How long after spending inheritance can I claim benefits again?

[Bunnyhunni6]

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

outing yourself as an ill informed racist to justify your immoral approach to taking tax payers money was probably a bad move. Given you believe the rhetoric about boat loads of migrants I’d be very interested in what you think is going to happen to your benefits if Reform come to power. Big Clue - they aren’t going to go up. The really funny thing about all this as a higher rate tax payer is that I might actually benefit by paying less tax if your dream comes true. I’ll come back and tell you all about the lovely renovations I pay for from the tax that I’m no longer paying.

I wonder if all
these people are angry at the boat loads coming in and claiming benefits.

Only if they're ignorant. Asylum seekers aren't entitled to benefits.

In fact it could be argued that as a homeowner you have to fix things like a leaking roof (in a terraced property at least) and faulty wiring for sure as it could be dangerous.

Yes I'm certain that essential maintenance would be fine.

Common sense tells you what and what may not count as essential maintenance.

Common sense might suggest not purchasing a house with inadequate wiring or asking the vendor to address the issue as a condition of sale.

Wow, I was on your side until this post 🤢

I previously commented on this thread however the more I’m looking at this post the more I’m thinking it’s someone on a wind up. We are all biting and giving the reaction they want.

There's no need to be snippy about it.
Once the house is bought, it's bought. The homeowner has to repair a leaking roof, has to sort out a wiring system that's faulty.

If these things need doing they need doing.
Simple as that.

I would be very wary of banking on a job in the one local rural school. The jobs market is dire at the moment.

JSA isn't means-tested. Entitlement is based on whether you've paid sufficient national insurance in the preceding 2 full tax years. And it's only paid for (iirc) 26 weeks.

Definitely a wind up, someone’s bored. Now throwing in the ‘boat people’ and migrants SA people. Because of course no one else does this 🙄

I think they might look into your assets, which if you own a property with no mortgage they might ask you to sell it.. I'm not 100% sure though...

I like the way you've snuck a little bit of racism in there along with the entitlement to public money.

You are choosing to spend your assets in the hope the welfare system will fund your lifestyle and you think asylum seekers are the problem?

Haven’t you screwed up already here with a contradiction?

first you talked about how long until you can go back on benefits, then you said you are moving so leaving job behind and claiming this is why you are going on benefits

2/10 for this one

Get a remote or hybrid customer service/sales or a carer role in a local care home. I know people hate it and it's tough but benefits shouldn't be a lifestyle choice (getting a minimum hours job at local school as a lunch time lady and claiming UC which seems to be a trend among many other mums I know and also here).

Am not being snippy. Why would anyone with a modicum of intelligence purchase a house that needed to be rewired? Either you would ask the vendor to correct this or ask for an appropriate reduction in price.
OP stated earlier in the thread that she had not completed on the purchase so is not yet the homeowner.

Not sure what area you work in but it isn’t the DWP that’s for sure. There is no yearly average !

Taking OP at face value (and I have 30 years in DWP) the situation is this.

savings of 16k or more knocks you out of UC or in fact any means tested benefits such as income support, income related employment support allowance and income based JSA. If you have been working and have paid sufficient NI in the last two relevant Taxi years (April 2024 to April 2026 then you could be entitled to benefits based on having paid into the system and these are not related to your savings however they are mostly time restricted months only.

As far as universal credit is concerned, there will be no problem with you purchasing a property as this is a long-term saving for the state. We do not pay mortgages until the nine month mark and then only the interest on them whereas we pay rent from day one. This is one of the greatest expenses in the benefit system as Rent is so astronomical.

When it comes to your remaining 60,000 in capital, deprivation of capital will only be considered if you have done something considered to be unreasonable with the money. For example, if you are to take your three children on holiday to Spain for a week, that would not be regarded as unreasonable. It is something that is considered fairly normal. If however you had taken your three kids and your parents on a world cruise for 6 months, that would be regarded as a deliberate deprivation of capital as it is not the norm and at the extravagant end of behaviour.

The type of thing that is normally accepted as not depriving oneself of capital are home improvements just keep all your receipts.
To be honest the example given about no bathroom or just one that you fancy changing is neither here no there. DWP does not have the staff or the inclination to become involved in your building projects so it matters not if if it’s a new bathroom for one you don’t like or just a bathroom because you don’t have one.

Op has suggested the house is 30 years old, of course it doesn't need re-wiring. And generally if a house is in such bad nick that sort of job needs doing, it is reflected in the price. It doesn't mean a buyer should walk away over such a resolvable issue. Why are buyers so blimmin' cautious these days?

Oh go on, you could've squeezed a few more regurgitated headlines in 😉

I think of these sorts of freeloaders when I do my tax return each year. I am proud to support probably about 3 families given my tax bill is about 1.5 times the average national wage. Luckily, I enjoy what I do. But it doesn't mean I enjoy freeloaders having my money!

Same. Some people really need to step away from the Daily Mail

Use some of the £60k to live off until you find a job?

Use some of the £60k to live off until you find a job?

You can’t just spend £60k and then claim benefits once the money’s gone. If you deliberately spend down your capital in order to become eligible, that can be treated as deprivation of capital and the DWP can still consider you to have that money.
If you’re spending it on genuine, necessary work to the house, that’s a different matter, but you need proper advice before doing anything. Speak to Citizens Advice or a benefits adviser and be completely upfront about the inheritance and what you intend to spend it on.
There isn’t simply a set “waiting period” after the £60k has been spent.

Have the electrics been condemned or are just to old standards, old standards are fine unless it's a new build. What is actually wrong with the kitchen? I expect you could tart it up for a few thousands. It is pretty cheeky to just blow £60k and then expect someone else to pay your bills immediately afterwards and it sounds like you might get into trouble for it too.