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No cash accepted

263 replies

greenose · 04/12/2024 22:02

I've posted about this before and it is getting worse. Takes kids into London today to spend some pocket money off grandparents. Goes yo Pizza Hut and its card only them the glossier shop and they don't Even have tills 😡 you put details into the iPad and pay contactless. I don't understand how all these business are getting away with refusing to accept cash.

OP posts:
DowntonFlabbie · 05/12/2024 14:33

greenose · 05/12/2024 09:24

As others have said the likes of go Henry and rooster cards arnt free, then it's the chore of taking all there birthday/Christmas and pocket money the bank to get it put on the card. Dd has ASD and loses absolutely everything so whilst she did have a go Henry I found I was constantly having to replace missing cards. Gone are the days that they can go out and spend pocket money on what they want 😡

Again, it's useful to know what you're talking about.
Junior revolut IS free. You don't need to go to a bank to put it in a card, you just take the cash and transfer money to their card, and you keep the cash to use (you're into cash, that's literally the point, so you can't say you don't need it!)

Those days are not gone, are they? Almost any shop they want to spend pocket money in takes cash.

If you have to lie and exaggerate to make your point, do you even have one?

VeryQuaintIrene · 05/12/2024 14:33

taxguru · 05/12/2024 08:32

Not in our city when Storm Desmond took out our substation. Literally everything was closed except for the odd small independent selling off their perishables such as the village bakery and butcher where the owners opened for a while but soon closed after a couple of hours once perishables had sold.

We had no power for four days!

You can't employ staff in an unsafe environment or where H&S can't be adhered to, i.e. too cold, too dark, no security, no refreshments/sanitation, no fire alarm, no telecoms, no panic buttons, etc. Not to mention no till/computer systems to read bar codes for pricing, etc in bigger places like supermarkets.

Petrol stations can't open because they need power for the petrol pumps.

Some shops need power for automatic entry/exit doors. The list goes on as to why shops can't stay open in protracted power cuts.

But there are such things as generators (are these more common in my rugged western NC town where power does tend to go out a bit, than they are in the UK?) which keep basics going but many, many people had no connectivity to the internet for a week or so so no card payment was possible, though they were able to take cash. Some petrol pumps were working in a couple of days but again where people had no cash they couldn't use them,

taxguru · 05/12/2024 15:38

LoafofSellotape · 05/12/2024 09:32

I make a point of paying in cash when I can, I don't think people realise it's more expensive oyn the long run to pay by card even though it might be easier, businesses just put their prices up to cover the cost.

Edited

As mentioned several times on this thread, it's costs businesses to handle cash too in terms of time, bank charges, insurance, security, etc.

taxguru · 05/12/2024 15:41

snowlaser · 05/12/2024 12:56

Cash only has value because it can be exchanged for other things - but that's equally true today as it is in a SHTF scenario.

If you don't need that bottle of water, sell it and buy something else. If you need it, keep it.

I think there is a place for both cards and cash. I certainly like cash as a "backup" in the SHTF scenario in which Russian cyber criminals take down our banking system. The world doesn't go Mad Max overnight but at least we could still keep the wheels turning if we had cash.

Yes, but how long would a bit of cash realistically last? What happens when you have to pay your rent, mortgage, utility bills etc., and have spent your little stash on food? If the banking systems are down, you can't withdraw any cash, and your wages/benefits aren't going to be paid into your bank account either. A stash of cash can tide you over for a short while, but ultimately, you'd be as screwed as everyone else.

WillowTit · 05/12/2024 15:41

there are plenty of small independent shops that have signs up saying they encourage cash.
i am always planning to use more cash, i will continue to make an effort.

DogInATent · 05/12/2024 15:43

Never argue with a 'sovereign citizen' or a 'freeman of the land', they'll only drag you down to their level and they have the greater experience of stupid.

DogInATent · 05/12/2024 15:50

snowlaser · 05/12/2024 12:56

Cash only has value because it can be exchanged for other things - but that's equally true today as it is in a SHTF scenario.

If you don't need that bottle of water, sell it and buy something else. If you need it, keep it.

I think there is a place for both cards and cash. I certainly like cash as a "backup" in the SHTF scenario in which Russian cyber criminals take down our banking system. The world doesn't go Mad Max overnight but at least we could still keep the wheels turning if we had cash.

Don't be daft. You've not thought this through. Cash only works if everyone believes in it. If the SHTF that means trust the cash will be worth something when everything gets sorted out.

If I have a spare bottle of water but need a screwdriver, I hold onto the bottle until I can swap it with someone with a screwdriver. The promise to 'pay the bearer' has no inherent value unless there's a bank to back it up. Inflation always runs rife in SHTF situations, because cash has no inherent value.

I'm always amused by the cash is freedom crowd, because the origins of modern currency were to facilitate taxation and government borrowing.

Sidebeforeself · 05/12/2024 15:53

I was in a bar the other day. Had bought drinks that had been taken to the table and its possible that my friends had already had a sip before I paid. It was then that I noticed the “card only” sign. Wasn’t a problem as I pay with cards 99% of the time, but it did wonder what would have happened if I’d been intending to pay with cash! As in, I already have a product I cant put back but wouldnt have any means to pay for it ( if I was alone).

WowIlikereallyhateyou · 05/12/2024 16:00

DogInATent · 05/12/2024 11:36

What do you think you're going to buy?
Who are you going to buy it from?
What value do you think cash will have?
Cash has no inherent value in a SHTF type event.

Of course has value🙄 People with cash were the only ones who could shop in the supermarket the last cyber attack!

Invisimamma · 05/12/2024 17:09

WillowTit · 05/12/2024 15:41

there are plenty of small independent shops that have signs up saying they encourage cash.
i am always planning to use more cash, i will continue to make an effort.

