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How long after spending inheritance can I claim benefits again?

420 replies

Bunnyhunni6 · 11/08/2026 08:48

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

OP posts:
LakieLady · 11/08/2026 12:20

Viviennemary · 11/08/2026 10:46

How you spent your £60k will be looked into. A lot of folk need their house rewired and a new kitchen. But don't have £60k at their disposal. I don't think this will be looked at as essential spending.

Rewiring could be regarded as essential spending if the existing wiring is old and potentially unsafe. I've heard of cases where rewiring and installing CH have both been deemed acceptable uses of capital by DWP.

BCSurvivor · 11/08/2026 12:21

LakieLady · 11/08/2026 12:20

Rewiring could be regarded as essential spending if the existing wiring is old and potentially unsafe. I've heard of cases where rewiring and installing CH have both been deemed acceptable uses of capital by DWP.

I'm not sure essential rewiring is going to cost £60,000.

darkofthesun · 11/08/2026 12:22

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

HMRC knew my husband had inherited money in another European country and wrote to ask us about it.

Don't assume they won't know just because you don't mention it when you try to apply for benefits. The inheritance will have gone through probate in this country so they will certainly know.

Weirdwonderfully · 11/08/2026 12:23

You knew you’d be chewed up and spat out for your stupidity. You aren’t entitled to anything until you go below 16,000 and even before then after £6,000 you get deductions.

if I had £60,000 and a new house there’s no way I’d be sat worrying about when I can claim off the state again I’d be happy with the money the financial freedom and my new home. Not to mention it’s not just you you’re not single so go and get a job. In the meantime keep your children at the school they are at and take them to it

Weirdwonderfully · 11/08/2026 12:25

They’ll also do a review on you and ask to see all bank statements for the banks you and your husband have so there’s no hiding it. The absolute cheek of you to want to hide it from them is unreal

Theworldisyouroystercatcher · 11/08/2026 12:32

You are exactly the problem

Iloveeverycat · 11/08/2026 12:35

user1471538275 · 11/08/2026 09:17

Also, how have you inherited when your mother is alive? Money goes directly to spouse, not child.

It's not essential for you to move to be near your mother, it's just a want.

You have children, they are your main responsibility - don't disrupt them and jeopardise their financial safety.

Not necessarily. They can leave anyone money in a will if it is theirs. I know a father that left his house to his only daughter in his will as his name was only on the deeds. The mother lived there until she had to go into a home. Then the daughter sold it. Didn't have to use the money from it to pay for the care home fees.

MostlyChickpeas · 11/08/2026 12:40

is all the asylum seeker bashing truly relevant?

mateysmum · 11/08/2026 12:41

JFC. So basically I am helping to pay for your new kitchen! OP you can't afford it.
Actually, I think I'll get myself a lovely new house and kitchen and then ask you to contribute. Oh wait, you'll be on benefits by then.

ProudMaker · 11/08/2026 12:43

Bunnyhunni6 · 11/08/2026 08:48

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

Do you really think that when you claim benefits again, that they won't check that you own your own house, and were left money that you have squandered, a great may people live with a 30 year old kitchen.

redsunsets · 11/08/2026 12:51

I really hope you get turned down for benefits. Get a job

FurForksSake · 11/08/2026 12:52

Illegal immigration costs £3-4 billion a year.

Working age and child benefits cost £145 billion.

So illegal immigration is equal to less than 3% of those welfare payments.

MrsOctaviaCharlotteSmythe · 11/08/2026 12:53

this is a puzzlement when its the rich and they all use legal methods of reducing tax then how is this any different as the 60k will only last so long

Soontobe60 · 11/08/2026 12:55

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

Aaah! It’s a racist post from someone who wants the state to pay her to not work!
All makes perfect sense now 🤣

HangryBrickShark · 11/08/2026 12:55

I signed on in April and asked at the time if the inheritance I was expecting (about 150k) would have any bearing on benefits and was told no. This was JSA. I came off benefits a month ago after getting a freelance contract. As it happens I'm still waiting for probate to be finalised. I needed the benefits at the time.

Naunet · 11/08/2026 12:56

Waitingforthecold · 11/08/2026 12:02

Oh you definitely are the problem. Already anticipating fiddling the system when you've got 60k in the bank. Those 'boat loads' of people are fleeing our state funded wars, the least we can do is provide a safe place for them to land. You might want to try educating yourself slightly before even joking about home schooling your children so they don't end up as hateful and belligerent as you.

