when she does have to reclaim UC she won’t be entitled to the housing element - a win for the tax payer.

FairKoala · 13/08/2026 05:14

JulietOscarBoring · 12/08/2026 22:34

Can you claim benefits if you’ve chosen to leave a job? I didn’t think you could.

I think this a change of location because her dm needs help so it isn’t as though she is making herself deliberately unemployed

FurForksSake · 13/08/2026 07:17

ThreadGuardDog · 12/08/2026 23:18

What would you rather OP do then ? She’s using the inheritance to buy a house which means that when she does have to reclaim UC she won’t be entitled to the housing element - a win for the tax payer.

She owns a house now, so she’s not currently claiming the housing element anyway.

SirChenjins · 13/08/2026 07:37

FairKoala · 13/08/2026 05:14

I think this a change of location because her dm needs help so it isn’t as though she is making herself deliberately unemployed

She's choosing to give up her job and move near her mum (who presumably could have moved yo be beside the OP instead) to her forever home in the countryside "away from a big town where SA is happening on underage girls from migrants".

The house she has chosen to buy (as someone without a job) requires work done on it which she's rightly using her money to pay off - and once that's gone she's expecting benefits to pay for her lifestyle choices that no-one has forced her to make.

ShanghaiDiva · 13/08/2026 07:53

ThreadGuardDog · 12/08/2026 23:18

What would you rather OP do then ? She’s using the inheritance to buy a house which means that when she does have to reclaim UC she won’t be entitled to the housing element - a win for the tax payer.

OP states that she is selling up so she already has a house!

BringBackCatsEyes · 13/08/2026 08:08

JulietOscarBoring · 12/08/2026 22:34

Can you claim benefits if you’ve chosen to leave a job? I didn’t think you could.

It depends on the reason.
Caring responsibilities will be a valid reason I think.

ShanghaiDiva · 13/08/2026 08:17

FairKoala · 13/08/2026 05:14

I think this a change of location because her dm needs help so it isn’t as though she is making herself deliberately unemployed

OP doesn’t say that her dm needs help, merely that she wants to move closer to her. Although as there are so many contradictions in OP’s posts I doubt any of it is true.

AnnDroidAnnDroid · 13/08/2026 08:47

I cannot for the life of me understand why anyone would give up a job to look after their parent and expect the tax payer to fund them, hugely irresponsible. I’d be horrified if my children ever did that.

EverytimeItPours · 13/08/2026 08:56

ShanghaiDiva · 13/08/2026 08:17

OP doesn’t say that her dm needs help, merely that she wants to move closer to her. Although as there are so many contradictions in OP’s posts I doubt any of it is true.

Yes indeed, there is no suggestion that her mother needs her at the moment care wise, just that she is moving closer to her

Wadsworthy · 13/08/2026 12:37

AnnDroidAnnDroid · 13/08/2026 08:47

I cannot for the life of me understand why anyone would give up a job to look after their parent and expect the tax payer to fund them, hugely irresponsible. I’d be horrified if my children ever did that.

Well, one might make the decision to give up a paying job to look after a parent who needs it. My sister did and I am eternally grateful for her doing that. But she has a very wealthy husband, didn’t need to work, and of course, didn’t expect taxpayers to fund her!

It’s the assumption of being paid benefits that rankles. It’s a funny kind of entitlement. To expect other people to fund your personal choices.

SirChenjins · 13/08/2026 14:06

Would UC still be paid if the OP then claimed benefits for caring for her mum?

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