I'm always suspicious this is a tax dodge. We all know some people like to be paid cash in hand so it doesn't go through the books.

ILoveCustardTartsFromTescoBakery · 05/12/2024 17:51

My history is awful, but somewhere around the Cold War, I'm sure there was famously a wheelbarrow filled with cash.

A person walked by, emptied the wheelbarrow of cash and walked off!

DogInATent · 05/12/2024 17:54

ILoveCustardTartsFromTescoBakery · 05/12/2024 17:51

My history is awful, but somewhere around the Cold War, I'm sure there was famously a wheelbarrow filled with cash.

A person walked by, emptied the wheelbarrow of cash and walked off!

Weimar Republic, 1929 and hyperinflation.

PhilosophicalCheeseSandwich · 05/12/2024 19:06

DogInATent · 05/12/2024 15:43

Never argue with a 'sovereign citizen' or a 'freeman of the land', they'll only drag you down to their level and they have the greater experience of stupid.

Absolutely. I deal with these from time to time at work. You simply can't reason with them - they now their rights and won't let facts get in the way of a quasi-legal argument 🙄

greenose · 05/12/2024 19:29

DowntonFlabbie · 05/12/2024 14:28

It's not about freedom. You're no more or less free using cash, it's ridiculous.
The people posting FB about keeping cash to stay free...they're the same idiots talking about being sovereign citizens and calling people steeple fir getting COVID boosters. It's just that vague paranoid inability to understand what's actually happening self important bullshit.

Nobody is taking your freedom away. Chill out

My point is I shouldn't have to take the cash off my kids and use my card,
we should have a choice if we want to use cash or pay by card. That choice is taken away when shops refuse to accept cash.
Yes I can go somewhere else but if my girls wanted the experience of going to the glossier shop that wasn't an option.

Also you really really rude calling me a liar, is there a reason you are so nasty to people you don't know ?

OP posts:
TheDowagerCountessofPembroke · 05/12/2024 20:01

greenose · 05/12/2024 19:29

My point is I shouldn't have to take the cash off my kids and use my card,
we should have a choice if we want to use cash or pay by card. That choice is taken away when shops refuse to accept cash.
Yes I can go somewhere else but if my girls wanted the experience of going to the glossier shop that wasn't an option.

Also you really really rude calling me a liar, is there a reason you are so nasty to people you don't know ?

Where does she call you a liar?

BrerRabbit90 · 05/12/2024 20:26

The people who say they won't shop anywhere that doesn't accept cash, how does that work in practice? You get to the checkout and ask them if they accept cash, and if they don't then no I'm not buying this now even if you were intending to pay by card anyway?! I call BS !

RollerSkateLikePeggy · 05/12/2024 21:26

I know most people happily don't use cash, but I think it's discriminating against a lot of people with mild disabilities. I know someone who can't be trusted to have a debit/credit card, but can use cash. They understand that, and that when they have spent what they have in their wallet that it has gone. Even with a card loaded with a certain fixed amount of money they wouldn't understand the "value" of the money or know how much was left on it at any point in time.

BorgQueen · 05/12/2024 22:13

We were at Peppa pig world last year, we couldn’t use cash in the park for food etc. but could use cash to buy a gift card in the shop to spend in the park.
Almost all DH’s age 50+ customers pay him in cash for jobs under £100 and yes, it all goes on the books.

PhilosophicalCheeseSandwich · 05/12/2024 23:06

Almost all DH’s age 50+ customers pay him in cash for jobs under £100 and yes, it all goes on the books.

Would he prefer them to pay him by bank transfer so he doesn't have to bank the cash?

DowntonFlabbie · 06/12/2024 08:45

greenose · 05/12/2024 19:29

My point is I shouldn't have to take the cash off my kids and use my card,
we should have a choice if we want to use cash or pay by card. That choice is taken away when shops refuse to accept cash.
Yes I can go somewhere else but if my girls wanted the experience of going to the glossier shop that wasn't an option.

Also you really really rude calling me a liar, is there a reason you are so nasty to people you don't know ?

You don't have to and you do have the choice. Not sure why you're pretending the UK is a cashless society.

I'm not nasty, don't be so precious. You're talking bunkum and getting pissy about it being called out. Get over yourself

taxguru · 06/12/2024 10:18

greenose · 05/12/2024 19:29

My point is I shouldn't have to take the cash off my kids and use my card,
we should have a choice if we want to use cash or pay by card. That choice is taken away when shops refuse to accept cash.
Yes I can go somewhere else but if my girls wanted the experience of going to the glossier shop that wasn't an option.

Also you really really rude calling me a liar, is there a reason you are so nasty to people you don't know ?

Is using a card any different to how it used to be in years gone by where kids got gift vouchers or book tokens as presents. I remember getting them in birthday and Christmas cards from relatives and then going to the appropriate shops to choose things to buy using them. It was very rare for any cards coming through the post to contain cash due to the risk of loss or theft in the postal system. Funnily enough, I easily understood the value and didn't need pieces of paper with the Queen's head on to tell me how much I could spend!

VeryQuaintIrene · 06/12/2024 14:06

The vouchers were still physical objects that presumably said what they were worth, so it is definitely not the same thing.

Bazinga007 · 06/12/2024 14:36

If your card gets snatched then it's takes less than 30 seconds to turn off the card on your banking app.

VeryQuaintIrene · 06/12/2024 15:25

Once you know that it's been taken or you left it somewhere by mistake etc.

taxguru · 06/12/2024 15:27

VeryQuaintIrene · 06/12/2024 15:25

Once you know that it's been taken or you left it somewhere by mistake etc.

But you've still got the chance of getting it stopped. However, if you have your wallet/purse pickpocketed, that money is gone forever, no hope at all of getting it back.