We have an amazing welfare state if it's used properly, you're lucky enough to have purchased a home with inheritance, have a large amount of money left in the bank and you come from a household with 2 income potential - time to give back if you want to be part of a functioning, socially responsible society.

Oh come off it, many of them are NOT escaping war and I'm absolutely sick of the amount of money it is costing us when the NHS is in a shit state, you can't get an NHS dentist for love nor money, we have a housing crisis, a dead job market, over crowded prisons to the point of letting violent offenders out early to make room, an increase in rape of women and girls etc. Its perfectly reasonable to be sick to death of throwing money at young men who have never put anything into the system, just as its perfectly reasoble to be sick of entitled sods like OP. It seems our institutions just love to throw tax payers money away.

ShanghaiDiva · 11/08/2026 12:58

MrsOctaviaCharlotteSmythe · 11/08/2026 12:53

this is a puzzlement when its the rich and they all use legal methods of reducing tax then how is this any different as the 60k will only last so long

There is a significant difference between reducing the tax you pay, by having an ISA for example, and applying for benefits because you spent £60k making your house cosy.

viques · 11/08/2026 12:59

EllisIsEllis · 11/08/2026 11:57

Is this a 5 bedroom house?!? A room for each child (you say you have 3), plus a room for you/partner and a room for your mum.

Outrageous that you think it’s acceptable to choose to buy a large house, use all your savings on ‘making it your own’, then claiming benefits.

Be fair. It might have five bedrooms but the kitchen is a hole in the floor with a smouldering fire over which they hang an iron pot for porridge and roast rabbits on a stick.

WiddlinDiddlin · 11/08/2026 13:00

In the OP's situation, I would document state of house, and ensure all the work done and purchases made were evidenced via receipts and bank/credit card statements - no cash purchases.

Then its up to the DWP should you need to claim benefits.

If you can show you had a property re-wired because it was dangerous, a 30 year old kitchen replaced because it was hanging off the walls etc, should be fine.

If you're showing the property was absolutely fine but you wanted an upgrade, or you're trying to tell them you had the whole lot done for cash but no evidence of any work done, or that you bought six TV's and a washing machine for every room... then it definitely won't be.

ShanghaiDiva · 11/08/2026 13:01

viques · 11/08/2026 12:59

Be fair. It might have five bedrooms but the kitchen is a hole in the floor with a smouldering fire over which they hang an iron pot for porridge and roast rabbits on a stick.

Don’t forget the dodgy wiring so the only light source is that fire.

MissMoneyFairy · 11/08/2026 13:01

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

What reason did you give them for stopping your benefits. They will hopefully ask for bank statements, it won't cost 60k, you could freshen up the kitchen. Did you pay cash for the house,

QuintadosMalvados · 11/08/2026 13:01

I suppose essential spending like a new electrical system and boiler and the decoration after these repairs would be fine.
Or to fix a leaking roof. Definitely fine I would say.

These things would be justified as they're essential to make the place habitable.

New kitchen because you don't like the look of the old one but it is still functional?

Not so sure about that.

Bridesmaidorexfriend · 11/08/2026 13:03

Bunnyhunni6 · 11/08/2026 08:56

I’m moving to a completely new area to be nearer my mother after my father dying. So unfortunately that means leaving my job behind. Works will be just to modernise it.

You won’t be entitled to benefits if you voluntarily leave your job

Friendlygingercat · 11/08/2026 13:03

Essential spending on the new house if it lack modern facilities is NOT deprivation. The wiring 30 years old and the outdated kitchen she can replace. Loft insulation.Carpets. Are the windows double glazed? You can do that plus any reasonable household items such as white goods, beds, etc. Got any credit cards or loans? You can pay those down. Plus stuff for the kids, winter wardrobe, bedding and so on. You can also buy a normal family car, It does not take much effort to spend 50K. Make sure you keep all receipts.

viques · 11/08/2026 13:06

ShanghaiDiva · 11/08/2026 13:01

Don’t forget the dodgy wiring so the only light source is that fire.

She has got £60.000. She can splash out on some Jo Malone candles, or budget supermarket dupes when she is down to her last £20.000.🙂