No cash accepted

[greenose]

I've posted about this before and it is getting worse. Takes kids into London today to spend some pocket money off grandparents. Goes yo Pizza Hut and its card only them the glossier shop and they don't Even have tills 😡 you put details into the iPad and pay contactless. I don't understand how all these business are getting away with refusing to accept cash.

@DowntonFlabbie then please explain. My understanding is I need a back card per person to tap as you get on an off the tube. If my dc use their own bank cards, I need to transfer money to them if I don’t want them to pay from their own funds. What am I misunderstanding?

If only there was a simple, universal system that could be used by anyone, adult or child; Londoner or visitor. I'm sure that there used to be one...

They aren't bank cards. They're revolut cards or similar, and you can transfer money between them at the touch of a button, in seconds.
.you're determined to make it out it's a huge palaver, when it is the simplest thing in the world.

Make work for yourself though, what do I care? 🤷‍♀️

There is, but it's less easy than simply tapping the card you already have anyway!!

What, an oyster card? I don't have one. I do already have cash, though.

No, we put £20 on their zip card and top it up as needed.

But I wouldn’t have an issue her using her debit card if she’d forgotten her zip card. We can always refund it later.

we should have a choice if we want to use cash or pay by card

and retailers should have a choice as to whether they accept cash or card …. and they do

I’d assume they were using a debit card, but they could be using a credit card ….. the same people who paid £1 on card for a lucky dip might pay on card for a tombola

Why are you being so mean? I’ve never heard of a revolute card and asked for details. Rather than just explain you’ve been a mean girl. Really uncalled for. I’ll have a google but dc have bank cards so I’m confused why getting a different card for each of them will be easier than a family trip to London previously was where I could just pay on one card. I’ll have a look.

Are you always this obnoxious to other posters

If they have bank cards then just use them. You can refund them really easily or just give them a tenner.

There are also lots of apps where you can set up a group of people and then each pays for "joint" things but taps in each person's share, and then at the end of the evening/day, it tells you the balance you need to pay/receive between you to pay your own costs. My son uses them when he has days/evenings out with his friends. They take it in turns to pay for, say, rounds of drinks, or meals/snacks or entry fees, and then the app does a tallying up at the end. He says it worked really well when he's been on holiday with groups of friends and avoids everyone paying separately for their own stuff, or having the difficult discussions if they share the cost of say a meal and one person's meal is a lot more than others.

Cards are safer and don't require the business to store cash or bank it every few days. When I see cash only signs I usually assume it's a tax dodge.

Many I know do (incl. small school PTA and other small charities) they have a card reader and can use it for any amount. Positive is that no excuse for people saying they have no cash or change, negative is that there is a fee and also can have issues if there is poor signal.

Those cards cost money to use/have. And cash has educational benefits such as numeracy and budgeting.

No they don't. And you need the exact same numeracy and budgeting skills for cards and cash.

I kind of disagree. The shopkeeper asks for £3.68, for example, and you’ve got to look through your coins working out if you have enough change or you need to use a fiver etc. You also need to know if the change is correct.
If you pay with a card it’s just tap and done.

I agree that you still need to know how much you’ve got on your card and if you can afford all the items etc

You can disagree, but you're wrong. You can only tap your card for 3.68 if you have it on your card. You'd need to either know exactly what you have or look, exactly the same as with cash. You need to monitor your level if you have ten and spend 3.68 you need to know if you can then spend X in the next shop.

It's the exact same skill set. But why you would imagine learning one precludes the other is the odd part. Both are needed because both are used.

Yes the budgeting is the same skill set. I agreed with you on that. You need to know that £3.68 is less money than you have on your card, how much you will have left and how much you need to have left to buy the other things you need.

But, counting out coins is a different skill. Knowing you need £3.68 and that you can make that from 2 £1 coins, 2 50ps 3 20ps and another 10p will mean you need 2p change.

1. Learn that skill as well then, and
2. It's more important to be able to use cards properly as that's now more common than using cash.

It's not an either or, you need both. But one is more prevalent and only getting more so. I have no actual clue what you are arguing about.

I’m not arguing anything.

I, personally, never use cash. I’m simply stating that using cash to pay adds an extra mathematical layer onto the transaction.

I agree that budgeting is a very important skill, vital I would say. You need to budget paying by card or cash. However, using cash just adds an extra bit of work. I was agreeing with the PP that using cash gives an additional value in general numeracy.

I'd switch to literacy concerns if I were you, as you don't understand what arguing means.

Using a card gives you a massive advantage which is a record of what you've spent. Some apps give you analyses of what you've spent, on what, over time periods, etc. Far superior for control and budgeting than cash. When you spend cash, unless you've a brilliant memory or make copious notes, it's easy to lose track of what you've spent it on.