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Found odd entry on credit card statement

159 replies

atalost · 29/02/2024 20:39

Hi
I found a credit card entry for £88.94 on hubby's statement. Instead of a shop/company name it simply states "2907fe91-66a2-47bb-9f7"

Any ideas.

OP posts:
noexcusesforlatenessalan · 01/03/2024 07:28

FoxtrotOscarFoxtrotOscar · 29/02/2024 21:51

Is he riding an Italian?

Grin
user1492757084 · 01/03/2024 07:29

Often the name on the card statement isn't the same as the retailer's or shop name. The statement will list the official legal entity that has the account with the banking institution.

CwmYoy · 01/03/2024 07:30

Sympathy to your poor husband.

Freesiabritney · 01/03/2024 08:21

whatyasay · 29/02/2024 21:48

I find it weird you both sit and tick off stuff you've paid for and check each other accounts? Or maybe I'm to odd one for not doing this?

If so I'm odd too. I scan my own statement and if all seems well I pay it. Don't even look at husbands statement.

newtothis0 · 01/03/2024 08:22

Foreign payments often do appear as a string as opposed to a description.

This is a pretty big drip feed, but irrespective, if the trust is gone so much that you have strong enough suspicions to be concerned that a single unaccounted payment is indicative of foul play, your relationship is over.

Teamarugula · 01/03/2024 08:22

Why are people assuming she’s questioning this because she doesn’t trust him? You’re meant to go through your statements to check for scams/unexpected transactions. She’s asking because she couldn’t tell what this was so it could have been suspicious from a fraud perspective, not a DH perspective.

Seaside3 · 01/03/2024 08:24

Fair enough to check statements (the each others bit is odd). But to rum to mumsnet twice, despite his explanation, is odd. Just suggest he checks the amount against his order and that's it.
Fancy living with that level of suspicion and drama.

Yellowtrouser · 01/03/2024 08:29

The number is a 'host group id' used as an identifier in tansactions between different IT systems. I wouldn't expect it to be what is shown on the statement though.

shepherdsangeldelight · 01/03/2024 08:30

Teamarugula · 01/03/2024 08:22

Why are people assuming she’s questioning this because she doesn’t trust him? You’re meant to go through your statements to check for scams/unexpected transactions. She’s asking because she couldn’t tell what this was so it could have been suspicious from a fraud perspective, not a DH perspective.

People are questioning it because her DH has told her it's for the tyres he bought from Italy i.e. not a fraudulent transaction and she didn't (until he showed her the invoice) believe him.

Teamarugula · 01/03/2024 08:33

shepherdsangeldelight · 01/03/2024 08:30

People are questioning it because her DH has told her it's for the tyres he bought from Italy i.e. not a fraudulent transaction and she didn't (until he showed her the invoice) believe him.

If you read her posts she’s very obviously asking why it didn’t just give the name of the retailer and what caused it to show this ID which isn’t what normally appears on statements. At no point has she expressed the slightest doubt about her DH.

ShesGotAHeartOfGold · 01/03/2024 08:35

atalost · 29/02/2024 21:29

We both just sat and did our bills together so we go through mine & his credit cards and tick off the payments as we do this when we get paid to see what bills we've paid etc. I don't feel I need to justify as I'm not doing anything sneaky, I just found it odd not see a shop/retailer if purchased Pirelli bike tyres online.
If you can't be helpful, don't bother questioning me please

Who has time to do this? All our bills are just paid automatically. We have a joint app we can look through to see money in/out but I never really check it unless something seems off.

BeckyWithTheGoodBear · 01/03/2024 08:37

In the 90s my mum thought my dad was having an affair as there was an odd phone number, that was called frequently at night, on the phone bill statement.

It turned the number was the dial up we used for the internet. My mum never thought to ring the phone company just dived straight to affair.

I agree with everyone else that in OP's case it's probably bike tyres....

StopStartStop · 01/03/2024 08:37

If you can't be helpful, don't bother questioning me please

It's a public forum.

a222 · 01/03/2024 08:42

gambling?

BeepyMan · 01/03/2024 08:47

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Watchkeys · 01/03/2024 08:49

Chitterlina · 29/02/2024 23:41

Italian rubbers

LTBastardo

Brilliant :D

shepherdsangeldelight · 01/03/2024 08:51

Teamarugula · 01/03/2024 08:33

If you read her posts she’s very obviously asking why it didn’t just give the name of the retailer and what caused it to show this ID which isn’t what normally appears on statements. At no point has she expressed the slightest doubt about her DH.

Virtually the first answer explains what it is, so there was no need to keep asking.

And interesting the first answer on the other thread which OP thinks was helpful was basically the same answer.

crockofshite · 01/03/2024 08:56

You can contact the credit card company and query the transaction. They'll look into it and come back to you with more information to help you identify the payment. If it seems like fraud they'll delete the transaction so you won't have to pay it.

Companies often have a parent company or subsidiary name that appears on the statement so you wouldn't immediately recognise the transaction.

Sausage1989 · 01/03/2024 08:58

whatyasay · 29/02/2024 21:48

I find it weird you both sit and tick off stuff you've paid for and check each other accounts? Or maybe I'm to odd one for not doing this?

My parents do this and it is odd. Very 😂

Bunbun9 · 01/03/2024 08:58

From the HSBC website

International Bank Account Number (IBAN) - The IBAN is a series of alphanumeric characters that helps to identify accounts held anywhere in the world

so very likely the bike tyres from Italy

Threewheeler1 · 01/03/2024 09:00

No. He's lying. That's clearly a payment for wingnuts from Paraguay.

TeabySea · 01/03/2024 09:03

Teamarugula · 01/03/2024 08:22

Why are people assuming she’s questioning this because she doesn’t trust him? You’re meant to go through your statements to check for scams/unexpected transactions. She’s asking because she couldn’t tell what this was so it could have been suspicious from a fraud perspective, not a DH perspective.

Having read both threads, I can see this is why OP was concerned but it would have saved a lot of hassle if that had been made clearer.
Easier to say "I'm concerned about possible fraud because...." than being vague about it.

candycane222 · 01/03/2024 09:07

Brescia is a manufacturing town in northern Italy, a country famous for its love of cycling and all things bike.

Just the place to get fancy bike tyres from I wold have thought

WhatWhereWho · 01/03/2024 09:08

Being mumsnet its obviously to do with a threesome so get your ducks in a row and leave him.

LuciaPillson · 01/03/2024 09:08

So I've perused both threads with great interest but (I confess) little attention to detail, and have emerged with the general notion that Italian cows are stupid. Or, possibly, that Italian bike tyres are made from Italian cows. Which are stupid. Or, possibly, that it's stupid to make bike tyres out of cows since they ought to be made out of rubber.

It also randomly went through my head, what if you ordered bike tyres from Italy, but instead received a stupid cow? How on earth would you send the cow back, but you couldn't just release it into the wild because it would be too stupid to survive. And unless it calved every year, you wouldn't even get milk and if it did calf every year, what would you do with all the calves? Mark them up and sell them on?

We may need another five or six threads on this topic for me to be able to reason it all through.